Bank of China Zaobao Credit Card

Updated September 2018

Up to 30.7%Savings on petrol transactions at Shell and SPC
20% Cash Rebate on Zaobao and SPH newspaper subscriptions
10%Cash Rebate on Dining, Online Purchases and Departmental Stores
Bank of China Zaobao Credit Card

Bank of China Zaobao Credit Card

Key features
Key features
  • Up to 30.7% savings on petrol transactions at Shell and SPC
  • 20% Cash Rebate on Zaobao and SPH newspaper subscriptions
  • 12% Cash Rebate at Breadtalk and 10% Cash Rebate at Buzz, Dining, Department Stores and Online Purchases
  • 5% Cash Rebate on spend in Mainland China
  • 2x Reward Points for every S$1 spent overseas; 1x Reward Points for every S$1 spent locally
  • Payment can be made in RMB and/or SGD with no currency exchange fees
  • To apply, SMS BOCCARD[space]ZBMS[space]Name to 79777
Cash back
Cash Back
Excellent
Enjoy Cash Rebate on Newspaper subscription, Dining, Online Shopping, Retail Shopping spends and spends in Mainland China
  • 20% Cash Rebate on Zaobao & SPH newspaper subscriptions
  • 12% Cash Rebate at BreadTalk
  • 10% Cash Rebate at Buzz, Dining, Department Stores and Online spend
  • 5% Cash Rebate on spend in Mainland China
  • Minimum spend: S$600 per month
  • Cash Rebate cap at S$80 per month
Petrol
Petrol
Excellent
Best for: Petrol transactions at Shell & SPC
  • Up to 30.7% savings at Shell Stations: 5% Shell site discount + 5% Shell Escape discount + 23% BOC card Cash Rebate
  • Up to 30.7% savings at SPC Stations: 10% SPC&U member discount OR 5% Non-SPC member discount + 23% BOC card Cash Rebate
Online shopping
Online Shopping
Excellent
Supports all Online spends
  • 10% Cash Rebate on online purchases
Dining
Dining
Excellent
Supports all restaurants, cafes and fast food except spends in hotels
  • 10% Cash Rebate on dining
  • 12% Cash Rebate at BreadTalk
Shopping
Shopping
Very Good
Supports all major Department Stores in Singapore
  • 10% Cash Rebate at Department Stores and Buzz
  • Department Stores include BHG, Istean, John Little, Marks & Spencer, Metro, OG, Robinsons, Takashimaya and TANGS
  • Exclusive offers at over 100 International Airport Duty Free Shops
  • Up to 25% off at shopping merchants in major cities around the world
Rewards
Rewards
Satisfactory
Earn Reward points for all local and overseas spend
  • 2x Reward Points for every S$1 spent overseas (excluding transactions in RMB)
  • 1x Reward Points for every S$1 spent locally
Entertainment
Entertainment
Satisfactory
Earn savings on Newspaper subscription and movies
  • Up to 20% cash rebate on Zaobao and SPH Newspaper subscription
  • Enjoy 1-for-1 Movies & S$1 off Family Popcorn Combo at all Shaw Theatres in Singapore, valid till 31st July 2019
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$190

Supplementary Annual Fee

$95

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

28.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

1.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or S$20, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

Visa

Wireless Payment

N/A