Best Bank Of China Grocery Credit Cards 2019

Updated November 2019

Get up to 8% cash rebate or extra rewards points when you spend on groceries. Compare Bank Of China grocery credit cards with exclusive benefits for grocery shopping and find the best one.

Popular Bank Of China Grocery Credit Cards

Bank of China Sheng Siong Card

Up to 12%

Cash Back at Sheng Siong

S$90

Cash Back Cap per month

S$400

Min. Spend per month

Up to 12%

Cash Back at Sheng Siong

S$90

Cash Back Cap per month

S$400

Min. Spend per month

Grocery Features

  • 7% cash rebate at Sheng Siong with no minimum spend, capped at $70 per month
  • Additional 5% cash rebate at Sheng Siong with out-store spend of $400 monthly, capped at $20 per month
  • Additional 5% cash rebate consist of 3% + 2% cash rebate where the 2% cash rebate at Sheng Siong is valid till 31 Jul 2019
  • During application, please input "MS" under Promo code in your online application form

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$32
Supplementary Annual FeeS$16.05
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
Bank of China Family Card

3%

Cash Back at Supermarket

S$25

Cash Back on Groceries per month

S$800

Min. Spend per month

3%

Cash Back at Supermarket

S$25

Cash Back on Groceries per month

S$800

Min. Spend per month

Grocery Features

  • 3% cashback at all major supermarkets and hypermarkets in Singapore
  • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
  • Cashback cap at S$25 per month for groceries, online purchases and hospital plus all other spend
  • During application, please input "MS" under Promo code in your online application form

Annual Interest Rate and Fees

Annual Interest Rate28.88%
Principle Annual Fee$203
Supplementary Annual FeeS$101.65
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days

Minimum Income Requirements

Singaporean$30,000
Foreigner$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
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