- on Foreign Currency Spend
- S$1= 10X Points
- on All Other Spend
- S$1= 1X Point
- 1 Point = 0.29 Miles
- Rewards to Miles Conversion
Get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $271.50) when you apply and spend a min. of S$250 in Eligible Transactions. T&Cs apply.

- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month (till 31 Oct 2023)
- S$600
- Cash Back Cap per month
- S$100
[CASH BONUS FLASH DEAL]
Get S$300 Cash via PayNow OR $320 eCapita Vouchers OR an Apple Watch SE, 40mm GPS (worth $382.50) OR a Titan V1 7 Speed Foldable Bike (worth S$399) when you apply and spend a min of S$988.
PLUS get S$30 Cash Bonus via PayNow when you sign up through MoneySmart! T&Cs apply.
PLUS enjoy a lower minimum monthly spend requirement of only S$600 (previously S$800) to get 10% cashback* on 5 eligible categories! T&Cs apply.

- on Local and Overseas spend
- S$1 = 10 OCBC$
- on Eligible Online Spend, for a limited time only.
- S$1 = 15 OCBC$ (equivalent to 6 Miles per S$1)
- with 7,000 OCBC$
- S$20 NTUC FairPrice Vouchers
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply
Additionally, enjoy upsized rewards of 15x OCBC$ (equivalent to 6 Miles) per S$1 spent for the first 3 months on eligible online and retail purchases. T&Cs apply

- Cash Back
- Up to 10%
- Cash Back Cap per month
- S$100
- Min. Total Spend per month
- S$800
[MONEYSMART x OCBC GIVEAWAY | Upsized Cash]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) OR S$280 UPSIZED Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply

- Local Spend
- S$1 = 1.3 Miles
- Overseas Spend
- S$1 = 2.2 Miles
- On Travel Spend at Expedia & Kaligo
- S$1 = Up to 10 Miles
- on Online Spend*
- S$1= 10X Points
- on Shopping Spend
- S$1= 10X Points
- on All Other Spend
- S$1 = 1 Point
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- on Online Spend and Contactless Payments
- S$1= 10X Points
- on All Other Spend
- S$1= 1X Point
- Points to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles

- Cash Back
- 1.5%
- Bonus Cash Back
- 3.5%
- Min. Spend
- S$0

- on Online Spend
- S$5 = 5 DBS Points (2 Miles per S$1)
- on All Other Spend
- S$5 = 1 DBS Point (0.4 Miles per S$1)
- e-Commerce Protection for Online Purchases
- Complimentary
- on Local and Overseas spend
- S$1 = 10 OCBC$
- on Eligible Online Spend, for a limited time only.
- S$1 = 15 OCBC$ (equivalent to 6 Miles per S$1)
- with 7,000 OCBC$
- S$20 NTUC FairPrice Vouchers
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply
Additionally, enjoy upsized rewards of 15x OCBC$ (equivalent to 6 Miles) per S$1 spent for the first 3 months on eligible online and retail purchases. T&Cs apply

- Cashback on Online & Visa Contactless Spend
- Up to 5%
- Cashback cap
- Up to S$75
- Min. Spend per month
- S$600
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- on Online Spend
- S$5 = 10 DBS Points (equivalent to 4 Miles per S$1)
- on Overseas Spend
- S$5 = 3 DBS Points (equivalent to 1.4 Miles per S$1)
- on All Other Spend
- S$5 = 1 DBS Point (equivalent to 0.4 Miles per S$1)
- Local Spend
- S$1 = 1.3 Miles
- Overseas Spend
- S$1 = 2.2 Miles
- On Travel Spend at Expedia & Kaligo
- S$1 = Up to 10 Miles
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Min. Spend per month
- S$0
- on Lazada
- 10X Reward Points
- on Dining, Travel, Entertainment & Commute
- 5X Reward Points
- on Lazada
- Up to 4 Free Shipping Rebates per Month
- for every S$10 spend at Takashimaya
- 2 Taka Bonus Points
- Additional Discount during Sale Events at Takashimaya
- 10%
- CashCard top-up when you spend $400 at Taka
- S$4
- on Air Tickets, Hotel Bookings at Agoda and Online Spend in Foreign Currency
- S$1 = 8X Points
- on All Other Spend
- S$1 = 1X Point
- Redeem for Vouchers at Selected Malls
- S$50 = 17,500 Points
- Discount at selected store
- 10%
- on ALL spend
- S$1 = 1X Point
- Min. spend per month
- S$0
- Cash Rebate on All Local Spend
- 1.6%
- on Spend in Foreign Currency
- S$1 = 2X Points
- Discount at Merchandises at FC Barcelona Online
- 10%