Bank of China Family Card

Updated November 2018

10%Cash Back on Everyday Dining and Movies
S$100Cash Back per month
S$700Min. Spend per month
Bank of China Family Card

Bank of China Family Card

Key features
Key features
  • 10% cashback on Everyday Dining (locally and overseas) and Movies
  • 5% cashback on online shopping, supermarkets, telecommunication bills, NETS Flashpay Auto Top-up and many more
  • 5% Cashback at Selected Mercents: Best Denki, BIG BOX, Watsons, Unity Pharmacy, Toys 'R' Us, Welcia-BHG
  • To apply, SMS BOCCARD[space]FCMS[space]Name to 79777
Cash back
Cash Back
Excellent
Enjoy Cashback on Dining, Entertainment, Online Shopping, Retail shopping, Groceries spend and many more
  • 10% Cashback on Everyday Dining (locally and overseas) and Cinemas
  • 5% Cashback on Online Purchases, Supermarkets, Hospital Bills, NETS FlashPay Auto Top Up (first 4 top-ups) and Telco Bills
  • 5% Cashback at Selected Mercents: Best Denki, BIG BOX, Watsons, Unity Pharmacy, Toys 'R' Us, Welcia-BHG
  • Minimum spend: S$700 per month
  • Total cashback cap at $100 per month: $30 for dining and movies, $30 for online purchases, and $40 for selected merchants and all other spend
  • Base rate: 0.3% on all other purchases and if minimum spend of $700 is not met
Grocery
Grocery
Excellent
Supports all major supermarkets in Singapore
  • 5% cashback at all major supermarkets and hypermarkets in Singapore
  • Cashback cap at $100 per month where cap is at S$40 per month for groceries
Dining
Dining
Excellent
Supports all restaurants, cafes and fast food except spends in hotels
  • 10% cashback on Dining Locally and Overseas
  • Cashback cap at $100 per month where cap is at S$30 per month for dining and movie
Online shopping
Online Shopping
Very Good
Supports all Online spends except selected payment institutions
  • 5% cashback on online purchases
  • Cashback cap at $100 per month where cap is at S$30 per month for online purchases
Shopping
Shopping
Very Good
Earn savings at selected mall and healthcare merchants
  • 5% Cashback at Selected Mercents: Best Denki, BIG BOX, Watsons, Unity Pharmacy, Toys 'R' Us, Welcia-BHG
  • Base rate: 0.3% on all other retail purchases and if minimum spend of $700 is not met
  • Cashback cap at $100 per month where cap is at S$40 per month at the above merchants
Entertainment
Entertainment
Very Good
Earn savings at all movie theatres
  • 10% cashback on Movies at all theatres in Singapore
  • Cashback cap at $100 per month where cap is at S$30 per month for dining and movies
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$190

Supplementary Annual Fee

$95

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

28.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

1.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or S$20, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

Visa

Wireless Payment

N/A