HSBC Visa Platinum Credit Card

Get up to S$250

5%
Cash Back on Dining, Groceries, Petrol
S$250
Cash Back Cap per quarter
S$600
Min. Spend per month, per quarter
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Get up to S$250

Promotion
Promotions
10 chances to win S$100 NTUC FairPrice Vouchers AND a chance for a Dyson Supersonic Hairdryer
  • 10 chances to win S$100 Oscar's (Conrad Centennial) Dining Vouchers
    Like, Share, Tag 2 family members, and Post an image or comment about your favourite grocery shopping moment on our Grocery Facebook post
  • Bonus: Stand a chance to win a Dyson Supersonic Hairdryer
    Fulfill the above actions on MoneySmart’s Facebook post, and Apply for your new HSBC Visa Platinum Card via MoneySmart and also get S$150 Grab credits
  • Click here for more information
Key features
Key features
  • 5% cash rebates on dining, grocery and petrol
  • Kids now enjoy free movies, meal and trips and many more family offers
  • 1X Reward Point for every S$1 spent
  • 2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Grocery
Grocery
Excellent
  • Enjoy S$100 worth of NTUC FairPrice Vouchers when you Like, Share, and Comment on MoneySmart’s Grocery Facebook post. Be in the running to win a Dyson Supersonic Hairdryer (U.P S$599) when you fulfill the above actions and apply for your HSBC Visa Platinum Card via MoneySmart and fill up this form. More details
  • 5% cash rebate on all grocery spend with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
Dining
Dining
Excellent
  • 5% cash rebate on dining with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
  • $1 = 1 Rewards point
Cash back
Cash Back
Very Good
  • Enjoy S$100 worth of NTUC FairPrice Vouchers when you Like, Share, and Comment on MoneySmart’s Grocery Facebook post. Be in the running to win a Dyson Supersonic Hairdryer (U.P S$599) when you fulfill the above actions and apply for your HSBC Visa Platinum Card via MoneySmart and fill up this form. More details
  • 5% cash rebate on dining, groceries and petrol with min. S$600 spend/month for all 3 months in a calendar quarter
  • S$250 cap per account per quarter
Petrol
Petrol
Very Good
  • Up to 20.2% in savings at Shell and Caltex stations
  • 16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
  • 14% instant discount at Shell stations (5% site discount + 5% Shell Escape discount + 4% HSBC card discount)
  • 5% in cash rebates with min. spend $600/month for all 3 months in a calendar quarter
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$55

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay