- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get S$350 Cash or 6,140 SmartPoints, and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an additional S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 12,280 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!

- on Foreign Currency Spend
- S$1= 10X Points
- on All Other Spend
- S$1= 1X Point
- 1 Point = 0.29 Miles
- Rewards to Miles Conversion
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!

- Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
- on Online & Shopping Purchases
- S$1= 10X Points
- for all other purchases
- S$1= 1X Points
- Rewards Conversion
- 10X Points = 4 Miles
Get S$370 Cash or 6,140 SmartPoints, and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an additional S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 12,280 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!

- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[UPSIZED REWARDS OF UP TO S$450! | LUCKY DRAW]
Get S$199 Cash via PayNow + $251 eCapita Voucher (total worth S$450) or 6,140 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS stand a chance to win a Sony PlayStation®5 (SLIM) Disc Edition (worth S$799) when you apply and participate in our Lucky Draw! T&Cs apply.

- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Rewards to Miles Conversion, no min. spend
- 1 UNI$ = 2 Miles
- on Eligible Local and Overseas Spend
- S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
- on All Other Spend
- S$1 = 1 OCBC$
- with 7,000 OCBC$
- S$20 NTUC FairPrice Vouchers
Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
[OCBC Lucky Draw]
PLUS stand a chance to win a trip for 2 to the Star Wars Celebration 2025 in Japan! T&Cs apply.

- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- on Online Travel Bookings
- S$1 = Up to 2.2 miles
- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
[UPSIZED REWARDS OF UP TO S$450! | LUCKY DRAW]
Get S$199 Cash via PayNow + $251 eCapita Voucher (total worth S$450) or 6,140 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS stand a chance to win a Sony PlayStation®5 (SLIM) Disc Edition (worth S$799) when you apply and participate in our Lucky Draw! T&Cs apply.

- on Online Purchases
- S$5 = 5 DBS Points (2 Miles per S$1)
- on All Other Purchases
- S$5 = 1 DBS Point (0.4 Miles per S$1)
- e-Commerce Protection for Online Purchases
- Complimentary
- on Shopping & Transport Spend
- Up to 6% cashback
- Cashback Cap
- Up to S$70
- Min. Spend per month
- S$800
- on Online Purchases
- S$5 = 10 DBS Points (equivalent to 4 Miles per S$1)
- on Overseas Purchases
- S$5 = 3 DBS Points (equivalent to 1.2 Miles per S$1)
- on All Other Purchases
- S$5 = 1 DBS Point (equivalent to 0.4 Miles per S$1)
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- on Online Travel Bookings
- S$1 = Up to 2.2 miles
- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
Get S$50 Cash via PayNow when you spend a min. of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- on Air Tickets and Foreign Currency Spend
- S$1 = 7X Points
- on local Shopping, Groceries, Dining, Hotel Bookings
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Min. Spend per month
- S$0
- Cash Back
- Up to 10%
- Cash Back Cap per month
- S$100
- Min. Total Spend per month
- S$800
- for every S$10 spend at Takashimaya
- 2 Taka Bonus Points
- Additional Discount during Sale Events at Takashimaya
- 10%
- CashCard top-up when you spend $400 at Taka
- S$4
- when Man. United win a Premier League match
- Earn 5X TREATS Points
- when Man. United win a Premier League match
- Up to 3% Cashback
- at United Direct Online Megastore
- Get 10% Discount
- Cashback on All Local Spend
- 1.6%
- on Spend in Foreign Currency
- S$1 = 2X Points
- Min. Spend per month
- S$0