HSBC Visa Platinum Credit Card

Updated August 2018

Up to 5%Cash Back on Petrol, Groceries, Dining & Selected Recurring Bills
S$120Cash Back Cap per quarter
S$800Min. Spend per month, per quarter
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Promotion
Promotions
Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
  • Get a Samsonite Astra 55cm luggage (worth S$350) when you charge S$600 to your new card within a month of Card Account opening date
  • Valid for New Cardholders
  • Promotion valid from 2 Jul 2018 - 30 Sep 2018, applications must be approved by 15 Oct 2018
Option 2: S$100 Cash Back
  • Get S$100 Cash Back when you charge S$600 to your new card within a month of Card Account opening date, valid for New Cardholders
  • Existing Cardholders get S$50 Cash Back
  • Promotion valid from 2 Jul 2018 - 30 Sep 2018, applications must be approved by 15 Oct 2018
Key features
Key features
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • 2 year Annual Fee waiver
Cash back
Cash Back
Very Good
  • 5% or 3% cash rebate on all grocery spend (with min. $800 or $400 spend/month for all three months in the quarter)
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment (with min. $400 spend/month for all three months in the quarter)
  • 5% or 3% cash rebate at all Shell and Caltex stations (with min. $800 or $400 spend/month for all three months in the quarter)
  • 2% or 1% cash rebate on dining (with min. $800 or $400 spend/month for all three months in the quarter)
  • S$60 cap per account per quarter
Petrol
Petrol
Very Good
  • Up to 20.2% in savings at Shell and Caltex stations
  • 16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
  • 16% instant discount at Shell stations (5% site discount + 5% Shell Escape discount + 6% HSBC card discount)
  • 3% or 5% in cash rebates (min. spend $400 or $800/month respectively for all 3 months)
Grocery
Grocery
Satisfactory
  • 5% cash rebate on all grocery spend with min. S$800 spend/month for all 3 months in a calendar quarter
  • 3% cash rebate on all grocery spend with min. S$400 spend/month for all 3 months in a calendar quarter
  • S$120 or S$60 cap per account per quarter depending on minimum spend tier
Dining
Dining
Satisfactory
  • 2% cash rebates on all dining spend with min. S$800 spend/month for all 3 months in a calendar quarter
  • 1% cash rebates on all dining spend with min. S$400 spend/month for all 3 months in a calendar quarter
  • $1 = 1 Rewards point
  • S$120 or S$60 cap per account per quarter depending on minimum spend tier
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$55

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay