Best Dining Credit Cards 2024

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 54 Credit Cards for you!
Sponsored
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,040 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Promotion ends in
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
on Contactless Payments
S$1 = 10X Points
on Online Food Orders
S$1 = 10X Points
Points to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
1.5% UNLIMITED CASHBACK
Cash Back on Eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Unlock Exclusive Rewards
Earn 4,500 SmartPoints or up to S$350 cash* when you apply and meet the minimum spend within 1 month from card approval date. T&Cs apply.
 
Why Choose SmartPoints? 
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 29 Feb 2024 - See more details below
Apply Now
UOB logo
MoneySmart Exclusive
Get up to 15% Cashback | S$50 CASH BONUS
Cash Back on All Daily Essentials
Up to 10%
Cashback Cap per quarter
S$500
Min. Spend per month
S$500

[FLASH DEAL: S$50 Cash Bonus]
Secure an extra S$50 Cash via PayNow on top of the online promotion by being one of the first 100 successful claims to apply through MoneySmart! T&Cs apply.
 
PLUS get up to 15% Cashback and S$350 Grab Vouchers from UOB when you successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 for 2 consecutive months from card approval date. T&Cs apply!

Valid until 29 Feb 2024 - See more details below
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited 2% Cashback
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or a Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or S$280 Cash via PayNow when you apply and spend a min of S$988. T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
Up to 6%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock to 6% Cashback
S$800

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,040 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Apply Now
Citibank logo
MoneySmart Exclusive
FASTER REWARDS REDEMPTION | SONY PS5 FLASH DEAL
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1 = 1 Point
Rewards Conversion
10X Points = 4 Miles

[FLASH DEAL: WIN A SONY PS5]
Stand a chance to win a Sony PlayStation®5 SLIM Digital Edition (CFI-2018B01) (worth S$669) on top of your baseline gifts when you are one of 3 successful claims at 2pm & 9pm daily!
 
Unlock Exclusive Rewards
The rest can still earn 5,100 SmartPoints or S$300 cash when you apply and meet the minimum spend within 30 days from card approval date. T&Cs apply.
 
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift at our Rewards Store.
Short on points? Simply pay the difference with cash, and grab your desired gift today!

Valid until 26 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
EARN SMARTPOINTS | Up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Earn up to 1,890 SmartPoints or up to S$250 cash* when you apply, and spend a minimum of S$200 in "Qualifying Spends" within 30 days from card approval date, followed by another S$1,000 in "Qualifying Spends" within the following 30 calendar days.

Customers who choose SmartPoints will be free to choose ANY gift of choice at our Rewards Store. Enjoy ultimate flexibility today! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
American Express logo
MoneySmart Exclusive
Unlimited Cashback
Welcome Bonus (on all eligible purchases, up to S$5,000 spend in the first 6 months)
3.0% Cashback
on all eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited

Get S$150 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$500 in Qualifying Spends within the first month of card approval! T&Cs apply.

Valid until 28 Feb 2024 - See more details below
Apply Now
American Express logo
Online Promo
No Expiry on Membership Rewards® Points
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
to use at over 1,400 curated restaurants
Enjoy $400 every year
Online Promo:
New American Express cardholders:

Offer 1:  Receive S$200 eCapitaVouchers and get 135,000 Membership Rewards® points
(sufficient for a Return Trip to USA West Coast*) by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.

Offer 2:  Receive a Samsonite Choca Spinner 68/25 (worth S$700) and get 135,000 Membership Rewards® points (sufficient for a Return Trip to USA West Coast*) by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.

Existing cardholders can get 87,500 Membership Rewards® points (enough for a Return Trip to Japan or South Korea*) by paying the annual fee and spending a minimum of S$6,000 within the first 2 months of card approval. T&Cs apply.
Valid until 28 Feb 2024 - See more details below
Apply Now
American Express logo
Online Promo
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Online Promo:
New to American Express cardholders can get S$400 eCapitaVouchers from AMEX when you pay the card's annual fee and spend a min. of S$888 within first month of card approval.

Existing cardholders can get S$200 eCapitaVouchers from AMEX when you pay the card's annual fee and spend a min. of S$888 within first month of card approval. T&Cs apply.

Additionally, earn 1,110 Membership Rewards® points based on the S$888 spent above.
Valid until 28 Feb 2024 - See more details below
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
Cash Back on Dining
5%
on All Spend
S$1= 1X Point
Min. spend monthly in a calendar quarter
S$600

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
HSBC logo
MoneySmart Exclusive
HSBC GIVEAWAY: UP TO S$338 CASH
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per calendar month
S$70
Min. Spend per month
S$0

[FLASH DEAL: WIN UP TO S$338 CASH!]
Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or S$300 GrabGifts Vouchers or S$250 Cash via PayNow when you apply for an eligible HSBC credit card and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month.
 
PLUS stand a chance to win an S$88 Cash Bonus on top of your baseline gift, when you meet the giveaway criteria! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
EARN SMARTPOINTS | Earn up to 10X Rewards Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion
1 Point = 0.29 Miles

Earn up to 1,890 SmartPoints or up to S$250 cash* when you apply, and spend a minimum of S$200 in "Qualifying Spends" within 30 days from card approval date, followed by another S$1,000 in "Qualifying Spends" within the following 30 calendar days.

Customers who choose SmartPoints will be free to choose ANY gift of choice at our Rewards Store. Enjoy ultimate flexibility today! T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
OCBC logo
High Spend on Dining
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month
Read More
OCBC logo
Earn up to 1.8% unlimited cashback
Cashback
Up to 1.8%
Min. Spend
S$0
Cashback Cap
Unlimited
Read More
Maybank logo
on Foreign Currency Spend
S$1 = 8X Points
on Dining
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
HSBC logo
Discounts at Participating Restaurants
Up to 50%
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Apply Now
CIMB logo
MoneySmart Exclusive
Unlimited 2% Cashback
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
Up to 20%

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or a Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or S$280 Cash via PayNow when you apply and spend a min of S$988. T&Cs apply.

Valid until 29 Feb 2024 - See more details below
Apply Now
DBS logo
Online & Visa Contactless Spend
Cashback on Contactless & Online Spend
Up to 5%
Min Spend
S$600
Cash Back Cap per month
Up to S$75
Apply Now

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions this year. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

What is the current DBS credit card dining 1-for-1 promotion?

Owning a DBS credit card can satisfy your craving for almost all types of cuisines. From now until 31 Jan 2022, you’ll get to enjoy 1-for-1 lunch buffet at Shin Minori (Katong Square). Aside from this, you can enjoy 1-for-1 Peranakan lunch or dinner buffet at Hotel Grand Pacific Singapore’s Sun's Cafe valid till 30 Dec 2021. For other promotions, you can check their website for a mouthwatering list of DBS credit card dining promotions.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.