Best Dining Credit Cards 2024

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 49 Credit Cards for you!
HSBC Live+ Card
MoneySmart Exclusive
WIN A LUXURY WATCH (WORTH MORE THAN S$17,000)!
Promotion ends in
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

[LUXRY WATCH LUCKY DRAW]
Get up to S$280 Cash Rewards* or 2,990 SmartPoints when you apply and spend a minimum of S$500 by the end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000). Check out our past Lucky Draw winners hereT&Cs apply.

Valid until 22 Sep 2024 - See more details below
Apply Now
Citi Cash Back+ Card
MoneySmart Exclusive
RICHEST CASH OFFER IN THE MARKET EXCLUSIVE TO CITI
Promotion ends in
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
 
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) and / or a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 20 Sep 2024 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
WIN A LUXURY WATCH (WORTH MORE THAN S$17,000)!
Promotion ends in
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[LUXURY WATCH LUCKY DRAW]
Get S$370 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
   
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 19 Sep 2024 - See more details below
Apply Now
UOB One Card
MoneySmart Exclusive
RICHEST OFFER EXCLUSIVE TO MONEYSMART ONLY!
Cash Back at McDonald's & Grabfood
Up to 20%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500

[RICHEST CASH OFFER IN THE MARKET!]
  
Get S$450 Cash* when you meet the relevant spend criteria and be the first 5 customers to submit the claim form at 2PM or 9PM daily! No annual fee payment required. T&Cs apply.
  
OR get an Apple AirPods Pro and AirTag (2 units) + S$100 Cash Bonus (worth S$556.50) when you spend a min. of S$1,000 within 30 days and pay the card annual fee.

Valid until 30 Sep 2024 - See more details below
Apply Now
American Express Platinum Credit Card
Online Promo
Membership Rewards Point never expire
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Online Promo:
[American Express Welcome Offer]
New to American Express cardholders
can get S$300 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within the first month of card approval.

Existing cardholders can get S$200 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
RICHEST CASH OFFER IN THE MARKET EXCLUSIVE TO CITI
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1 = 1 Point
Rewards Conversion
10X Points = 4 Miles

[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
 
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) and / or a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 20 Sep 2024 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
RICHEST CASH OFFER IN THE MARKET EXCLUSIVE TO CITI
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
Up to 6%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock to 6% Cashback
S$800

[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
 
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) and / or a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 20 Sep 2024 - See more details below
Apply Now
Standard Chartered Smart Credit Card
MoneySmart Exclusive
WIN A LUXURY WATCH (WORTH MORE THAN S$17,000)!
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

[LUXURY WATCH LUCKY DRAW]
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 30 Sep 2024 - See more details below
Apply Now
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited

[MoneySmart Exclusive Offer]
Get S$120 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$250 per month in Qualifying Spends for 3 consecutive months from Card approval. T&Cs apply.

Valid until 30 Sep 2024 - See more details below
Apply Now
American Express The Platinum Card®
MoneySmart Exclusive
American Express 30 Million Miles Giveaway
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
every year to use at over 2,000 restaurants locally and around the world
Enjoy $400 Global Dining Credits
American Express 30 Million Miles Giveaway

• New to American Express Card Members can get up to 98,000 141,000 Membership Rewards® points (equivalent to 88,000 KrisFlyer miles)
• Existing Card Members can get up to 98,000 130,000 Membership Rewards® points (equivalent to 81,250 KrisFlyer miles)

Valid until 30 Sep 2024 - See more details below
Apply Now
 HSBC Advance Credit Card
MoneySmart Exclusive
WIN A LUXURY WATCH (WORTH MORE THAN S$17,000)!
Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

[LUXURY WATCH LUCKY DRAW]
Stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000) when you apply and spend a min. of S$500 by the end of the following calendar month. Check out our past Lucky Draw winners hereT&Cs apply.
 
[HSBC Online Promotion]

  • New Cardholders can receive a Samsonite ZELTUS 69cm Spinner Luggage (worth S$680) or S$200 Cashback, plus an additional S$100 Cashback with 1 Qualifying Transaction.
  • OR Existing Cardholders get S$50 Cashback for spending a minimum of S$500 and providing marketing consent. T&Cs apply.
  • PLUS stand a chance to win An all-electric Mercedes-Benz EQB and round-trip air tickets to Paris! T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
Standard Chartered Rewards+ Credit Card
MoneySmart Exclusive
WIN A LUXURY WATCH (WORTH MORE THAN S$17,000)!
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

[LUXURY WATCH LUCKY DRAW]
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 30 Sep 2024 - See more details below
Apply Now
CIMB World Mastercard
Online Promo
Unlimited 2% Cashback
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited
Online Promo:
Get up to S$188 Cashback when you spend a minimum of S$988 in Eligible Transactions within 60 days from card approval date. T&Cs apply.
Valid until 31 Jan 2025 - See more details below
Apply Now
OCBC 365 Credit Card
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month
Read More
OCBC INFINITY Cashback Card
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited
Read More
Maybank Horizon Visa Signature
Online Promo
on Foreign Currency Spend
S$1 = 7X Points
on Local Dining
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Online Promo:
Receive a Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or 10,000 Bonus Air Miles*, or S$200 Cashback when you apply for a new Maybank Credit Card and a CreditAble account, spend a min. of S$600 in Eligible Transactions each month for the first two consecutive months upon card approval. T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
HSBC Visa Infinite Credit Card
Discounts at Participating Restaurants
Up to 50%
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Apply Now
CIMB Visa Infinite
Online Promo
Unlimited 2% Cashback
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
Up to 20%
Online Promo:
Get up to S$188 Cashback when you spend a minimum of S$988 in Eligible Transactions within 60 days from card approval date. T&Cs apply.
Valid until 31 Jan 2025 - See more details below
Apply Now
DBS Live Fresh Card
Online Promo
Shopping and Transportation
on Shopping & Transport Spend
Up to 6% cashback
Min Spend
S$800
Cashback Cap
Up to S$70
Online Promo:
Get S$150 cashback from DBS when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
DBS Altitude Visa Signature Card
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
Dining Offers
Exclusive
Online Promo:
Get up to 30,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply
Valid until 30 Sep 2024 - See more details below
Apply Now

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions this year. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.