How Much Do You Spend Every Month?

Personalize the search results to find out how much Rewards you can earn yearly from each card

Reset to Default Values
Show Rewards Filters

HSBC Revolution Credit Card

46,800 Total Points Per Year
HSBC Revolution Credit Card Must Have Card
Excellent
46,800 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $150 per year
  • Supplementary Annual Fee Complimentary
  • Fee Waiver 2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • Redeem Rewards Online via Personal Internet Banking OR Phone Banking
  • To convert Rewards into KrisFlyer or Asia Miles, required to enroll in HSBC's Mileage Programme (Annual fee at S$40)
  • Exclusions for Dining & Online Spend as stated
More Details

Citi Rewards Card

49,200 Total Points Per Year
Citi Rewards Card Must Have Card
Excellent
49,200 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver First year fee waived for Principal and two (2) Supplementary cards
  • Annual Interest Rate 28%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $42,000 per year

Things to look out for

  • Rewards points are earned as Citi Dollars
  • Monthly expenditure cap of $1,000 for bonus categories
  • No cap for all other categories
  • Redeem points through the Citi ThankYou Rewards programme
More Details

American Express Platinum Credit Card

34,500 Total Points Per Year
American Express Platinum Credit Card Must Have Card
Excellent
34,500 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $321.00 per year
  • Supplementary Annual Fee $160.50 per year
  • Fee Waiver Perpetual fee waiver for first 2 supplementary cards
  • Annual Interest Rate 24.99%

Eligibility

  • Singaporean Minimum Income $50,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Things to look out for

  • No expiry for Membership points
  • Supplementary Card Holders also enjoy the same benefits
  • Enjoy auto-enrolment with the Frequent Traveller Option, and a waiver of S$40 enrolment fees
More Details

American Express CapitaCard

114,000 Total Points Per Year
American Express CapitaCard
Excellent
114,000 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee S$171.20
  • Supplementary Annual Fee S$85.60
  • Fee Waiver 1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards
  • Annual Interest Rate N/A

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$60,000

Things to look out for

  • Enjoy 3 hour free parking daily with minimum spend of $1,200 per calendar month
  • S$1=5 STAR$
  • Earn 30,000 STAR$ (S$30 Capital vouchers) when you refer a friend
  • Your friend gets 20,000 STAR$ (S$20 Capita Vouchers)
More Details

OCBC Robinsons Group Credit Card

36,000 Total Points Per Year
OCBC Robinsons Group Credit Card
Very Good
36,000 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver
  • Annual Interest Rate 25.92%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • 5% cashback on Shopping
  • No cashback cap
  • Cashback awarded immediately
More Details

DBS Woman's Card

16,800 Total Points Per Year
DBS Woman's Card
Very Good
16,800 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $160.50 per year
  • Supplementary Annual Fee $80.25 per year
  • Fee Waiver 1 year fee waiver, subsequent years waived with a minimum spend of S$15,000 p.a.
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • N/A
More Details

DBS Woman's World Card

6,480 Total Points Per Year
DBS Woman's World Card
Very Good
6,480 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver, subsequent years waived with min. spend of $25,000 p.a.
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income $80,000 per year
  • Non-Singaporean Minimum Income $80,000 per year

Things to look out for

  • 0.2 Reward points for every $1.00 spent
  • 0.6 Rewards points for every $1.00 spent on Travel
  • 2 Rewards points for every $1.00 spent on Online Shopping
  • Monthly expenditure cap of $2,000 for Online Shopping category
  • No cap for all other categories
More Details

OCBC Titanium MasterCard Credit Card

50,400 Total Points Per Year
OCBC Titanium MasterCard Credit Card
Satisfactory
50,400 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 2 years fee waiver
  • Annual Interest Rate 25.92%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • 0.4 miles for $1 spent (spending $1 - 1,499)
  • 1 miles for $1 spent (minimum spending $1,500)
  • 1.2 miles for $1 spent overseas (spending $1 - 1,499)
  • 2 miles for $1 spent overseas (minimum spending $1,500)
More Details

UOB Lady's Platinum Card

18,000 Total Points Per Year
UOB Lady's Platinum Card
Satisfactory
18,000 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • 1 Reward point for $1 spent on shopping, online shopping, and taxi (normalised from $5 = 5 UNI$)
More Details

UOB Preferred Platinum Visa Card

7,680 Total Points Per Year
UOB Preferred Platinum Visa Card
Satisfactory
7,680 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver for Principal and second Supplementary card, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • 0.2 Reward points for every $1 spent
  • 2 Rewards points for every $1 spent on Online Shopping and Entertainment or Visa payWave
  • Monthly expenditure cap of $1,000 total for bonus categories
  • No cap for all other categories
More Details

DBS Black Visa Card

3,360 Total Points Per Year
DBS Black Visa Card
Satisfactory
3,360 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • 1X DBS Point for all other transactions
  • 3X Rewards (3 DBS Points or 6 miles for every S$5 spend) for all local contactless Visa payWave transactions
More Details

DBS Takashimaya American Express Card

3,360 Total Points Per Year
DBS Takashimaya American Express Card
Satisfactory
3,360 Total Points Per Year

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver, subsequent years waived with min. spend of $6,000 p.a.
  • Annual Interest Rate 25.90%

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • Complimentary Delivery when you spend i) S$200 during Takashimaya 10% Promotion Day and ii) S$100 on all other days
  • Receive S$6 top-up to your CashCard when you charge a min of S$250
  • Get a S$30 Takashimaya Voucher with 100 points (S$500 spend)
More Details
HSBC Visa Infinite Credit Card
Satisfactory

Annual Fees and Rates

  • Principal Annual Fee Non Premier Customer: S$650 (inclusive of prevailing GST)
  • Supplementary Annual Fee Nil
  • Fee Waiver Annual programme fee applies
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $120,000 per year
  • Non-Singaporean Minimum Income $120,000 per year

Things to look out for

  • 35,000 air miles in the form of 87,500 HSBC Rewards Points
  • Annual Programme fee of S$40 applies to convert points to air miles
  • One complimentary Airport VIP Service and Aiport Limousine Service with every monthly spend of S$2,000, capped at 24 utilizations per year
More Details

Satisfied MoneySmart.sg customers agree!

Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

Angie Seow
Dance Instructor

I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

Timothy Kua
Manager

Finding the Best Credit Card is Easy with MoneySmart.sg

Whatever you’re looking for in a credit card, we’ll help you find the best one.

Save Time

We’ve aggregated all the latest features and benefits so you don't have to wade through fine print.

Compare Easily

Compare card benefits side-by-side and discover promotions you might have missed.

Hassle Free

Apply hassle free online or get the bank to contact you with more details.

0 Shortlisted Personal Loan Product