We found 22 Credit Cards for you!
Get S$300 Cash via PayNow
- Annual Fee Wavier
- 1 year
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.90%
MoneySmart Exclusive: Get S$300 Cash via PayNow! Applies to new to bank customers. Valid till 29 Feb 2020.
No Annual Fee Features
- First year fee waived for Principal and 2 Supplementary cards
- Annual fee waiver is only applicable to new credit card applications
- The waiver will be reflected as a credit in your next monthly statement for the respective account
- Annual fees are excluded from the calculation of the spend requirement for cash back
- 8% cash back on Dining, Groceries & Petrol worldwide
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Click Here |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa |
- Annual fee waiver
- 3 years
- Annual Fee
- S$180
- Annual Interest Rate
- 25.90%
No Annual Fee Features
- Annual fee waiver for 3 years; waived subsequently with min. spend of S$12,000 per year
- S$180 Annual fee for principal card holder thereafter
- Perpetual fee waiver for supplementary cards
- Annual fee is not be refundable in any event
- Up to 8% cash rebate on groceries, shopping, dining, transport, petrol, and Data Communication & Online TV Streaming spend
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$180 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$20, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| MasterCard PayPass | |
|---|---|
| Samsung Pay |
Card Association
| Mastercard |
|---|
- Annual fee waiver
- 2 years
- Annual Fee
- S$160.5
- Annual Interest Rate
- 25.90%
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
No Annual Fee Features
- Annual fee waiver for 2 years; waived subsequently with min. spend of S$12,500 p.a
- Perpetual fee waiver for supplementary cards
- Annual fees are excluded from the calculation of the spend requirement for cashback
- 5X Rewards points (or 2 air miles) per S$1 spent on Online, Local Dining, and Entertainment
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$150 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$40,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Apple Pay |
Card Association
| Visa |
|---|
Get Up To $200 Cash and Cashback!
- Annual fee waiver
- 2 years
- Annual Fee
- S$192.6
- Annual Interest Rate
- 25.90%
MoneySmart Exclusive: Get S$120 Instant Cash via PayNow + S$80 cashback & Instant digital card approval with MyInfo! Valid till 31 Mar 2020.
No Annual Fee Features
- MoneySmart Exclusive: Get $120 Instant Cash via Paynow + $80 Cashback for approved new-to-bank cardholders.
- Annual fee waiver for 2 years
- Perpetual fee waiver for supplementary cards
- Annual fee is excluded from the calculation of the spend requirement for cashback
- 1.5% cashback with no cap and no min. spend
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | N/A |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Click Here |
| Campaign Details | Details Here |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- Annual Fee Wavier
- 1 Year
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.90%
No Annual Fee Features
- First year fee waived for Principal and 2 Supplementary cards
- Annual fee waiver is only applicable to new credit card applications
- The waiver will be reflected as a credit in your next monthly statement for the respective account
- Annual fees are excluded from the calculation of the spend requirement for cashback
- Up to 5% savings on Groceries, Fast Food, Coffee & Movies and 3% on Online Shopping
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Samsung Pay |
Card Association
| Visa |
|---|
- Annual Fee Waiver
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.88%
No Annual Fee Features
- 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
- 2 years annual fee waiver for supplementary card
- Annual fees are excluded from the calculation of the spend requirement for cashback
- 6% cashback on every day dining (including local, overseas and online food delivery)
- 3% cashback on grocery, land transport, online travel, recurring telco and electricity bills
Annual Interest Rate and Fees
| Annual Interest Rate | 26.88% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|
- Cash Back on Wine & Dine, Petrol & Transport, Travel
- 10%
- Min. spend per month
- S$800
- Cash Back Cap
- S$100
Online Promo: Get a free return flight ticket by spending S$600 in the first 3 months! Valid till 29 Feb 2020.
No Annual Fee Features
- No Annual Fee for Principal and Supplementary Cards Holder
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave |
|---|
Card Association
| Visa |
|---|
- Cash Back on Wine & Dine, Petrol & Transport, Travel
- 10%
- Min. spend per month
- S$800
- Cash Back Cap
- S$100
Online Promo: Get a free return flight ticket by spending S$600 in the first 3 months! Valid till 29 Feb 2020.
No Annual Fee Features
- No Annual Fee for Principal and Supplementary Cards Holder
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$0 |
| Supplementary Annual Fee | Free |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
- Annual fee waiver
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 25.90%
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
No Annual Fee Features
- Annual fee waiver for 2 years
- S$193 annual fee for principle card holder thereafter
- Subsequent years waived with minimun spend S$12,500 p.a
- Upto 5% cashback on Petrol, Groceries, Dining and selected Recurring Bills
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$193 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$40,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Apple Pay |
Card Association
| Visa |
|---|
- Annual fee waiver
- 3 years
- Annual Fee
- $192.60
- Annual Interest Rate
- 25.90%
No Annual Fee Features
- Annual fee waiver for 3 years
- S$192.60 annual fee for principle cardholder thereafter
- S$1 earns 1X Point on All Spends
- S$1 earns 2X Points when you open a Standard Chartered Current Account with monthly minimum spend of S$1,000
- 1 Point = 0.4 Miles
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | N/A |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- No Annual Fee
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.88%
No Annual Fee Features
- 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
- 2 years annual fee waiver for supplementary card
- Annual fees are excluded from the calculation of the spend requirement for cashback
- 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, locally and overseas
Annual Interest Rate and Fees
| Annual Interest Rate | 26.88% |
|---|---|
| Annual Principal Fee | S$193 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard |
|---|
- No Annual Fee
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.88%
No Annual Fee Features
- 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
- 2 years annual fee waiver for supplementary card
- Annual fees are excluded from the calculation of the spend requirement for cashback
- 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, locally and overseas
Annual Interest Rate and Fees
| Annual Interest Rate | 26.88% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard |
|---|
- Annual Fee Waiver
- 2 years
- Annual Fee
- S$160.50
- Annual Interest Rate
- 26.88%
No Annual Fee Features
- 2 years annual fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
- 2 years annual fee waiver for supplementary card
- Annual fees are excluded from the calculation of the spend requirement for cashback
- Stretch payments across 3 or 6 months with 0% interest
- Up to 1% cash rebate on all spend
Annual Interest Rate and Fees
| Annual Interest Rate | 26.88% |
|---|---|
| Annual Principal Fee | S$161 |
| Supplementary Annual Fee | S$80.25 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 23 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard |
|---|
- Annual fee waiver
- 1 year
- Annual Fee
- S$192.60
- Annual Interest Rate
- 25.90%
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
No Annual Fee Features
- Annual fee waiver for 1 year
- S$193 annual fee for principle card holder thereafter
- Perpetual fee waiver for HSBC Advance Banking Customer
- Upto 3.5% cashback on All Spends
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$193 |
| Supplementary Annual Fee | 0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$40,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
Get up to $100 Cashback!
- Annual fee waiver
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 25.90%
MoneySmart Exclusive: Get up to $100 Cashback! Valid till 31 Mar 2020.
No Annual Fee Features
- Bank's promo: Get S$100 Cashback from Standard Chartered for approved new-to-bank cardholders. Existing customers get $20 cashback. Bank T&Cs apply
- Annual fee waiver for 2 years
- S$193 annual fee for principle card holder thereafter
- Complimentry Supplementry card annual fee waived
- 3% cashback on Online Spends in foreign currency with no minimum spend
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$0 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|
- Annual fee waiver
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 25.90%
MoneySmart Exclusive: Get up to $100 Cashback! Valid till 31 Mar 2020.
No Annual Fee Features
- Bank's promo: Get S$100 Cashback from Standard Chartered for approved new-to-bank cardholders. Existing customers get $20 cashback. Bank T&Cs apply
- Annual fee waiver for 2 years
- S$192.60 annual fee for principle card holder thereafter
- Earn 10X Points for S$1 spent in foreign currency
- Every Point earned equals 0.29 Miles
- No minimum spend required
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|
- Annual Fee Wavier
- 3 Years
- Annual Fee
- S$150
- Annual Interest Rate
- 24%
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
No Annual Fee Features
- 3 years Annual Fee waiver for Principal cardholders
- Up to 3% unlimited cash back on all spends (Local and Overseas)
Annual Interest Rate and Fees
| Annual Interest Rate | 24.00% |
|---|---|
| Annual Principal Fee | S$150 |
| Supplementary Annual Fee | S$75 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$30,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
- Annual Fee Wavier
- 3 Years
- Annual Fee
- S$150
- Annual Interest Rate
- 24%
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
No Annual Fee Features
- 3 years Annual Fee waiver for Principal cardholders
- Earn 1.6% unlimited cash back on all spends (Local and Overseas)
Annual Interest Rate and Fees
| Annual Interest Rate | 24.00% |
|---|---|
| Annual Principal Fee | S$150 |
| Supplementary Annual Fee | S$75 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$30,000 |
Wireless Payment
| MasterCard PayPass |
|---|
Card Association
| Mastercard |
|---|
Get up to 36,500 KrisFlyer miles
- Annual Fee Wavier
- 1 Year
- Annual Fee
- S$176.5
- Annual Interest Rate
- 25.90%
MoneySmart Exclusive: Get up to 36,500 KrisFlyer miles when you apply via MoneySmart only. Valid till 29 Feb 2020.
- Get 3.1 KrisFlyer miles per S$1 spent on Daily Essentials
No Annual Fee Features
- Annual fee waiver for 1 year
- S$53.50 p.a for supplementary cards
- The first year annual membership fee waiver is only applicable to new American Express Card Members
- Annual fee is not an eligible purchase and will not earn you KrisFlyer miles
- Up to 3.1 KrisFlyer miles per S$1 spent on Grab, capped at S$200/month
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$177 |
| Supplementary Annual Fee | S$53.50 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or $50, whichever is higher |
| Interest Free Period | 22 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$60,000 |
Wireless Payment
| Google Pay | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| American Express |
|---|
- Annual Fee Wavier
- 1 Year
- Annual Fee
- S$192.6
- Annual Interest Rate
- 25.90%
Online Promo: Get up to 38,000 Miles Valid till 31 Mar 2020.
- Enjoy 8% rewards on your online spending
No Annual Fee Features
- Annual fee waiver for 1 year
- S$96.30 p.a for supplementary cards
- Automated fee waiver with min. S$25,000 retail spend per card year
- 10,000 Bonus miles (equivalent to 5,000 DBS points to be credited) with payment of S$192.60 annual fee
- Annual fee is charged upfront yearly on your card approval date
- Request for annual fee waiver via DBS Digital Services
- 3 miles per S$1 spent on online flight and hotel transactions
Annual Interest Rate and Fees
| Annual Interest Rate | 26.80% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3.00% or S$50, whichever is higher |
| Interest Free Period | 20 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$45,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa | |
|---|---|
| American Express |
- Annual Fee Waiver (Apply by 29 Feb 2020)
- 2 years
- Annual Fee
- S$192.60
- Annual Interest Rate
- 26.90%
Online Promo: Get S$150 Lazada Vouchers + 1 year LiveUp Membership (worth S$59.90) Valid till 31 Dec 2020.
No Annual Fee Features
- First year annual fee waived for Principal card. Apply by 29 Feb 2020 and enjoy annual fee waiver for Principal card in the first and second year.
- Annual fee waiver is only applicable to new credit card applications
- The waiver will be reflected as a credit in your next monthly statement for the respective account
- 12X Reward Points on purchases on Lazada (Valid until 29 Feb 2020)
- 5X Reward Points on Dining, Travel, Entertainment and Commute
- See all benefits by clicking on card details link below
Annual Interest Rate and Fees
| Annual Interest Rate | 26.90% |
|---|---|
| Annual Principal Fee | S$192.60 |
| Supplementary Annual Fee | S$96.30 |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 1% or S$50, whichever is higher |
| Interest Free Period | 25 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$42,000 |
Rewards Redemption Documents
| Terms and Conditions | Check Eligibility |
|---|
Wireless Payment
| Visa payWave | |
|---|---|
| MasterCard PayPass | |
| Google Pay | |
| Apple Pay | |
| Samsung Pay |
Card Association
| Mastercard | |
|---|---|
| Visa | |
| American Express |
- Annual fee waiver
- 1 year
- Annual Fee
- S$192.60
- Annual Interest Rate
- 25.90%
No Annual Fee Features
- Annual fee waiver for 1 year
- Perpetual fee waiver for first supplementary cards
- $96.30 p.a for the the 2nd supplemenatary cards
- Annual fee is excluded from the calculation of the spend requirement for cashback
- Up to 8% cashback on Online Spend, Grab, Dining, and Entertainment spend
Annual Interest Rate and Fees
| Annual Interest Rate | 25.90% |
|---|---|
| Annual Principal Fee | S$193 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Available |
| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
| Interest Free Period | 21 days |
Minimum Income Requirements
| Singaporean Minimum Income | S$30,000 |
|---|---|
| Non-Singaporean Minimum Income | S$40,000 |
Wireless Payment
| Visa payWave | |
|---|---|
| Apple Pay | |
| Samsung Pay |
Card Association
| Visa |
|---|