Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

All Credit Cards

Showing 30 results of 44 products
  • Option 1: Samsonite Black Label Plutus 68cm Luggage worth S$950 + S$20 Cash Rebate (Online exclusive)
  • Option 2: HSBC's All Day Movie Card
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • First 2 years fee waiver
  • 5X Rewards points on online, dining and entertainment everyday
  • CNY Welcome Gift: Get up to S$50 NTUC Voucher from now till 27 Jan
  • CNY Promo: Stand to win S$880 NTUC vouchers from now till 27 Jan
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • Online Exclusive: Up to $168 Cash Rebate + 28” Luggage
  • 5% cash rebate on your chosen category every quarter - Dining & Leisure, Travel, Shopping or Groceries
  • 1% cash rebate on all other retail spend
  • No cap on total cash rebate, minimum spend of $10 per transaction
  • Exclusive World MasterCard® privileges and convenient PayPass contactless payment that lets you Tap and Go
  • Get S$120 Cashback
  • Petrol: Up to 21.8% at Shell*, 20.88% at Esso, and 8% cash back at all other petrol stations
  • Groceries: Up to 8% cash back at selected supermarkets and grocery stores worldwide
  • Dining: Up to 8% cash back at ALL food and beverage outlets globally
  • Faster checkout with contactless payment
  • Option 1: Samsonite Black Label Plutus 68cm Luggage worth S$950 + S$20 Cash Rebate (Online exclusive)
  • Option 2: HSBC's All Day Movie Card
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • $1 = 1 Rewards point
  • 2-year Annual Fee waiver
  • CNY Welcome Gift: Get up to S$50 NTUC Voucher from now till 27 Jan
  • CNY Promo: Stand to win S$880 NTUC vouchers from now till 27 Jan
  • S$1 = 1.1 KrisFlyer miles (Local)
  • S$1 = 2 KrisFlyer miles (Overseas) during June and December
  • First Year Fee Waiver and 5,000 Bonus Miles when you charge to your card for the first time
  • Eligible with Apple Pay
  • Option 1: Full Fee Offer + Philips 32" Slim LED + B&O Play H5 + Samsonite Sigma 76cm Luggage
  • Option 2: First Year Fee Waiver Offer + Samsonite Armet Spinner Expandable Luggage
  • CNY Welcome Gift: Get up to S$50 NTUC Voucher from now till 27 Jan
  • CNY Promo: Stand to win S$880 NTUC vouchers from now till 27 Jan
  • Enjoy savings with both Love Dining offers.
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively.
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
  • Get 35,000 Air Miles
  • Get up to 2.25 air miles per S$1 spent
  • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
  • Complimentary limousine transfer and expedited immigration clearance
  • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
Compare
  • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
  • Citi Miles never expire
  • Redeem miles & air tickets directly on the Citibank website
  • Receive up to S$50 CapitaVoucher till 31 March 2017
  • CNY Welcome Gift: Get up to S$50 NTUC Voucher from now till 27 Jan
  • CNY Promo: Stand to win S$880 NTUC vouchers from now till 27 Jan
  • Earn 3X STAR$ at CapitaLand Malls
  • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
  • First year fee waiver
  • Eligible for use with Apple Pay
  • Online Exclusive: Up to 25,000 Miles + 28” Luggage
  • $1 = 1.4 air miles for local spend and everything else
  • $1 = 2.8 air miles for spend in Australia and New Zealand or direct flights with Qantas and Jetstar
  • 10,000 air miles upon annual card renewal
  • Complimentary travel accident insurance of up to $1 million.
  • $150 Uber Credits OR $150 Caltex StarCash Card OR $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • Up to 26.6% Fuel Savings at Caltex
  • Earn up to 3% cashback monthly (capped at $800 a year)
  • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
  • Get 20% Cashback on Uber Rides*
  • Enjoy a complimentary Starwood Preferred  Guest Gold membership
  • First year annual fee waived
  • Online Exclusive - $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • 7% cashback on eligible online purchases and 2% cashback on supermarket purchases (capped at $720 a year)
  • Enjoy up to 15% off total bill at over 100 participating restaurants and 6% cashback on your weekday dining spends
  • Claim for up to 50% refund of the price difference (min. of S$50 difference) if you find the same item at lower price online within 30 days of purchase with Online Price Guarantee
  • With CardSafe Guarantee, you will not be liable for any unauthorised online transactions
  • Online Exclusive - $138 Cashback + $30 Cashback in Apple/Android/SamsungPay*
  • 20% Cashback on Uber Rides Globally
  • Up to 15% off total bill and 6% cashback (up to $50) on your weekday dining spends at participating restaurants
  • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
    • 10X Rewards points on Online, and local Dining and Entertainment
    • Perpetual annual fee waiver
    • Eligible for Visa payWave and ApplePay
    • Get S$120 Cashback
    • Get 10 Rewards points (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
    • Up to 10% additional rebate at over 500 merchant outlets including Burger King, Cold Storage, Shell and Starbucks with Citi Rebate
    • Get up to 30% off Online Shopping at Luxola, Blue Nile, Reebonz and more
    • 35k Miles OR 25k Miles + S$100 Uber Credits
    • Up to 24% Fuel Savings at Caltex
    • 20% Cashback on Uber Rides Globally
    • $1 = 1.4 miles (Local)
    • $1 = 3 miles (Overseas)
    • Complimentary visits to the airport lounges under the Priority Pass Lounge program
    • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
    Compare
    • Online Exclusive - Up to S$160 Cash Rebate
    • Get up to 6% cash rebate on groceries, personal care items, daily transport, recurring utility and telco bills
    • 5% cash rebate with a minimum Overseas spend of S$1000 in a month. Valid till 28 Feb 2017
      • 10X Rewards Points (10 DBS Points or 20 Miles for every S$5 spent) when you shop online,
      • 3X Rewards Points (3DBS Points or 6 Miles for evert $5 spent) when you shop overseas
      • Priority Taxi Booking with Comfort & CityCab if enrol with 250 DBS Rewards Points per month
      • Complimentary Access to selected True Fitness and True Yoga Centres twice a month
      Compare
        • Earn 5X Rewards (5 DBS Points or 10 miles for every S$5 spend) when you shop anywhere online.
        • 1 DBS Point = S$5 (all other spend) you charge to your card.
        • Earn 5X Rewards on all taxi bookings made via DBS MasterPass in the ComfortDelGro Taxis booking app
        Compare
          • Receive 5% Cashback on all online, Visa payWave, and Apple/Samsung/AndroidPay purchases from now till 28 Feb 2017
          • Online Only - Up to S$160 Cashback when applying online till 31 Mar 2017
          • Enjoy 3X DBS Points on all online shopping and local Visa payWave transactions at over 12,00 shops and restaurants
          • Auto EZ-Reload
          • 1-year annual fee waiver
          Compare
            • Enjoy 5% Cashback on Shopping Worldwide
            • Earn 3X Rewards (3 DBS Points or 6 miles for every S$5 spend) for all local contactless Visa payWave transactions
            • Visa Platinum privileges, including offers from prestigious hotels, golf clubs and retail stores
            Compare
            • Get S$120 Cashback
            • Earn SMRT$ and redeem for vouchers and free rides
            • Save up to 7% at Fairprice, Giant and Sheng Siong
            • Up to 2% cash rebate on EZ-Reload Auto Top-up
              • $1 = 1 OCBC$
              • Up to 14% upfront discounts at Esso and Caltex
              • Exclusive offers at Madame Tussauds Singapore, Gardens by the Bay - Conservatories, and more
              Compare
                • 10X UNI$ on online purchases and entertainment
                • 10X UNI$ on Visa payWave
                • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
                Compare
                  • $1 = 6 miles on Singapore Airlines, SilkAir & KrisShop
                  • $1 = 2.4 miles for your overseas spend
                  • $1 = 1.4 miles for your local spend
                  Compare
                    • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
                    • Up to 3.33% p.a. deposit interest rate on UOB One Account
                    • Up to 20.8% savings on fuel purchases at Shell Stations and 24% at SPC
                    • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
                    Compare
                      • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
                      • UOB Lady’s LuxePay Plan – 6 or 12 month instalment plan with no interest or processing fees
                      • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
                      Compare
                        • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
                        • 10% Off House Brands at Cold Storage, Giant and Guardian
                        • Up to 3% rebate on contactless payments and recurring bills
                        Compare
                          • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your local spend
                          • Get up to 2 air miles for every dollar spent overseas with min. spend of $1,500 per calendar month
                          • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
                          Compare

                          Satisfied MoneySmart.sg customers agree!

                          Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                          Angie Seow
                          Dance Instructor

                          I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                          Timothy Kua
                          Manager

                          Finding the Best Credit Card is Easy with MoneySmart.sg

                          Whatever you’re looking for in a credit card, we’ll help you find the best one.

                          Save Time

                          We’ve aggregated all the latest features and benefits so you don't have to wade through fine print.

                          Compare Easily

                          Compare card benefits side-by-side and discover promotions you might have missed.

                          Hassle Free

                          Apply hassle free online or get the bank to contact you with more details.