- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS enjoy additional MoneySmart Exclusive offers!
- Stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150)! Check out our past Lucky Draw winners here!
- Get a FREE 5GB Eskimo e-SIM (worth S$33.60) from the MoneySmart Eskimo e-SIM Giveaway! No min. spend required!
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- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$1 = 3 Miles
- Min spend per annum on Singapore Airlines Group
- S$800
- Foreign Currency Transaction Fee
- 3.25%
[RICHEST OFFER IN THE MARKET]
MoneySmart Exclusive Flash Deal:Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you apply and spend a min. of S$2,000 within 60 days from card approval date. T&Cs apply
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- on Foreign Currency Spend
- S$1 = Up to 2.2 Miles
- on your Citi Wealth First Account
- Up to 7.51% Interest
- Application Journey for the Bundle
- Single
[LUXURY WATCH LUCKY DRAW]
Get an additional S$80 Trip.com Coupons on top of an Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth S$529), or a Sony HT-AX7 Portable Theatre System (worth S$769) or get up to S$480* when you spend a min. of S$500 within a month on your credit card and open your Citi Wealth First account! T&Cs apply.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Foreign Currency Transaction Fee
- 3.25%
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
[LUXURY WATCH LUCKY DRAW]
Get S$300 Cash via PayNow or 5,040 SmartPoints when you apply and spend a min. of S$1,000 from Card Account Opening Date to end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[LUXRY WATCH LUCKY DRAW]
Get up to S$280 Cash Rewards* or 2,990 SmartPoints when you apply and spend a minimum of S$500 by the end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000). Check out our past Lucky Draw winners here! T&Cs apply.
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- all eligible purchases
- 1.5% Cashback
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
[MoneySmart Exclusive Offer]
Get S$120 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$250 per month in Qualifying Spends for 3 consecutive months from Card approval. T&Cs apply.
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.
- Cash Back on Cruises
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Foreign Transaction Fee
- 3%
- Overseas Spending Rewards
- S$1 = Up to 2.25 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- Foreign Currency Overseas Spending in June & December
- S$1 = 2 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
• New to American Express Card Members can get up to
• Existing Card Members can get up to
T&Cs apply.
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- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Foreign Currency Transaction Fee
- 3.25%
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
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- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
[LUXURY WATCH LUCKY DRAW]
Stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000) when you apply and spend a min. of S$500 by the end of the following calendar month. Check out our past Lucky Draw winners here! T&Cs apply.
[HSBC Online Promotion]
- New Cardholders can receive a Samsonite ZELTUS 69cm Spinner Luggage (worth S$680) or S$200 Cashback, plus an additional S$100 Cashback with 1 Qualifying Transaction.
- OR Existing Cardholders get S$50 Cashback for spending a minimum of S$500 and providing marketing consent. T&Cs apply.
- PLUS stand a chance to win An all-electric Mercedes-Benz EQB and round-trip air tickets to Paris! T&Cs apply.
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- Base Earn Rate
- S$5 = 1X UNI$ (or 2 miles)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Rewards to Miles Conversion, no min. spend
- 1 UNI$ = 2 Miles
[MONEYSMART EXCLUSIVE FLASH DEAL]
Enjoy the RICHEST OFFER in the market with a S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
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- per S$1 spent on eligible Singapore Airlines and Scoot flights
- Earn up to 8.5 HighFlyer Points
- per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
- Earn 1.8 HighFlyer Points
- worth S$418 offering a free night's stay every year
- Complimentary Accor Plus Membership
PLUS enjoy up to S$8,850 in Business Savings! T&Cs apply.
- Overseas Spending Rewards
- S$1 = 10X Points
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.50%
[LUXURY WATCH LUCKY DRAW]
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- on Overseas Dining
- Up to 5% Cashback
- on Overseas Groceries
- Up to 3% Cashback
- Foreign Transaction Fee
- 3.25%
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- Foreign Currency Transaction Fee
- 3.25
- Minimum Spend
- S$0
- on Foreign Currency spend
- S$1 = 2.1 Miles
- Min. spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- on Air Tickets and Foreign Currency Spend
- S$1 = 7X Points
- Min. Spend per month to unlock 7X Points
- S$800
- Rewards to Miles Conversion for Selected Airline Parnters
- 1 Point = 0.4 Miles
