Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 44 products
  • Option 1: Full Fee Offer
  • Option 2: First Year Fee Waiver Offer
  • Dining privileges with Love Dining, which offers up to 50% on food orders at selected popular restaurants and hotels dining, including Dancing Crab, TWG Tea, Shangri-La Hotel and many more
  • Complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Fairmont Singapore, Swissotel The Stamford Singapore, Equinox Complex and Swissotel Merchant Court
  • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
  • Apply now to get 3% Cashback for the first 6 months
  • Accelerated Upgrade to Changi Rewards Gold Membership
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • $120 Cashback
  • Petrol: Up to 20.88% at Esso, 20.8% at Shell, and 8% cash back at all other petrol stations
  • Groceries: Up to 8% cash back at selected supermarkets and grocery stores worldwide
  • Dining: Up to 8% cash back at all food and beverage outlets globally
  • Faster checkout with contactless payment
  • Online Exclusive: $100 Cash Rebate + 24” Luggage
  • 5% cash rebate on your chosen category every quarter - Dining & Leisure, Travel, Shopping or Groceries
  • 1% cash rebate on all other retail spend
  • No cap on total cash rebate, minimum spend of $10 per transaction
  • Exclusive World MasterCard® privileges and convenient PayPass contactless payment that lets you Tap and Go
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Rewards point
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill PaymentUp to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 2-year Annual Fee waiver
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • First 2 years fee waiver
  • 5X Rewards points on online, dining and entertainment everyday
    • Earn SMRT$ and redeem for vouchers and free rides
    • Save up to 7% at Fairprice, Giant and Sheng Siong
    • Up to 2% cash rebate on EZ-Reload Auto Top-up
    • S$120 Cashback
    • Get 10 Rewards points (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
    • Up to 10% rebate at over 700 merchant outlets including Burger King, Cold Storage, Shell and Starbucks
    • Get up to 30% off Online Shopping at Luxola, Blue Nile, Reebonz and more
    • First Year Fee Waiver & Bonus 5,000 KrisFlyer miles
    • Additional 3,000 KrisFlyer miles
    • Earn KrisFlyer Miles when you book your taxi or car rides with Grab
    • S$1 = 1.1 KrisFlyer miles (Local)
    • S$1 = 2 KrisFlyer miles (Overseas) during June and December
    • First Year Fee Waiver and 5,000 Bonus Miles when you charge to your card for the first time
    • Eligible with Apple Pay
    • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
    • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
    • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
    • Citi Miles never expire
    • Redeem miles & air tickets directly on the Citibank website
    • Up to 50,000 STAR$
    • Earn 3X STAR$ at CapitaLand Malls
    • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
    • First year fee waiver
    • Eligible for use with Apple Pay
    • Online Exclusive: 2,000 Bonus Miles + 24” Luggage
    • $1 = 1.4 air miles for local spend and everything else
    • $1 = 2.8 air miles for spend in Australia and New Zealand or direct flights with Qantas and Jetstar
    • 10,000 air miles upon annual card renewal
    • Complimentary travel accident insurance of up to $1 million.
    • Online Exclusive - $138 Cashback
    • Up to 24.06% Fuel Savings at Caltex
    • 7% cashback on eligible online purchases and 2% cashback on supermarket purchases (capped at $720 a year)
    • Enjoy up to 15% off total bill at over 100 participating restaurants and 6% cashback on your weekday dining spends
    • Claim for up to 50% refund of the price difference (min. of S$50 difference) if you find the same item at lower price online within 30 days of purchase with Online Price Guarantee
    • With CardSafe Guarantee, you will not be liable for any unauthorised online transactions
    • Online Exclusive - $138 Cashback
    • Up to 24.06% Fuel Savings at Caltex
    • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
    • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
    • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
    • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
    • Online Exclusive - $138 Cashback
    • Up to 24.06% Fuel Savings at Caltex
    • Earn up to 3% cashback monthly (capped at $800 a year)
    • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
    • Enjoy over 100 dining, entertainment and hotel privileges with the MasterCard® Buy One Get One app, powered by the Entertainer app
    • First year annual fee waived
    • Option 1: Samsonite Black Label Richmond Luggage + S$20 cash rebate
    • Option 2: HSBC's All Day Movie Card
    • 10X Rewards points on Online, Dining and Entertainment
    • 15% off dining bill at over 50 leading European restaurants
    • Perpetual annual fee waiver
    • Equipped with Visa payWave
    • Option 1: 35,000 Miles
    • Option 2: 25,000 Miles + S$100 Uber Credits
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
      • $1 = 1 OCBC$
      • Up to 14% upfront discounts at Esso and Caltex
      • Up to 20% savings at Madame Tussauds Singapore, Singapore Zoo, Gardens by the Bay - Conservatories, and more
        • 10X UNI$ on online purchases and entertainment
        • 10X UNI$ on Visa payWave
        • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
          • $1 = 6 miles on Singapore Airlines, SilkAir & KrisShop
          • $1 = 2.4 miles for your overseas spend
          • $1 = 1.4 miles for your local spend
            • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend below S$2,000)
            • Up to 3.33% p.a. deposit interest rate on UOB One Account
            • Up to 22.8% petrol savings at Caltex and 24% petrol savings at SPC
            • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
              • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
              • UOB Lady’s LuxePay Plan – 6 or 12 month
              • installment plan with no interest or processing fees
              • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
                • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
                • 10% Off House Brands at Cold Storage, Giant and Guardian
                • Up to 3% rebate on contactless payments and recurring bills
                  • Get up to 6% cash rebate on groceries, personal care items, daily transport, recurring utility and telco bills
                  • Get up to 9% cash rebate on dining
                  • Get 3% cash rebate on your flights purchased at
                  • Get 2% cash rebate on overseas spend and when you sign-up for EZ-Reload
                    • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
                    • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
                    • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
                      • Enjoy 5% rebate at 19 retail brands of Robinsons Group stores, including Lacoste, John Little, Marks & Spencer and Royal Sporting House
                      • Get 25% discount vouchers with minimum spend of $500 at Robinsons, Marks & Spencer and/or John Little
                      • Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers at Robinsons, Marks & Spencer or John Little
                        • Enjoy 5% off everything at Fairprice and Fairprice Online
                        • Up to 18.3% fuel savings at Esso stations island wide
                        • Enjoy 3% rebates at Unity
                          • Enjoy 5% rebates at Unity
                          • Up to 18.3% fuel savings at Esso stations islandwide
                          • Enjoy 10% off everything at FairPrice with salary credit
                            • 6% rebate on online shopping
                            • Up to 5% rebate for entertainment
                            • 0.3% rebate on everything else
                              • Stretch payments across 3 or 6 months with 0 interest
                              • Up to 1% cash rebate on all spend
                              • Discounts on movie tickets and combo meals at Shaw Theatres & special price for movie tickets at Golden Village

                              Satisfied customers agree!

                              Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                              Angie Seow
                              Dance Instructor

                              I did not know what I needed to consider when applying for a credit card until I used to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                              Timothy Kua

                              Finding the Best Credit Card is Easy with

                              Whatever you’re looking for in a credit card, we’ll help you find the best one.

                              Save Time

                              We’ve aggregated all the latest features and benefits so you don't have to wade through fine print.

                              Compare Easily

                              Compare card benefits side-by-side and discover promotions you might have missed.

                              Hassle Free

                              Apply hassle free online or get the bank to contact you with more details.