Best Dining Credit Cards 2024

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 49 Credit Cards for you!
Sponsored
Citi Cash Back+ Card
MoneySmart Exclusive
FLASH DEAL | Unlimited 1.6% Cashback
Promotion ends in
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[FLASH DEAL | FASTER GIFT FULFILMENT]
Earn 5,040 SmartPoints or S$300 Cash via PayNow, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply.
 
OR get a COMPLIMENTARY GIFT UPGRADE to a ECOVACS DEEBOT T20e OMNI Robot Vacuum Cleaner (worth S$1,199) when you are the first 5 customers to submit the claim form at 2PM & 9PM daily!
 
Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$110 on top of your earned SmartPoints.

Valid until 21 Jun 2024 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
1.5% UNLIMITED CASHBACK
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Earn 4,250 SmartPoints or up to S$350 Cash via PayNow when you apply and spend a min. of S$1,000 in eligible transactions within 60 days from card approval date! T&Cs apply.
 
Use 4,250 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$189 on top of your earned SmartPoints.

Valid until 30 Jun 2024 - See more details below
Apply Now
American Express Platinum Credit Card
Online Promo
Earn Membership Rewards Points that never expire
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Online Promo:
New to American Express cardholders can get S$300 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Existing cardholders can get S$200 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
UOB One Card
Online Promo
Up to 10% Cashback
Cash Back at McDonald's & Grabfood
Up to 10%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500
Online Promo:
Get S$350 Cash Credit from UOB when you are the first 200 new-to-UOB credit card customers in June 2024 who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
FLASH DEAL | Up to 8% Cashback
Promotion ends in
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
Up to 6%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock to 6% Cashback
S$800

[FLASH DEAL | FASTER GIFT FULFILMENT]
Earn 5,040 SmartPoints or S$300 Cash via PayNow, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply.
 
OR get a COMPLIMENTARY GIFT UPGRADE to a ECOVACS DEEBOT T20e OMNI Robot Vacuum Cleaner (worth S$1,199) when you are the first 5 customers to submit the claim form at 2PM & 9PM daily!
 
Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$110 on top of your earned SmartPoints.

Valid until 21 Jun 2024 - See more details below
Apply Now
HSBC Revolution Credit Card
Online Promo
Earn up to 4 miles per S$1 | Instant Activation*
on Contactless Payments
S$1 = 10X Points
on Online Food Orders
S$1 = 10X Points
Points to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Online Promo:
New Cardholders can get a Samsonite ZELTUS 69cm Spinner Luggage (worth S$680) or S$200 Cashback from HSBC, while Existing Cardholders can get S$50 Cashback when you spend a min. of S$500 in Qualifying Transactions from Card Account Opening Date to the end of the following month AND provide marketing consent in the application form! T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
FLASH DEAL | Earn 10X Points
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1 = 1 Point
Rewards Conversion
10X Points = 4 Miles

[FLASH DEAL | FASTER GIFT FULFILMENT]
Earn 5,040 SmartPoints or S$300 Cash via PayNow, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply.
 
OR get a COMPLIMENTARY GIFT UPGRADE to a ECOVACS DEEBOT T20e OMNI Robot Vacuum Cleaner (worth S$1,199) when you are the first 5 customers to submit the claim form at 2PM & 9PM daily!
 
Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$110 on top of your earned SmartPoints.

Valid until 21 Jun 2024 - See more details below
Apply Now
Standard Chartered Smart Credit Card
MoneySmart Exclusive
Up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Earn 1,890 SmartPoints or up to S$230 Cash via PayNow when you apply and spend a min. of S$1,000 in eligible transactions within 60 days from card approval date. T&Cs apply.
 
Use 1,890 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple AirPods Pro (2nd Generation) at only S$214 on top of your earned SmartPoints.

Valid until 30 Jun 2024 - See more details below
Apply Now
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited

Get S$130 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval! T&Cs apply.

Valid until 30 Jun 2024 - See more details below
Apply Now
American Express The Platinum Card®
Online Promo
Earn Membership Rewards Points that never expire
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
every year to use at over 2,000 restaurants locally and around the world
Enjoy $400 Global Dining Credits
Online Promo:
New cardholder can get up to 135,000 Membership Rewards® points (sufficient for a Return Trip to USA West Coast*) OR S$500 Statement Credits + 69,500 Membership Rewards® points by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.

Existing cardholder can get up to 87,500 Membership Rewards® points
by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
HSBC Visa Platinum Credit Card
MoneySmart Exclusive
Earn up to 5% Cash Rebate | Instant Activation*
Cash Back on Dining
5%
on All Spend
S$1= 1X Point
Min. spend monthly in a calendar quarter
S$600

Earn 3,950 SmartPoints or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.

Use 3,950 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$219 on top of your earned SmartPoints.

Valid until 20 Jun 2024 - See more details below
Apply Now
 HSBC Advance Credit Card
MoneySmart Exclusive
Earn up to 3.5% Cashback | Instant Activation*
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per calendar month
S$70
Min. Spend per month
S$0

Earn 3,950 SmartPoints or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.

Use 3,950 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$219 on top of your earned SmartPoints.

Valid until 20 Jun 2024 - See more details below
Apply Now
Standard Chartered Rewards+ Credit Card
MoneySmart Exclusive
Earn up to 10X Rewards Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

Earn 1,890 SmartPoints or up to S$230 Cash via PayNow when you apply and spend a min. of S$1,000 in eligible transactions within 60 days from card approval date. T&Cs apply.
 
Use 1,890 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple AirPods Pro (2nd Generation) at only S$214 on top of your earned SmartPoints.

Valid until 30 Jun 2024 - See more details below
Apply Now
CIMB World Mastercard
Online Promo
Unlimited 2% Cashback
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited
Online Promo:
Get up to S$188 Cashback when you spend a minimum of S$988 in Eligible Transactions within 60 days from card approval date. T&Cs apply.
Valid until 31 Jul 2024 - See more details below
Apply Now
OCBC 365 Credit Card
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month
Apply Now
OCBC INFINITY Cashback Card
Earn up to 1.8% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited
Apply Now
Maybank Horizon Visa Signature
Online Promo
on Foreign Currency Spend
S$1 = 7X Points
on Local Dining
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Online Promo:
Receive a Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or 10,000 Bonus Air Miles*, or an Apple AirPods (3rd generation) with Lightning Charging Case, or S$200 Cashback when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. T&Cs apply.
Valid until 30 Jun 2024 - See more details below
Apply Now
HSBC Visa Infinite Credit Card
Discounts at Participating Restaurants
Up to 50%
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Apply Now
CIMB Visa Infinite
Online Promo
Unlimited 2% Cashback
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
Up to 20%
Online Promo:
Get up to S$188 Cashback when you spend a minimum of S$988 in Eligible Transactions within 60 days from card approval date. T&Cs apply.
Valid until 31 Jul 2024 - See more details below
Apply Now
DBS Live Fresh Card
Online Promo
Shopping and Transportation
on Shopping & Transport Spend
Up to 6% cashback
Min Spend
S$800
Cashback Cap
Up to S$70
Online Promo:
Get S$388 cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jul 2024 - See more details below
Apply Now

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions this year. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

What is the current DBS credit card dining 1-for-1 promotion?

Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 Jan 2022, you’ll get to enjoy 1-for-1 lunch buffet at Shin Minori (Katong Square). Aside from this, you can enjoy 1-for-1 Peranakan lunch or dinner buffet at Hotel Grand Pacific Singapore’s Sun's Cafe valid till 30 Dec 2021. For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.