Standard Chartered X Credit Card

$100 Instant Cash via PayNow!

S$1 = 1.2 Miles
on Local Spend
S$1 = 2 Miles
on Overseas Spend
30,000 Miles
Promotional Gift
Standard Chartered X Credit Card

Standard Chartered X Credit Card

$100 Instant Cash via PayNow!

Promotion
Promotions
Get 30,000 Air Miles
  • Get 30,000 Air Miles when you activate your X card within 30 days from approval date and pay annual fee of S$695.50
  • Bank T&Cs' apply
Bonus of up to 300,000 extra air miles with Priority Banking sign-up
  • Get up to 300,000 extra air miles when you place a minimum of S$300,000 Fresh Funds for at least 3 months and sign up for Priority Banking
  • Below are the Funds Deposit Amount and the corresponding miles tiers
    • S$200,000 to S$299,999.99: 30,000 Miles
    • S$300,000 to S$799,999.99: 100,000 Miles
    • S$800,000 and above: 150,000 Miles
    • Get additional 150,000 air miles if you deposit S$1,500,000 and sign-up as a Priority Private client
Key features
Key features
  • MoneySmart Exclusive: Get $100 Instant Cash via PayNow
  • Get 30,000 Air Miles when you activate your X card within 30 days from approval date and pay annual fee of S$695.50
  • S$1 = 1.2 miles (or 1.2% cashback) for local spending
  • S$1 = 2 miles (or 2% cashback) for overseas spending
  • Get instant Digital Card + Approval when you apply via MyInfo
  • 2 Complementary Access to Priority Pass™ Lounges at over 1300 airport lounges per year
  • Complimentary travel insurance coverage of up to S$1,000,000 when you charge your full fare to your card before you go abroad
Air miles
Air Miles
Excellent
  • Get 30,000 Air Miles when you activate your X card within 30 days from approval date and pay annual fee of S$695.50
  • S$1 = 1.2 miles for local spending
  • S$1 = 2 miles for overseas spending
  • 2 Complementary Access to Priority Pass™ Lounges at over 1300 airport lounges per year
  • No minimum spend and no cap
Leisure
Overseas Spending
Very Good
  • S$1 = 2 miles for overseas spending
  • 2 Complementary Access to Priority Pass™ Lounges at over 1300 airport lounges per year
  • Complimentary Travel Accident Insurance of up to S$1,000,000 coverage
  • No minimum spend and no cap
  • 3.5% foreign currency transaction fee
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$696

Supplementary Annual Fee

$107

Fee Waiver

Not Available

Interest Free Period

22 days

Annual Interest Rate

26.90%

Late Payment Fees

S$80

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$80,000

Non-Singaporean Minimum Income

$80,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay