Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 43 products
  • Get up to $180 Cash Back
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • 2 year annual fee waiver
  • 5X Rewards points on online, dining and entertainment everyday
  • Apply now to get 3% Cashback for the first 6 months
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • Online Exclusive: Up to $168 Cash Rebate + 28” Luggage
  • 5% cash rebate on your chosen category every quarter - Dining & Leisure, Travel, Shopping or Groceries
  • 1% cash rebate on all other retail spend
  • No cap on total cash rebate, minimum spend of $10 per transaction
  • Exclusive World MasterCard® privileges and convenient PayPass contactless payment that lets you Tap and Go
  • S$150 Qoo10 Gift Card - MoneySmart Exclusive!
  • Petrol: Up to 21.8% at Shell*, 20.88% at Esso, and 8% cash back at all other petrol stations
  • Groceries: Up to 8% cash back at selected supermarkets and grocery stores worldwide
  • Dining: Up to 8% cash back at ALL food and beverage outlets globally
  • MoneySmart Exclusive sign up gift - S$150 Qoo10 Gift Card
  • Get up to $180 Cash Back
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • $1 = 1 Rewards point
  • 2 year Annual Fee waiver
  • First Year Fee Waiver & 5,000 Bonus KrisFlyer miles
  • S$1 = 1.1 KrisFlyer miles (Local)
  • S$1 = 2 KrisFlyer miles (Overseas) during June and December
  • First Year Fee Waiver and 5,000 Bonus Miles when you charge to your card for the first time
  • Eligible with Apple Pay
  • Option 1: Full Fee Offer + Philips 32" Slim LED + B&O Play H5 + Samsonite Sigma 76cm Luggage
  • Option 2: First Year Fee Waiver Offer + Samsonite Armet Spinner Expandable Luggage
  • Enjoy savings with both Love Dining offers.
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively.
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
  • Get 35,000 Air Miles
  • Get up to 2.25 air miles per S$1 spent
  • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
  • Complimentary limousine transfer and expedited immigration clearance
  • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
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  • $150 Uber Credits OR $150 Caltex StarCash Card OR $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • Up to 26.6% Fuel Savings at Caltex
  • Earn up to 3% cashback monthly (capped at $800 a year)
  • Up to 26.64% savings on fuel purchases at Caltex
  • Get 20% Cashback on Uber Rides*
  • Enjoy a complimentary Starwood Preferred  Guest Gold membership
  • First year annual fee waived
  • S$150 Qoo10 Gift Card - MoneySmart Exclusive!
  • 20X Rewards (8 Miles) per $1 spent on Amazon
  • 10X Rewards (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
  • 20X Rewards (or 8 Miles) for every S$1 spent when you shop at Amazon. Valid till 31 Mar 2017
  • $1 = 1 Citi Dollar
  • MoneySmart Exclusive sign up gift - S$150 Qoo10 Gift Card
  • Receive up to S$50 CapitaVoucher till 31 March 2017
  • Earn 3X STAR$ at CapitaLand Malls
  • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
  • First year fee waiver
  • Eligible for use with Apple Pay
  • S$150 Qoo10 Gift Card - MoneySmart Exclusive!
  • Up to 5% at Groceries, Coffee & Edutainment
  • Up to 3% on Online Shopping
  • Up to 2% on Health & Beauty and EZ-Reload Auto Top-up
  • Redeem SMRT$ for cash rebate instantly via SMS
  • MoneySmart Exclusive sign up gift - S$150 Qoo10 Gift Card
  • Online Exclusive: Up to 25,000 Miles + 28” Luggage
  • $1 = 1.4 air miles for local spend and everything else
  • $1 = 2.8 air miles for spend in Australia and New Zealand or direct flights with Qantas and Jetstar
  • 10,000 air miles upon annual card renewal
  • Complimentary travel accident insurance of up to $1 million.
  • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
  • Citi Miles never expire
  • Redeem miles & air tickets directly on the Citibank website
  • Online Exclusive - $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • 7% Cashback on eligible online purchases
  • 2% Cashback on supermarket purchases (capped at $720 a year)
  • 2 Years Fee Waiver
  • Get approval-in-principle in 60 seconds
  • Online Exclusive - $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
  • Get a Samsonite Black Label Richmond Luggage worth S$950
  • 10X Rewards points on Online, and local Dining and Entertainment
  • Perpetual annual fee waiver
  • Eligible for Visa payWave and ApplePay
  • 35k Miles OR 25k Miles + S$100 Uber Credits
  • Up to 24% Fuel Savings at Caltex
  • 20% Cashback on Uber Rides Globally
  • $1 = 1.4 miles (Local)
  • $1 = 3 miles (Overseas)
  • Complimentary visits to the airport lounges under the Priority Pass Lounge program
  • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
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  • Upsize your YOLO to the UOB Young Professionals Solution by pairing your card with the UOB One Account & start investing with the unique Sweep feature
  • Up to 8% cash rebate on weekend dining and entertainment
  • Dining deals at more than 3,000 restaurants with UOB Mighty and exclusive 1-for-1 deals
  • 3% cash rebate on online fashion, online travel and payments via UOB Mighty
  • UOB Young Professionals Solution is a combination of UOB One Account, UOB YOLO and the unique Sweep feature that allows you to automatically invest your earned account interests and card rebate into a Unit Trust
    • 10X UNI$ on online purchases and entertainment
    • 10X UNI$ on Visa payWave
    • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
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      • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
      • Up to 3.33% p.a. deposit interest rate on UOB One Account
      • Up to 20.8% savings on fuel purchases at Shell Stations and 24% at SPC
      • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
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        • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
        • UOB Lady’s LuxePay Plan – 6 or 12 month instalment plan with no interest or processing fees
        • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
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          • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
          • 10% Off House Brands at Cold Storage, Giant and Guardian
          • Up to 3% rebate on contactless payments and recurring bills
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            • Get up to 6% cash rebate on groceries, personal care items, daily transport, recurring utility and telco bills
            • 5% cash rebate with a minimum Overseas spend of S$1000 in a month. Valid till 28 Feb 2017
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              • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
              • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
              • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
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                • Enjoy 5% rebate at 19 retail brands of Robinsons Group stores, including Lacoste, Marks & Spencer and Royal Sporting House
                • Get 25% discount vouchers with minimum spend of $500 at Robinsons, Marks & Spencer
                • Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers at Robinsons, Marks & Spencer
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                  • Enjoy 7% off everything at Fairprice and 3% at Fairprice Online
                  • Up to 18.5% fuel savings + earn 2.8% Smiles Points at Esso stations island wide
                  • Enjoy 3% rebates at Unity
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                    • Enjoy 3% rebates at Unity
                    • Up to 18.5% fuel savings at Esso stations islandwide
                    • Enjoy 12% off everything at FairPrice with salary credit
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                      • 6% rebate on online shopping
                      • Up to 5% rebate for entertainment
                      • 0.3% rebate on everything else
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                        • Stretch payments across 3 or 6 months with 0 interest
                        • Up to 1% cash rebate on all spend
                        • Discounts on movie tickets and combo meals at Shaw Theatres & special price for movie tickets at Golden Village
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                        Satisfied MoneySmart.sg customers agree!

                        Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                        Angie Seow
                        Dance Instructor

                        I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                        Timothy Kua
                        Manager

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