Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 41 products
must-have-card
  • 20% Cash Back on all Grab rides
  • Get S$120 Cashback
  • 20% Cash Back on all Grab rides, valid from 7 Apr - 6 Jul 2017. 8% Cash Back from 7 Jul 2017.
  • 8% Cash Back at ALL supermarkets, grocery stores, and food and beverage outlets globally
  • Up to 20.88% at Esso and Shell, and 8% Cash Back at all other petrol stations
  • Total min. spend of S$888/statement month, 20% Cash Back on Grab (7 Apr – 6 Jul) capped at $50 per statement month, 8% Cash Back for Dining, Grocery, Petrol and Grab (7 Jul onwards) spend, capped at $25 per statement month. For spend less than S$888, 0.25% cash back is awarded
  • Option 1: HSBC's Gold Class Movie Card (worth S$138) + Up to S$40 Cash Back
  • Option 2: Up to S$160 Cash Back
  • Up to 3.5% Cash Back on all purchases
  • No minimum spend required
  • Up to 75% off hotel bookings on Agoda and 10% off hotel books on Expedia
  • 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers
  • Apply now to get 3% Cashback for the first 6 months
  • Win 2 Business Class Tickets to Male (Maldives)
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • Option 1: HSBC's Gold Class Movie Card (worth S$138) + Up to S$40 Cash Back
  • Option 2: Up to S$160 Cash Back
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • 2 year Annual Fee waiver
  • Option 1: HSBC's Gold Class Movie Card (worth S$138) + Up to S$40 Cash Back
  • Option 2: Up to S$160 Cash Back
  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • 2 year annual fee waiver
  • First Year Fee Waiver & 5,000 Bonus KrisFlyer miles
  • Get S$150 cashback at Singapore Airlines
  • Online Exclusive - Get a free 12-month subscription of Starhub Go Select (worth S$118.80)
  • Win 2 Business Class Tickets to Male (Maldives)
  • S$1 = 1.1 KrisFlyer miles (Local)
  • S$1 = 2 KrisFlyer miles (Overseas) during June and December
  • Receive 5,000 bonus KrisFlyer miles when you first charge to your card
  • Get an additional 5,000 bonus KrisFlyer miles when you spend S$2,500 within 3 months of card approval
  • First Year Fee Waiver
  • Eligible with Apple Pay
  • Full Fee Offer + B&O Play H5 + 2D1N at Dorset Singapore + Samsonite Sigma 76cm Luggage
  • Online Exclusive - Get a free 12-month subscription of Starhub Go Select (worth S$118.80)
  • Win 2 Business Class Tickets to Male (Maldives)
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
    • Get up to 2.25 air miles per S$1 spent
    • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
    • Complimentary limousine transfer and expedited immigration clearance
    • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
    • Get S$120 Cashback
    • Up to 5% at Groceries, Coffee & Edutainment
    • Up to 3% on Online Shopping
    • Up to 2% on Health & Beauty and EZ-Reload Auto Top-up
    • Redeem SMRT$ for cash rebate instantly via SMS
    • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
    • 20% Cashback on Uber Rides Globally
    • Earn up to 3% cashback monthly (capped at $800 a year)
    • Up to 22.3% savings on fuel purchases at Caltex
    • Get 20% Cashback on Uber Rides*
    • Enjoy a complimentary Starwood Preferred  Guest Gold membership
    • First year annual fee waived
    • 20X Rewards (20 points or 8 Miles) per $1 spent on Amazon
    • Get S$120 Cashback
    • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Amazon. (Valid till 30 Jun 2017)
    • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
    • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Tangs, Marriott Cafe, Shell, Calvin Klein and many more
    • S$1 spent = 1 Rewards point (All other spend)
    • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
    • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
    • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
    • Citi Miles never expire
    • 1 Citi Mile = 1 Mile with over 60 popular airlines like KrisFlyer, Asia Miles, Enrich, Qantas, Qatar
    • Get up to 50,000 STAR$
    • Win 2 Business Class Tickets to Male (Maldives)
    • Online Exclusive - Get a free 12-month subscription of Starhub Go Select (worth S$118.80)
    • Earn 3X STAR$ at CapitaLand Malls
    • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
    • First year fee waiver
    • Eligible for use with Apple Pay
    • New sign-up offer: Get up to 24GB of Free additional data each month for a year
    • Up to 24GB FREE additional data each month for a year
    • Up to 10% Citi Rebate on M1 recurring bills
    • 0.3% Citi Rebate on overseas & local spend
    • Up to 1% Citi Rebate on purchases at M1 stores
    • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
    • 20% Cashback on Uber Rides Globally
    • 7% Cashback on eligible online purchases
    • 2% Cashback on supermarket purchases (capped at $720 a year)
    • 2 Years Fee Waiver
    • Get approval-in-principle in 60 seconds
    • Online Exclusive - Up to S$100 Cashback
    • Earn 10X Rewards (10 DBS Points OR 20 miles per S$5 spent) when shopping online
    • Earn 3X Rewards (3 DBS Points OR 6 miles per S$5 spent) when shopping overseas
    • Earn 1X Rewards (1 DBS Point OR 2 miles per S$5 spend) on all other purchases
    • Shop now, pay later with 0% interest payment plans
    • Enjoy 2 complimentary access for you and a friend to selected True Fitness and True Yoga centres every month
    • Online Exclusive - Up to S$100 Cashback
    • Earn 5X Rewards ( 5 DBS Points OR 10 miles per S$5 spent) when shopping online
    • Earn 1X Rewards (1 DBS Point OR 2 miles per S$5 spend) on all other purchases
    • Shop now, pay later with 0% interest payment plans
    • Enjoy 2 complimentary access for you and a friend to selected True Fitness and True Yoga centres every month
    • Online Exclusive - Up to S$100 Cashback
    • Get up to 10% cashback on your online and Visa payWave spend
    • Enjoy 5% cashback when you shop online or pay using Visa payWave through your Card, Apple Pay, Samsung Pay or Android Pay.
    • Get additional 5% cashback on your spend on Uber, FoodPanda, McDelivery, Amazon, ASOS, Qoo10, iTunes and more!
    • Earn 3X DBS Points (OR 6 miles per S$5 spend) on all your online and Visa payWave purchases.
    • Earn 1X DBS Point (OR 2 miles per S$5 spend) on all other purchases.
    • Get up to S$120 Fuel Savings
    • Instant 17% savings at Esso
    • Free fuel when you convert your shopping, dining and other card spend into Smiles Points
    • S$10 charged outside of Esso = 1 Smiles Point
    • S$30 fuel voucher = 750 Smiles Points
    • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
    • Online Exclusive - Up to S$100 Cash Rebate
    • Get 5% Cashback on Shopping & Groceries
    • 5% Cashback on Clothes, Bags, Shoes, Jewellery, Watches, and at Department & Grocery Stores with a minimum spend of S$700 per calendar month, capped at S$70 per month
    • 3X DBS Points per S$5 spent on all local Visa payWave purchases
    • 1X DBS Point per S$5 spent on all other purchases
    • Shop now, pay later with 0% interest payment plans
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    • Get 10,000 Bonus Miles when you apply online
    • From now to 31 Jul 2017, enjoy double miles (up to 6 miles/S$1) when you register & spend above S$2,500 per calendar month
    • Enjoy up to 3 miles/S$1 on all spend
    • Complimentary travel insurance coverage of up to S$1 million
    • 10,000 bonus miles upon paying annual membership fee; Miles never expire
    • 35k Miles OR 25k Miles + S$100 Uber Credits
    • Up to 86k Miles OR 66k Miles + 28" Samsonite Luggage (S$950)
    • 20% Cashback on Uber Rides Globally
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
    • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
    • 20% Cashback on Uber Rides Globally
    • 1.5% cashback on all eligible spend with no cashback cap and no minimum spend
    • 3% cashback on all eligible foreign currency spend (inclusive of the 1.5% cashback on all spend). Promotion ends 30 June 2017
    • 2 year annual card fee waiver
    • Online Exclusive - Up to S$100 Cashback
    • Get up to 14% cash rebate on dining and overseas spend
    • Get up to 6% cash rebate on daily essentials at SPC, Sheng Siong, Watsons, SP Services, Starhub and more
    • Get 0.3% cash rebate on everything else
    • Use it as an all-in-one card: Credit Card, ATM Card and EZ-Link Card
    • Cash rebates earned will never expire!
    • Get 5% Cash Rebate for the first 2 months
    • Stand to win an All-New Mercedes-Benz C 180 Cabriolet or a Dream Holiday
    • 5% cash rebate for the first 2 months up to S$4,000 spend
    • 1% cash rebate on all local spend all-year-round
    • Waiver of 1.5% currency exchange fees on all overseas transactions
    • Enjoy first year fee waiver
    Compare
      • Up to 8% cash rebate on weekend dining and entertainment
      • Dining deals at more than 3,000 restaurants with UOB Mighty and exclusive 1-for-1 deals
      • 3% cash rebate on online fashion, online travel and payments via UOB Mighty
      • UOB Young Professionals Solution is a combination of UOB One Account, UOB YOLO and the unique Sweep feature that allows you to automatically invest your earned account interests and card rebate into a Unit Trust
      • Welcome Bonus of 5,000 KrisFlyer Miles
      • Online Exclusive - Get a free 12-month subscription of Starhub Go Select (worth S$118.80)
      • Win 2 Business Class Tickets to Male (Maldives)
      • Get 15,000 bonus KrisFlyer miles
      • 1.2 KrisFlyer Miles = S$1
      • 2 KrisFlyer Miles = S$1 in foreign currency spent overseas on eligible purchases in June & Dec
      • Spend above S$15,000 on eligible purchases on singaporeair.com within first 12 months of Card approval and get upgraded to KrisFlyer Elite Gold Membership
      • Enjoy 500 bonus KrisFlyer miles on your first Grab booking with your KrisFlyer Ascend as the default payment card, valid till 31 Dec 2017
      • Up to $1 million travel insurance coverage
        • 10X UNI$ on online purchases and entertainment
        • 10X UNI$ on Visa payWave
        • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
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          • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
          • Up to 3.33% p.a. deposit interest rate on UOB One Account
          • Up to 20.8% savings on fuel purchases at Shell Stations and 24% at SPC
          • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
          • S$80 cash credit for the first new 800 cardholders to spend S$600 within 30 days of card approval; valid till 30 Jun 2017
          • S$20 cash credit for the first new 800 cardholders to spend S$300 within 30 days of card approval; valid till 30 Jun 2017
          Compare
            • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
            • UOB Lady’s LuxePay Plan – 6 or 12 month instalment plan with no interest or processing fees
            • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
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            Dance Instructor

            I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

            Timothy Kua
            Manager

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