- on your 5 preferred cashback categories
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Foreign Currency Transaction Fee
- 3.25%
[EXCLUSIVE ADDITIONAL GIFTS FOR MONEYSMART APPLICANTS]
Get S$30 Changi Rewards Flexi e-Voucher +S$20 iShopChangi voucher (worth S$50) when are the first 500 approved applicants to apply & spend a min. of S$1,300 within 2 months from card approval date!
The rest will receive a S$20 iShopChangi voucher! T&Cs apply.
PLUS get S$200 Cashback or a Samsonite ENOW SPINNER 69/25 Luggage (worth S$570) from Maybank when you meet the spend criteria! T&Cs apply.
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Foreign Currency Transaction Fee
- 3.25%
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.
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- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$1 = 3 Miles
- Min spend per annum on Singapore Airlines Group
- S$800
- Foreign Currency Transaction Fee
- 3.25%
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- on Foreign Currency Spend
- S$1 = Up to 2.2 Miles
- on your Citi Wealth First Account
- Up to 7.51% Interest
- Application Journey for the Bundle
- Single
Get up to S$400 Cash or an Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth S$529) or a Sony HT-AX7 Portable Theatre System (worth S$769), plus an EXTRA S$80 Trip.com Coupon when you meet the relevant criterias! T&Cs apply.
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$180 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.
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- all eligible purchases
- 1.5% Cashback
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.
- Cash Back on Cruises
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Foreign Transaction Fee
- 3%
- Overseas Spending Rewards
- S$1 = Up to 2.25 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Foreign Currency Transaction Fee
- 3.25%
Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply.
PLUS stand a chance to win:
- Everdesk Lite+ (worth S$599). T&Cs apply.
- AND up to S$7,900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.
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- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
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- Base Earn Rate
- S$5 = 1X UNI$ (or 2 miles)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Rewards to Miles Conversion, no min. spend
- 1 UNI$ = 2 Miles
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- per S$1 spent on eligible Singapore Airlines and Scoot flights
- Earn up to 8.5 HighFlyer Points
- per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
- Earn 1.8 HighFlyer Points
- worth S$418 offering a free night's stay every year
- Complimentary Accor Plus Membership
PLUS enjoy up to S$8,850 in Business Savings! T&Cs apply.
- Overseas Spending Rewards
- S$1 = 10X Points
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.50%
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply.
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply.
PLUS stand a chance to win:
- Everdesk Lite (worth S$599). T&Cs apply.
- AND up to S$7,900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards.
- on Overseas Dining
- Up to 5% Cashback
- on Overseas Groceries
- Up to 3% Cashback
- Foreign Transaction Fee
- 3.25%
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- Foreign Currency Transaction Fee
- 3.25
- Minimum Spend
- S$0
- on Foreign Currency spend
- S$1 = 2.1 Miles
- Min. spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- on Air Tickets and Foreign Currency Spend
- S$1 = 7X Points
- Min. Spend per month to unlock 7X Points
- S$800
- Rewards to Miles Conversion for Selected Airline Parnters
- 1 Point = 0.4 Miles
