Best Bank Of China Grocery Credit Cards 2018

Updated November 2018

Get up to 8% cash rebate or extra rewards points when you spend on groceries. Compare Bank Of China grocery credit cards with exclusive benefits for grocery shopping and find the best one.

Popular Bank Of China Grocery Credit Cards

Bank of China Sheng Siong Card
Excellent
Bank of China Sheng Siong Card
Excellent

Up to 12%

Cash Back at Sheng Siong

S$90

Cash Back Cap per month

S$400

Min. Spend per month

Grocery Features

  • 7% cash rebate at Sheng Siong with no minimum spend, capped at $70 per month
  • Additional 5% cash rebate at Sheng Siong with out-store spend of $400 monthly, capped at $20 per month
  • Additional 5% cash rebate consist of 3% + 2% cash rebate where the 2% cash rebate at Sheng Siong is valid till 31 Dec 2018

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$30
Supplementary Annual Fee$15
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentN/A
Bank of China Family Card
Excellent
Bank of China Family Card
Excellent

5%

Cash Back at Supermarket

S$40

Cash Back on Groceries per month

S$700

Min. Spend per month

Grocery Features

  • 5% cashback at all major supermarkets and hypermarkets in Singapore
  • Cashback cap at $100 per month where cap is at S$40 per month for groceries

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$190
Supplementary Annual Fee$95
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentN/A
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