- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[LUCKY DRAW]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,540 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get an Sony PlayStation®5 (SLIM) Disc Edition (worth S$799) when you apply through MoneySmart and meet the criteria! T&Cs apply.

- Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
- with min. spend of $800 per month
- $80 Cashback per month
Earn 1,265 SmartPoints or S$100 Cash via PayNow for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
[OCBC Lucky Draw]
PLUS stand a chance to win a trip for 2 to the Star Wars Celebration 2025 in Japan! T&Cs apply.

- Cash Back at McDonald's & Grabfood
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
- Unlimited Cashback on All Other Spend
- 1%
- Discount on selected restaurants
- Up to 50%
- Discount from dining merchants at hotels
- Up to 20%
Get S$50 Cash via PayNow when you spend a min. of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- for spends on Smart Dining
- Up to 10% Bonus Cashback
- selected food merchants
- McDonald's, KFC, Burger King and more
- selected coffee merchants
- Ya Kun, Toast Box, Starbucks and more
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!

- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
Get S$50 Cash via PayNow when you spend a min. of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
[LUCKY DRAW]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,540 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get an Sony PlayStation®5 (SLIM) Disc Edition (worth S$799) when you apply through MoneySmart and meet the criteria! T&Cs apply.

- on Local Dining Spend
- S$1= 5X Points
- on All Other Spend
- S$1= 1X Point
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!

- on Foreign Currency Spend
- S$1 = 7X Points
- on Local Dining
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- Discounts at Participating Restaurants
- Up to 50%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Dining Offers
- Exclusive
- on Online Shopping, Entertainment, Contactless Payments
- S$5 = 10X UNI$
- on All Other Spend
- S$5 = 1X UNI$
- Rewards to Miles Conversion
- 1 UNI$ = 2 Miles
- Cashback on All Local Spend
- 1.6%
- Cashback Cap
- Unlimited
- Min. Spend per month
- S$0
- Cashback on Local & Foreign Spend
- Up to 3.33%
- Min. Spend per month
- S$300
- Cashback Cap per quarter when you spend S$300 per month
- S$30
- on McDonald's, McDelivery and Starbucks
- 5% Cashback
- on selected Eco-Eateries
- Additional 5% Cashback
- on All Other Spend
- 0.3% Cashback
- at Red Cafe, at Old Trafford
- Get 10% Discount
- when Man. United win a Premier League match
- Earn 5X TREATS Points
- when Man. United win a Premier League match
- Up to 3% Cashback
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
- for every S$1 spend on Online Food Delivery. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.

- for every S$1 spend on Online Food Delivery. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply
