Bank of China Zaobao Credit Card

Up to 30.7%
Savings on petrol transactions at Shell and SPC
20%
Cash Rebate on Zaobao and SPH newspaper subscriptions
10%
Cash Rebate on Dining, Online Purchases and Departmental Stores
Excellent
Excellent
Excellent
Very Good
Satisfactory
Satisfactory
Bank of China Zaobao Credit Card

Bank of China Zaobao Credit Card

Key features
Key features
  • Up to 30.7% savings on petrol transactions at Shell and SPC
  • 20% Cash Rebate on Zaobao and SPH newspaper subscriptions
  • 12% Cash Rebate at Breadtalk and 10% Cash Rebate at Buzz, Dining, Department Stores and Online Purchases
  • 5% Cash Rebate on spend in Mainland China
  • 2x Reward Points for every S$1 spent overseas; 1x Reward Points for every S$1 spent locally
  • Payment can be made in RMB and/or SGD with no currency exchange fees
  • To apply, SMS BOCCARD[space]ZBMS[space]Name to 79777
Cash back
Cash Back
Excellent
Enjoy Cash Rebate on Newspaper subscription, Dining, Online Shopping, Retail Shopping spends and spends in Mainland China
  • 20% Cash Rebate on Zaobao & SPH newspaper subscriptions
  • 12% Cash Rebate at BreadTalk
  • 10% Cash Rebate at Buzz, Dining, Department Stores and Online spend
  • 5% Cash Rebate on spend in Mainland China
  • Minimum spend: S$600 per month
  • Cash Rebate cap at S$80 per month
Petrol
Petrol
Excellent
Best for: Petrol transactions at Shell & SPC
  • Up to 30.7% savings at Shell Stations: 5% Shell site discount + 5% Shell Escape discount + 23% BOC card Cash Rebate
  • Up to 30.7% savings at SPC Stations: 10% SPC&U member discount OR 5% Non-SPC member discount + 23% BOC card Cash Rebate
Dining
Dining
Excellent
Supports all restaurants, cafes and fast food except spends in hotels
  • 10% Cash Rebate on dining
  • 12% Cash Rebate at BreadTalk
Online shopping
Online Shopping
Very Good
Supports all Online spends
  • 10% Cash Rebate on online purchases
Shopping
Shopping
Very Good
Supports all major Department Stores in Singapore
  • 10% Cash Rebate at Department Stores and Buzz
  • Department Stores include BHG, Istean, John Little, Marks & Spencer, Metro, OG, Robinsons, Takashimaya and TANGS
  • Exclusive offers at over 100 International Airport Duty Free Shops
  • Up to 25% off at shopping merchants in major cities around the world
Rewards
Rewards
Satisfactory
Earn Reward points for all local and overseas spend
  • 2x Reward Points for every S$1 spent overseas (excluding transactions in RMB)
  • 1x Reward Points for every S$1 spent locally
Entertainment
Entertainment
Satisfactory
Earn savings on Newspaper subscription and movies
  • Up to 20% cash rebate on Zaobao and SPH Newspaper subscription
  • Enjoy 1-for-1 Movies & S$1 off Family Popcorn Combo at all Shaw Theatres in Singapore, valid till 31st July 2019
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$190

Supplementary Annual Fee

$95

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

28.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

1.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or S$20, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

UnionPay

Wireless Payment

N/A