Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 41 products
  • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
  • Citi Miles never expire
  • Redeem miles & air tickets directly on the Citibank website
  • Apply now to get 3% Cashback for the first 6 months
  • Accelerated Upgrade to Changi Rewards Gold Membership
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
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  • $120 Cashback
  • Petrol: Up to 20.88% at Esso, 20.8% at Shell, and 8% cash back at all other petrol stations
  • Groceries: Up to 8% cash back at selected supermarkets and grocery stores worldwide
  • Dining: Up to 8% cash back at all food and beverage outlets globally
  • Faster checkout with contactless payment
  • Online Exclusive: $100 Cash Rebate + 24” Luggage
  • 5% cash rebate on your chosen category every quarter - Dining & Leisure, Travel, Shopping or Groceries
  • 1% cash rebate on all other retail spend
  • No cap on total cash rebate, minimum spend of $10 per transaction
  • Exclusive World MasterCard® privileges and convenient PayPass contactless payment that lets you Tap and Go
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Rewards point
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill PaymentUp to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 2-year Annual Fee waiver
  • Option 1: Samsonite Label Richmond Luggage + S$20 cash rebate
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • First 2 years fee waiver
  • 5X Rewards points on online, dining and entertainment everyday
    • Earn SMRT$ and redeem for vouchers and free rides
    • Save up to 7% at Fairprice, Giant and Sheng Siong
    • Up to 2% cash rebate on EZ-Reload Auto Top-up
    • S$80 Lazada eVoucher
    • Get 10 Rewards points (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
    • Up to 10% rebate at over 700 merchant outlets including Burger King, Cold Storage, Shell and Starbucks
    • Get up to 30% off Online Shopping at Luxola, Blue Nile, Reebonz and more
    • Option 1: 35000 Miles
    • Option 2: 25000 Miles + S$100 Uber Credits
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance up to S$1,000,000 coverage, travel assistance and loss of baggage covered
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    • Online Exclusive: 2,000 Bonus Miles + 24” Luggage
    • $1 = 1.4 air miles for local spend and everything else
    • $1 = 2.8 air miles for spend in Australia and New Zealand or direct flights with Qantas and Jetstar
    • 10,000 air miles upon annual card renewal
    • Complimentary travel accident insurance of up to $1 million.
    • Online Exclusive - $138 Cashback
    • 7% CashBack on eligible online purchases and 2% CashBack on supermarket purchases (Capped at $720 a year)
    • Claim for up to 50% refund of the price difference (min. of S$50 difference) if you find the same item at lower price online within 30 days of purchase with Online Price Guarantee
    • Up to 30% off at Omigo and vPost
    • With CardSafe Guarantee, you will not be liable for any unauthorised online transactions
    • Online Exclusive - $138 Cashback
    • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
    • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
    • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
    • Online Exclusive - $138 Cashback
    • Earn up to 3% CashBack monthly (Up to $800 a year)
    • First year annual fee waived
    • Option 1: Samsonite Black Label Richmond Luggage + S$20 cash rebate
    • Option 2: HSBC's All Day Movie Card
    • 10X Rewards points on Online, Dining and Entertainment
    • 15% off dining bill at over 50 leading European restaurants
    • Perpetual annual fee waiver
    • Equipped with Visa payWave
      • $1 = 1 OCBC$
      • Up to 14% upfront discounts at Esso and Caltex
      • Up to 20% savings at Madame Tussauds Singapore, Singapore Zoo, Gardens by the Bay - Conservatories, and more
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        • 10X UNI$ on online purchases and entertainment
        • 10X UNI$ on Visa payWave
        • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
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          • $1 = 6 miles on Singapore Airlines, SilkAir & KrisShop
          • $1 = 2.4 miles for your overseas spend
          • $1 = 1.4 miles for your local spend
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            • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend below S$2,000)
            • Up to 3.33% p.a. deposit interest rate on UOB One Account
            • Up to 22.8% petrol savings at Caltex and 24% petrol savings at SPC
            • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
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              • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
              • UOB Lady’s LuxePay Plan – 6 or 12 month
              • installment plan with no interest or processing fees
              • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
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                • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
                • 10% Off House Brands at Cold Storage, Giant and Guardian
                • Up to 3% rebate on contactless payments and recurring bills
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                  • Get up to 6% cash rebate on groceries, personal care items, daily transport, recurring utility and telco bills
                  • Get up to 9% cash rebate on dining
                  • Get 3% cash rebate on your flights purchased at AirAsia.com
                  • Get 2% cash rebate on overseas spend and when you sign-up for EZ-Reload
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                    • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
                    • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
                    • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
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                      • Enjoy 5% rebate at 19 retail brands of Robinsons Group stores, including Lacoste, John Little, Marks & Spencer and Royal Sporting House
                      • Get 25% discount vouchers with minimum spend of $500 at Robinsons, Marks & Spencer and/or John Little
                      • Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers at Robinsons, Marks & Spencer or John Little
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                        • Enjoy 5% off everything at Fairprice and Fairprice Online
                        • Up to 18.3% fuel savings at Esso stations island wide
                        • Enjoy 3% rebates at Unity
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                          • Enjoy 5% rebates at Unity
                          • Up to 18.3% fuel savings at Esso stations islandwide
                          • Enjoy 10% off everything at FairPrice with salary credit
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                            • 6% rebate on online shopping
                            • Up to 5% rebate for entertainment
                            • 0.3% rebate on everything else
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                              • Stretch payments across 3 or 6 months with 0 interest
                              • Up to 1% cash rebate on all spend
                              • Discounts on movie tickets and combo meals at Shaw Theatres & special price for movie tickets at Golden Village
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                                • 6% Cashback on Weekend Dining (6% Cashback on Hotel Dining till 31 Mar 2016)
                                • Up to 18.3% Fuel Savings at selected petrol stations
                                • 3% Cashback on Weekday Dining (3% Cashback on Hotel Dining till 31 Mar 2016), Overseas Dining, Online Shopping, Grocery and Recurring Telco Bills
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                                  • Low interest rate of 15% p.a.
                                  • Up to 3.33% cash rebates on local spend and 3% cash rebates on overseas spend from 1 Oct to 31 Dec 2015
                                  • S$3 off movie tickets at Shaw Theatres
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                                    • 5 TREAT Points (equivalent to 2 air miles) for every $1 spent on travel-related and overseas expenses
                                    • 10 TREAT Points (equivalent to 4 air miles) for every $1 spent at www.agoda.com/horizon and telecommunication transactions in Singapore
                                    • Complimentary access to selected VIP airport lounges
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                                    Satisfied MoneySmart.sg customers agree!

                                    Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                                    Angie Seow
                                    Dance Instructor

                                    I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                                    Timothy Kua
                                    Manager

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