Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 42 products
must-have-card
  • Online Exclusive: $100 Cash Rebate + 24” Luggage
  • 5% cash rebate on your chosen category every quarter - Dining & Leisure, Travel, Shopping or Groceries
  • 1% cash rebate on all other retail spend
  • No cap on total cash rebate, minimum spend of $10 per transaction
  • Exclusive World MasterCard® privileges and convenient PayPass contactless payment that lets you Tap and Go
  • Apply now to get 3% Cashback for the first 6 months
  • Get a S$40 Starbucks Card
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • Get S$120 Cashback
  • Enjoy Citi Drivers' Privileges - Automated ERP Payment & Car Insurance Deals
  • Petrol: Up to 20.88% at Esso, 20.8% at Shell, and 8% cash back at all other petrol stations
  • Groceries: Up to 8% cash back at selected supermarkets and grocery stores worldwide
  • Dining: Up to 8% cash back at ALL food and beverage outlets globally
  • Faster checkout with contactless payment
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • $1 = 1 Rewards point
  • 2-year Annual Fee waiver
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • First 2 years fee waiver
  • 5X Rewards points on online, dining and entertainment everyday
    • Earn SMRT$ and redeem for vouchers and free rides
    • Save up to 7% at Fairprice, Giant and Sheng Siong
    • Up to 2% cash rebate on EZ-Reload Auto Top-up
    • Get S$120 Cashback
    • Get 10 Rewards points (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
    • Up to 10% additional rebate at over 500 merchant outlets including Burger King, Cold Storage, Shell and Starbucks with Citi Rebate
    • Get up to 30% off Online Shopping at Luxola, Blue Nile, Reebonz and more
    • First Year Fee Waiver & 5,000 Bonus KrisFlyer miles
    • Additional 3,000 KrisFlyer miles
    • Grab Offers - Earn KrisFlyer Miles and Up To S$100 Credit
    • S$1 = 1.1 KrisFlyer miles (Local)
    • S$1 = 2 KrisFlyer miles (Overseas) during June and December
    • First Year Fee Waiver and 5,000 Bonus Miles when you charge to your card for the first time
    • Eligible with Apple Pay
    • Option 1: Full Fee Offer + TUMI Luggage + Philips Air Purifier
    • Option 2: First Year Fee Waiver Offer + Samsonite Armet Spinner Expandable Luggage
    • Dining privileges with Love Dining, which offers up to 50% on food orders at selected popular restaurants and hotels dining, including Dancing Crab, TWG Tea, Shangri-La Hotel and many more
    • Complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Fairmont Singapore, Swissotel The Stamford Singapore, Equinox Complex and Swissotel Merchant Court
    • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
    • Eligible for use with Apple Pay
    • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
    • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
    • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
    • Citi Miles never expire
    • Redeem miles & air tickets directly on the Citibank website
    • Get up to 50,000 STAR$
    • Earn 3X STAR$ at CapitaLand Malls
    • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
    • First year fee waiver
    • Eligible for use with Apple Pay
    • Online Exclusive: 2,000 Bonus Miles + 24” Luggage
    • $1 = 1.4 air miles for local spend and everything else
    • $1 = 2.8 air miles for spend in Australia and New Zealand or direct flights with Qantas and Jetstar
    • 10,000 air miles upon annual card renewal
    • Complimentary travel accident insurance of up to $1 million.
    • Online Exclusive - $138 Cashback OR $150 Caltex StarCash Card
    • Up to 26.6% Fuel Savings at Caltex
    • Earn up to 3% cashback monthly (capped at $800 a year)
    • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
    • Enjoy a complimentary Starwood Preferred  Guest Gold membership
    • First year annual fee waived
    • Online Exclusive - $138 Cashback
    • Up to 24% Fuel Savings at Caltex
    • 7% cashback on eligible online purchases and 2% cashback on supermarket purchases (capped at $720 a year)
    • Enjoy up to 15% off total bill at over 100 participating restaurants and 6% cashback on your weekday dining spends
    • Claim for up to 50% refund of the price difference (min. of S$50 difference) if you find the same item at lower price online within 30 days of purchase with Online Price Guarantee
    • With CardSafe Guarantee, you will not be liable for any unauthorised online transactions
    • Online Exclusive - $138 Cashback
    • Up to 24% Fuel Savings at Caltex
    • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
    • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
    • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
    • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
    • Option 1: Samsonite Black Label Richmond Luggage
    • Option 2: HSBC's All Day Movie Card
    • 10X Rewards points on Online, Dining and Entertainment
    • 15% off dining bill at over 50 leading European restaurants
    • Perpetual annual fee waiver
    • Equipped with Visa payWave
    • Option 1: 35,000 Miles
    • Option 2: 25,000 Miles + S$100 Uber Credits
    • Up to 24% Fuel Savings at Caltex
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
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      • $1 = 1 OCBC$
      • Up to 14% upfront discounts at Esso and Caltex
      • Up to 20% savings at Madame Tussauds Singapore, Singapore Zoo, Gardens by the Bay - Conservatories, and more
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        • 10X UNI$ on online purchases and entertainment
        • 10X UNI$ on Visa payWave
        • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
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          • $1 = 6 miles on Singapore Airlines, SilkAir & KrisShop
          • $1 = 2.4 miles for your overseas spend
          • $1 = 1.4 miles for your local spend
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            • From 14 September to 9 October 2016, apply online and get $80 cash credit for first 500 qualifying new UOB Principal Credit Cardmembers.
            • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend below S$2,000)
            • Up to 3.33% p.a. deposit interest rate on UOB One Account
            • Up to 23.5% savings on fuel purchases at Shell Stations and 24% at SPC
            • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
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              • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
              • UOB Lady’s LuxePay Plan – 6 or 12 month
              • installment plan with no interest or processing fees
              • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
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                • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
                • 10% Off House Brands at Cold Storage, Giant and Guardian
                • Up to 3% rebate on contactless payments and recurring bills
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                  • Get up to 6% cash rebate on groceries, personal care items, daily transport, recurring utility and telco bills
                  • Get up to 9% cash rebate on dining
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                    • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
                    • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
                    • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
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                      • Enjoy 5% rebate at 19 retail brands of Robinsons Group stores, including Lacoste, John Little, Marks & Spencer and Royal Sporting House
                      • Get 25% discount vouchers with minimum spend of $500 at Robinsons, Marks & Spencer and/or John Little
                      • Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers at Robinsons, Marks & Spencer or John Little
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                        • Enjoy 7% off everything at Fairprice and 3% at Fairprice Online
                        • Up to 18.5% fuel savings at Esso stations island wide
                        • Enjoy 3% rebates at Unity
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                          • Enjoy 3% rebates at Unity
                          • Up to 18.5% fuel savings at Esso stations islandwide
                          • Enjoy 12% off everything at FairPrice with salary credit
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                            • 6% rebate on online shopping
                            • Up to 5% rebate for entertainment
                            • 0.3% rebate on everything else
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                              • Stretch payments across 3 or 6 months with 0 interest
                              • Up to 1% cash rebate on all spend
                              • Discounts on movie tickets and combo meals at Shaw Theatres & special price for movie tickets at Golden Village
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                              Satisfied MoneySmart.sg customers agree!

                              Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                              Angie Seow
                              Dance Instructor

                              I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                              Timothy Kua
                              Manager

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