ICBC Chinese Zodiac Credit Card

1.6%
Cash Back on All Spend
S$0
Spend per month
Unlimited
Cash Back Cap
Very Good
Satisfactory
Satisfactory
Satisfactory
ICBC Chinese Zodiac Credit Card

ICBC Chinese Zodiac Credit Card

Key features
Key features
  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required. No cap on the cash back
  • Get up to S$120 cash back when you sign up as a New-To-Bank Cardholder. S$200/mo min. spend required for consecutive 6 months
  • 3 years Annual Fee Waiver
Cash back
Cash Back
Very Good
  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required
  • No cap on the cash back
Grocery
Grocery
Satisfactory
  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required
  • No cap on the cash back
Dining
Dining
Satisfactory
  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required
  • No cap on the cash back
Shopping
Shopping
Satisfactory
  • Earn 1.6% unlimited cash back on all spends (Local and Overseas)
  • No minimum spend required
  • No cap on the cash back
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$150

Supplementary Annual Fee

S$75

Fee Waiver

Available

Interest Free Period

25 days

Annual Interest Rate

24.00%

Late Payment Fees

S$40

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

5% or S$15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$30,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass