- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[UPSIZED CASH]
Get up to S$360 Ultra Upsized Cash via PayNow* OR an Apple Watch SE, 40mm GPS (worth S$379) OR a Nintendo Switch OLED (worth S$549) OR a Hinomi H1 Pro Ergonomic Chair (worth S$619) when you apply and spend a min. of S$500 in Eligible Transactions. T&Cs apply.

- Local Spend
- S$1 = 1.2 Miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2 Miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 Miles
[MONEYSMART LUCKY DRAW]
Get an Apple iPad Wi-Fi, 64GB 9th Gen (worth S$503.65) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) or S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply.
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 3%*
- Min. spend per month to qualify for 2% Unlimited Cashback
- S$500
- Cash Rebate cap
- Unlimited
[CASH BONUS FLASH DEAL]
Get S$300 Cash via PayNow OR $320 eCapita Vouchers OR an Apple Watch SE, 40mm GPS (worth $382.50) OR a Titan V1 7 Speed Foldable Bike (worth S$399) when you apply and spend a min of S$988.
PLUS get S$30 Cash Bonus via PayNow when you sign up through MoneySmart! T&Cs apply.
Additionally, enjoy up to 3% Unlimited Cashback* from CIMB with min. spend of S$2,500 per month. T&Cs apply. T&Cs apply.

- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
[MVST LUGGAGE FLASH DEAL]
Stand to receive a MVST Trek Aluminium Carry-on Luggage (worth S$557) OR a MVST Trek Aluminium Large Luggage (worth S$796) when you meet the eligibility criteria! T&Cs apply!
Earn up to 35,000 Miles when you meet the eligible spends AND have your first year Annual Fee waived when you sign up for the Journey Credit Card. T&Cs apply.
OR, earn up to 45,000 Miles when you meet the eligible spends and pay your card's first year Annual Fee when you sign up. Click here to apply. T&Cs apply.

- Cashback on Everyday Dining
- 5%
- Cashback Cap per month
- S$160
- Min. Spend per month
- S$1,600
[MONEYSMART x OCBC GIVEAWAY | Upsized Cash]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) OR S$280 UPSIZED Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply

- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- $0
- Spend Exclusions
- No
[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply.
PLUS receive up to S$350 Cash Credit from UOB when you are the first 200 new-to-UOB customers who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month, for 2 consecutive months from the card approval date. T&Cs apply.

- on Local and Overseas spend
- S$1 = 10 OCBC$
- on Eligible Online Spend, for a limited time only.
- S$1 = 15 OCBC$ (equivalent to 6 Miles per S$1)
- Rewards to Miles Conversion
- 10 OCBC$ = 4 Miles
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply
Additionally, enjoy upsized rewards of 15x OCBC$ (equivalent to 6 Miles) per S$1 spent for the first 3 months on eligible online and retail purchases. T&Cs apply

- Rebate on Shopee, Dairy Farm Group, Grab, SP and more
- Up to 10%
- Rebate Cap per quarter
- S$300
- Min. Spend per month
- S$2,000
[MoneySmart GIVEAWAY]
Stand to receive a ASUS Vivobook x BAPE ® (worth S$2,349) OR a Sony PlayStation®5 Disc Console (worth S$799) OR a Nintendo Switch OLED (worth S$549) when you successfully apply for an eligible UOB Credit Card through MoneySmart and meet the Giveaway eligibility criteria! T&Cs apply.
PLUS get up to 15% Cashback and S$350 Cash Credit from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

- for every S$1.60 spent
- Earn 2 Membership Rewards® points
- for every S$1.60 spent with 10Xcelerator by Membership Rewards®
- Earn 20 Membership Rewards® points
- on Membership Rewards® Points
- No Expiry Date
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- Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
- 6%*
- Annual Fee
- S$0
- Minimum Spend
- S$0
Get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $271.50) when you apply and spend a min. of S$250 in Eligible Transactions. T&Cs apply.

- on Agoda accommodations worldwide
- S$1 = Up to 7 Miles
- on Foreign Currency spend
- S$1 = 2.1 Miles
- on Local spend
- S$1 = 1.3 Miles
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply

- on Agoda accommodations worldwide
- S$1 = Up to 7 Miles
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local Spend
- S$1 = 1.3 Miles
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply

- on Foreign Currency Spend
- S$1= 10X Points
- on Local Dining Spend
- S$1= 5X Points
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Get S$250 Cash via PayNow or an Apple AirPods 3rd Generation (worth $271.50) when you apply and spend a min. of S$250 in Eligible Transactions. T&Cs apply.

- on Local and Overseas spend
- S$1 = 10 OCBC$
- on Eligible Online Spend, for a limited time only.
- S$1 = 15 OCBC$ (equivalent to 6 Miles per S$1)
- Rewards to Miles Conversion
- 10 OCBC$ = 4 Miles
[MONEYSMART x OCBC GIVEAWAY]
Get a Samsung 27-inch M5 Smart Monitor (worth S$554) OR a ErgoTune Classic Ergonomic Chair (worth S$399) or S$270 eCapita Vouchers OR S$250 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval.
PLUS, get a Apple MacBook Air 15-inch M2 Chip, a Apple iPad 10.2inch (9th Gen) OR an EverDesk+ Lite Standing Table when you participate in our MoneySmart OCBC Giveaway! T&Cs apply
Additionally, enjoy upsized rewards of 15x OCBC$ (equivalent to 6 Miles) per S$1 spent for the first 3 months on eligible online and retail purchases. T&Cs apply

- Local Spend
- S$1 = 1.2 Miles
- Overseas Spend
- S$1 = 2 Miles
- on Eligible Grab transaction, capped at $200 per month
- S$1 = 3.2 Miles

- for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
- 10 Membership Rewards Points
- for every full S$1.60 spend on All Other Spend
- 2 Membership Rewards Points
- Rewards to Miles Conversion
- 1 Point = 0.55 Miles

- Cash Back on Dining, Groceries & Petrol
- Up to 8%
- Total Cash Back Cap, per month
- S$80
- From Shell & Esso
- Up to 20.88% savings
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.

- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month (till 31 Oct 2023)
- S$600
- Cash Back Cap per month
- S$100
[CASH BONUS FLASH DEAL]
Get S$300 Cash via PayNow OR $320 eCapita Vouchers OR an Apple Watch SE, 40mm GPS (worth $382.50) OR a Titan V1 7 Speed Foldable Bike (worth S$399) when you apply and spend a min of S$988.
PLUS get S$30 Cash Bonus via PayNow when you sign up through MoneySmart! T&Cs apply.
PLUS enjoy a lower minimum monthly spend requirement of only S$600 (previously S$800) to get 10% cashback* on 5 eligible categories! T&Cs apply.

- Shopping and Online Spend, including Food Delivery and Groceries
- S$1= 10X Points
- Grab and Gojek
- S$1= 10X Points
- All Other Spend
- S$1 = 1 Point
[MONEYSMART LUCKY DRAW]
Get an Sony WH1000-XM5 Wireless Noise Cancelling Headphones (worth S$575) OR a Nintendo Switch OLED Gaming Console (worth S$549) OR a S$450 Amazon SG Gift Card OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from card approval date. T&Cs apply
PLUS stand a chance to win a MacBook Air M2 15-inch or an Apple iPhone 14 Pro or an Apple Watch Ultra today! T&Cs apply.
