Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

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Showing 30 results of 32 products
must-have-card
  • 20% Cash Back on all Grab rides
  • Get S$120 Cashback
  • 20% Cash Back on all Grab rides, valid from 7 Apr - 6 Jul 2017. 8% Cash Back from 7 Jul 2017.
  • 8% Cash Back at ALL supermarkets, grocery stores, and food and beverage outlets globally
  • Up to 20.88% at Esso and Shell, and 8% Cash Back at all other petrol stations
    • 1.5% Cashback on any purchase you make, anytime
    • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
    • Eligible for use with Apple Pay
    • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
    • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
    • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
    • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
    • 2 year annual fee waiver
    • MoneySmart Exclusive - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
    • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
    • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
    • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
    • 2 year Annual Fee waiver
    • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
    • First Year Fee Waiver & 5,000 Bonus KrisFlyer miles
    • Get S$150 cashback at Singapore Airlines
    • S$1 = 1.1 KrisFlyer miles (Local)
    • S$1 = 2 KrisFlyer miles (Overseas) during June and December
    • Receive bonus 5,000 bonus KrisFlyer miles when you first charge to your card
    • Get an additional 5,000 bonus KrisFlyer miles when you spend S$2,500 within 3 months of card approval
    • First Year Fee Waiver
    • Eligible with Apple Pay
    • Full Fee Offer + B&O Play H5 + 2D1N at Dorset Singapore + Samsonite Sigma 76cm Luggage
    • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
    • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
    • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
    • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
    • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
    • Eligible for use with Apple Pay
    • Get 35,000 Air Miles
    • Get up to 2.25 air miles per S$1 spent
    • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
    • Complimentary limousine transfer and expedited immigration clearance
    • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
    • Get S$120 Cashback
    • Up to 5% at Groceries, Coffee & Edutainment
    • Up to 3% on Online Shopping
    • Up to 2% on Health & Beauty and EZ-Reload Auto Top-up
    • Redeem SMRT$ for cash rebate instantly via SMS
    • 20X Rewards (20 points or 8 Miles) per $1 spent on Amazon
    • Get S$120 Cashback
    • 20X Rewards (20 points or 8 Miles) for every S$1 spent on selected merchants - currently at Qoo10 and Amazon. (Valid till 30 Apr 2017 & 30 Jun 2017 respectively)
    • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
    • $1 = 1 Rewards point (All other spending)
    • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
    • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
    • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
    • Citi Miles never expire
    • Redeem miles & air tickets directly on the Citibank website
    • Get up to 50,000 STAR$
    • Earn 3X STAR$ at CapitaLand Malls
    • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
    • First year fee waiver
    • Eligible for use with Apple Pay
    • New sign-up offer: Get up to 24GB of Free additional data each month for a year
    • Up to 24GB FREE additional data each month for a year
    • Up to 10% Citi Rebate on M1 recurring bills
    • 0.3% Citi Rebate on overseas & local spend
    • Up to 1% Citi Rebate on purchases at M1 stores
    • 35k Miles OR 25k Miles + S$100 Uber Credits
    • Up to 86k Miles OR 66k Miles + 28" Samsonite Luggage (S$950)
    • 20% Cashback on Uber Rides Globally
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
    • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
    • 20% Cashback on Uber Rides Globally
    • 1.5% cashback on all eligible spend with no cashback cap and no minimum spend
    • 3% cashback on all eligible foreign currency spend (inclusive of the 1.5% cashback on all spend). Promotion ends 30 June 2017
    • 2 year annual card fee waiver
    • Get up to S$120 Fuel Savings
    • Instant 17% savings at Esso
    • Free fuel when you convert your shopping, dining and other card spend into Smiles Points
    • S$10 charged outside of Esso = 1 Smiles Point
    • S$30 fuel voucher = 750 Smiles Points
    • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
      • Up to 8% cash rebate on weekend dining and entertainment
      • Dining deals at more than 3,000 restaurants with UOB Mighty and exclusive 1-for-1 deals
      • 3% cash rebate on online fashion, online travel and payments via UOB Mighty
      • UOB Young Professionals Solution is a combination of UOB One Account, UOB YOLO and the unique Sweep feature that allows you to automatically invest your earned account interests and card rebate into a Unit Trust
      • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
      • 20% Cashback on Uber Rides Globally
      • Earn up to 3% cashback monthly (capped at $800 a year)
      • Up to 22.3% savings on fuel purchases at Caltex
      • Get 20% Cashback on Uber Rides*
      • Enjoy a complimentary Starwood Preferred  Guest Gold membership
      • First year annual fee waived
      • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
      • 20% Cashback on Uber Rides Globally
      • 7% Cashback on eligible online purchases
      • 2% Cashback on supermarket purchases (capped at $720 a year)
      • 2 Years Fee Waiver
      • Get approval-in-principle in 60 seconds
        • 10X UNI$ on online purchases and entertainment
        • 10X UNI$ on Visa payWave
        • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
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          • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
          • Up to 3.33% p.a. deposit interest rate on UOB One Account
          • Up to 20.8% savings on fuel purchases at Shell Stations and 24% at SPC
          • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
          • S$80 cash credit for the first new 800 cardholders to spend S$600 within 30 days of card approval; valid till 30 Jun 2017
          • S$20 cash credit for the first new 800 cardholders to spend S$300 within 30 days of card approval; valid till 30 Jun 2017
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            • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
            • UOB Lady’s LuxePay Plan – 6 or 12 month instalment plan with no interest or processing fees
            • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
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              • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
              • 10% Off House Brands at Cold Storage, Giant and Guardian
              • Up to 3% rebate on contactless payments and recurring bills
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                • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
                • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
                • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
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                  • Enjoy 5% rebate at 19 retail brands of Robinsons Group stores, including Lacoste, Marks & Spencer and Royal Sporting House
                  • Get 25% discount vouchers with minimum spend of $500 at Robinsons, Marks & Spencer
                  • Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers at Robinsons, Marks & Spencer
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                    • Enjoy 7% off everything at Fairprice and 3% at Fairprice Online
                    • Up to 18.5% fuel savings + earn 2.8% Smiles Points at Esso stations island wide
                    • Enjoy 3% rebates at Unity!
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                      • Enjoy 12% off everything at FairPrice with salary credit
                      • Enjoy 3% rebates at Unity
                      • Up to 18.5% fuel savings at Esso stations islandwide
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                        • 6% rebate on online shopping
                        • Up to 5% rebate for entertainment
                        • 0.3% rebate on everything else
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                          • Stretch payments across 3 or 6 months with 0 interest
                          • Up to 1% cash rebate on all spend
                          • Discounts on movie tickets and combo meals at Shaw Theatres & special price for movie tickets at Golden Village
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                            • 6% Cashback on Weekend Dining
                            • Up to 23.9% Fuel Savings at selected petrol stations
                            • 3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery and Recurring Telco Bills
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                              • Up to 3.33% cash rebates on local spend and 0.3% cash rebates on overseas spend from 1 Jan to 31 Dec 2017
                              • Get a 2-Piece Delsey Belfort 70CM and 76CM 4-Wheel Trolley Case Set worth S$798 when you apply for two new Maybank Credit Cards and CreditAble account, and charge and/or withdraw a minimum of S$600 to your Credit Cards and/or CreditAble account within the first two months of approval.
                              • Low interest rate of 15% p.a.
                              • S$3 off movie tickets at Shaw Theatres
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                              Satisfied MoneySmart.sg customers agree!

                              Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                              Angie Seow
                              Dance Instructor

                              I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                              Timothy Kua
                              Manager

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