Up to 6%

Cash rebate at Sheng Siong

1.5%

Unlimited cash rebate on all overseas spend (including online purchases)

^S$0

Min. Spend per month

All Details

• Key Features

  • Enjoy up to 6% cash rebate at Sheng Siong

  • 1.5% unlimited cash rebate on your overseas spend including online purchases

  • First year annual fee waiver for principal and supplementary cards

Grocery

Excellent

Supports Grocery spends at Sheng Siong

• Enjoy up to 6% cash rebate at Sheng Siong

• 1.5% unlimited cash rebate on your overseas spend including online purchases

Cash Back

Very Good

Enjoy Cashback on Grocery, Taxi and Overseas spend

• Enjoy up to 6% cash rebate at Sheng Siong

• 1.5% unlimited cash rebate on your overseas spend including online purchases

Overseas Spending

Very Good

• Enjoy up to 6% cash rebate at Sheng Siong

• 1.5% unlimited cash rebate on your overseas spend including online purchases

Annual Interest Rate and Fees

Annual Principal Fee	S$32.40
Supplementary Annual Fee	S$16.20
Fee Waiver	First year waived
Interest Free Period	23 days
Annual Interest Rate	28.88%
Late Payment Fees	5% or S$100, whichever is higher
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or S$20, whichever is higher
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Card Association

Visa

Wireless Payment

Visa Contactless