HSBC Visa Platinum Credit Card

Updated December 2018

5%Cash Back on Dining, Groceries, Petrol
S$250Cash Back Cap per quarter
S$600Min. Spend per month, per quarter
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Promotion
Promotions
Option 1: Get a Samsonite Astra 55cm luggage (worth S$350)
  • Get a Samsonite Astra 55cm luggage (worth S$350) when you charge S$600 to your new card within a month of Card Account opening date; AND
  • Get Samsonite Sammies Rabbit Rosie or Dino Rex Backpack (worth S$55) when you submit an application (which is approved) between 1 Nov - 31 Dec 2018
  • Valid for New Cardholders
  • Promotion valid from 1 Oct 2018 - 31 Dec 2018, applications must be approved by 15 Jan 2019
Option 2: S$100 Cash Back
  • Get S$100 Cash Back when you charge S$600 to your new card within a month of Card Account opening date, valid for New Cardholders; AND
  • Get Samsonite Sammies Rabbit Rosie or Dino Rex Backpack (worth S$55) when you submit an application (which is approved) between 1 Nov - 31 Dec 2018
  • Existing Cardholders get S$50 Cash Back
  • Promotion valid from 1 Oct 2018 - 31 Dec 2018, applications must be approved by 15 Jan 2019
Key features
Key features
  • 5% cash rebates on dining, grocery and petrol
  • Kids now enjoy free movies, meal and trips and many more family offers
  • 1X Reward Point for every S$1 spent
  • 2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Cash back
Cash Back
Very Good
  • 5% cash rebate on dining, groceries and petrol with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
Petrol
Petrol
Very Good
  • Up to 20.2% in savings at Shell and Caltex stations
  • 16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
  • 14% instant discount at Shell stations (5% site discount + 5% Shell Escape discount + 4% HSBC card discount)
  • 5% in cash rebates with min. spend $600/month for all 3 months in a calendar quarter
Grocery
Grocery
Very Good
  • 5% cash rebate on all grocery spend with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
Dining
Dining
Satisfactory
  • 5% cash rebate on dining with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
  • $1 = 1 Rewards point
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$55

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay