NTUC Plus! Visa Credit Card

Updated October 2018

Up to 12%Cash Back at FairPrice Stores, Unity and Warehouse Club
0.22%LinkPoints on All Visa Spend outside FairPrice group
S$400Min. Spend per month
NTUC Plus! Visa Credit Card

NTUC Plus! Visa Credit Card

Key features
Key features
  • Up to 12% rebates at FairPrice stores, Unity and Warehouse Club and up to 8% rebate at FairPrice Online with salary credit
  • Up to 20.6% fuel savings at Esso and 18% fuel savings at Caltex
  • Enjoy 3% rebates at Popular and Cheers
  • Earn 0.22% LinkPoints rewards on all Visa spend outside of FairPrice group
  • Annual fee waived (prevailing NTUC membership fee applies)
Petrol
Petrol
Very Good
Best for: Petrol transactions at Esso & Caltex
  • Up to 20.6% Discount at Esso: 5% Esso Smiles Card Discount + 5% Site Discount+ 8.5% OCBC Card Rebate + 2.1% OCBC Plus! Additional rebate (valid till 31 Oct 2018)
  • Up to 18% Discount at Caltex: 5% Site Discount + 13% OCBC Plus! Card Discount + 0.2% LinkPoints rebate and earn 3 LinkPoints for every litre of fuel
Grocery
Grocery
Very Good
  • Up to 12% rebates at FairPrice stores and Warehouse Club with salary credit
Online shopping
Online Shopping
Satisfactory
  • Up to 8% rebates at FairPrice Online
Shopping
Shopping
Satisfactory
  • Enjoy 3% rebates at Popular and Cheers
  • Earn 0.22% LinkPoints rewards on all Visa spend outside FairPrice supermarkets
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

N/A

Supplementary Annual Fee

Complimentary, up to 3 supplementary cards

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

25.92%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay