Best Rewards Credit Cards 2016

Earn reward points as you spend! Redeem your points for shopping or dining vouchers, movie tickets and more. Compare the best rewards credit cards in Singapore to find what suits your lifestyle needs.

Rewards Credit Cards

Showing 20 matching credit cards
must-have-card
  • $80 Takashimaya Voucher
  • Get 10 Rewards points (or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes, Departmental Stores (local or overseas) or Online Shopping websites*
  • *Excludes all (but not limited to) food & beverage, travel, airline, government, brokerage/ securities, cinema, insurance, tuition and online gambling websites
  • Up to 10% rebate at over 700 merchant outlets including Burger King, Cold Storage, Shell and Starbucks
  • $1 on all other spend = 1 Citi$
  • Redeem your Rewards Points on either Miles, Shopping or Dining Vouchers or Cash Rebate
5
Excellent
  • Option 1: Samsonite Red Robo 65cm luggage + S$20 cash rebate
  • Option 2: $80 Starbucks card
  • 5X Rewards points on online, dining and entertainment everyday
  • $1 = 1 Reward point for all other spend
  • No minimum spend and earn as many Rewards points as you like
5
Excellent
  • Option 1: Full Fee Offer
  • Option 2: First Year Fee Waiver Offer
  • $1.60 = 2 Membership points
  • Eligible for use with Apple Pay
  • Get 10X Membership points at over 300 Platinum Partner outlets including G2000, Topshop and Harvey Norman
  • No expiry for Membership points
  • Redeem points from over 200 rewards in the Membership Rewards Catelogue, ranging from fine-dining, fashion to electronics
5
Excellent
  • Option 1: Samsonite Red Robo 65cm luggage + S$20 cash rebate
  • Option 2: $80 Starbucks Cards
  • $1 = 1 Reward Point
  • 10X Rewards points on online, dining and entertainment
5
Excellent
    • $5 = UNI$1
    • Earn rewards faster with 10X UNI$ when you make online purchases
    • Be rewarded 10X UNI$ every time you pay using Visa payWave
    5
    Excellent
    Compare
      • S$1 = 1 TREATS Point
      • Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on agoda.com/horizon and for transactions with any telecommunication companies in Singapore including retail purchases and bill payments
      • Earn 5X TREATS Points (or 2 air miles) for every S$1 spent on travel-related and overseas expenses
      • Redeem TREATS Points for frequent flyer miles, shopping and dining vouchers and more
      5
      Excellent
      Compare
      • Online Exclusive - $138 Cashback
      • $1 = 2 points (at least $1,000 spend per month) with Salary Advance Line of Credit or Xtra Saver Current Account
      • $1 = 1 point
      • Exclusive dining, shopping and travel privileges with The Good Life®
      4
      Very Good
        • $2 = 1 Robs$ (outside Robinsons Group of stores), S$2 spent overseas = 3 Robs
        • $200 Robs$ = S$1 off, 4,800 Robs$ = S$30 offReceive a 25% Robinsons bonus discount letter with min. spend $500 at Robinsons, Marks & Spencer and/or John Little
        4
        Very Good
        Compare
        • Option 1: Samsonite Red Robo 65cm luggage + S$20 cash rebate
        • Option 2: $80 Starbucks Cards
        • $1 = 1 Rewards point
        • Earn HSBC Rewards points when you pay your taxes with your credit card
        3
        Satisfactory
          • $1 = 1 OCBC$
          • Redeem OCBC$ for vouchers at Unity, Seoul Yummy, Robinsons, Marche, Soup Restaurant and many more
          • Convert OCBC$ to KrisFlyer miles (10,000 OCBC$ = 4,000 KrisFlyer miles)
          3
          Satisfactory
          Compare
            • S$5 = 1 UNI$
            • 5X UNI$ at local departmental stores, overseas and online shops
            • Min. spend of S$3,000 in a statement cycle, cap at UNI$4,000
            3
            Satisfactory
            Compare
              • Earn 3x OCBC$ for your overseas spend and 1x OCBC$ for your other spend
              • Redeem OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more
              3
              Satisfactory
              Compare
                • S$5 = 1 DBS Point
                • 2 Takashimaya Bonus Points = S$10
                • Get a $30 Takashimaya Voucher with 100 points ($500 spend)
                • Get 1 GV Movie Ticket for 750 DBS points
                3
                Satisfactory
                Compare
                  • Earn 3X Rewards (3 DBS Points or 6 miles for every S$5 spend) for all local contactless Visa payWave transactions
                  • 1X DBS Point for all other transactions
                  3
                  Satisfactory
                  Compare
                    • $5 = 1 point
                    • 6X Rewards Points for selected grocery, transport and entertainment spend
                    • 20X Rewards Points at participating merchants such as Caltex, G2000, Courts, Dorothy Perkins and more, with minimum spend of $500 in the same calendar month (Valid till 30 Sep 2016)
                    3
                    Satisfactory
                    Compare
                      • S$5 = 1 point
                      • 6X Rewards Points for spend on selected grocery, transport and entertainment spend
                      • 2X Rewards Points for online and overseas spend
                      • 20X Rewards Points at participating merchants such as Caltex, G2000, Courts, Dorothy Perkins and more, with minimum spend of $500 in the same calendar month (Valid till 30 Sep 2016)
                      3
                      Satisfactory
                      Compare
                        • $5 = 1X DBS Point
                        • $5 = 10X DBS Points for online retail spend
                        • Additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month
                        • $5 = 3X DBS Points for overseas retail spend
                        2
                        Poor
                        Compare
                          • $5 = 1 DBS Point
                          • Enjoy 3X DBS Points on your travel bookings, overseas spend, every EZ-Reload auto top-up, and local Visa payWave transactions
                          • Enjoy 3X DBS Points on your online shopping
                          2
                          Poor
                          Compare
                            • Earn 0.3% LinkPoints rewards on all Visa spend
                            • Earn up to 2% LinkPoints rewards on EZ-Reload, telco bills and utilities
                            1
                            Very Poor
                            Compare
                              • S$5 = 1 DBS Point
                              • Redeem for free fuels at Esso with DBS Points
                              • Get S$40 Esso Synergy Fuel with 2600 DBS Points
                              1
                              Very Poor
                              Compare

                              Satisfied MoneySmart.sg customers agree!

                              Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

                              Angie Seow
                              Dance Instructor

                              I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

                              Timothy Kua
                              Manager

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