Best Bank Of China Credit Cards for Overseas Spending 2018

Updated November 2018

Save up to 10% or earn 5 Miles for every dollar spent on your overseas traveling expenses. Compare and apply for the best Bank Of China credit cards for overseas spending with low foreign currency transaction fee and minimum spend requirements.

Popular Bank Of China Overseas Spending Credit Cards

Bank of China Family Card
Very Good
Bank of China Family Card
Very Good

10% Cashback

Overseas Spending Rewards

S$700

Min. Spend per month

1.50%

Foreign Transaction Fee

Overseas Spending Features

  • 10% Cash Rebate on Everyday Dining (also in foreign currency)
  • Minimum spend of S$700 per month and total cash back capped at S$100 per month
  • 5% cash back on online purchases also capped at S$100 per month
  • 1.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$190
Supplementary Annual Fee$95
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentN/A
Bank of China Zaobao Credit Card
Satisfactory
Bank of China Zaobao Credit Card
Satisfactory

5% Cashback

Overseas Spending Rewards

S$600

Min. Spend per month

1.50%

Foreign Transaction Fee

Overseas Spending Features

  • 10% Cash Rebate on Online Purchases (also in foreign currency)
  • 5% Cash Rebate on spend in Mainland China
  • 2x Reward Points for every S$1 spent overseas; 1x Reward Points for every S$1 spent locally
  • Minimum spend of S$600/mo, Cap at S$80
  • Payment can be made in RMB and/or SGD with no currency exchange fees (other currencies 2.5%)

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$190
Supplementary Annual Fee$95
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationUnionPay
Wireless PaymentN/A
Bank of China Qoo10 World Mastercard®
Satisfactory
Bank of China Qoo10 World Mastercard®
Satisfactory

5% Cashback

Overseas Spending Rewards

S$600

Min. Spend per month

1.50%

Foreign Transaction Fee

  • Unlimited rebate on Overseas Spend
  • Enjoy up to 15% rebate

Overseas Spending Features

  • 5% Qmoney Rebate on Overseas spend
  • All rebates in form of Qmoney where 1 Qmoney = S$1
  • Minimum spend S$600 in a month
  • No cap for overseas spending rebates until 31 Dec 2018
  • 2.5% foreign currency transaction fee

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$190
Supplementary Annual Fee$95
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationMastercard
Wireless PaymentN/A
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