Best Dining Credit Cards 2025

Love dining out? Pay for your meals with these credit cards for air miles, rewards or cashback. Read More
We found 52 Credit Cards for you!
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Promotion ends in
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month

Get S$150 Cash or 1,960 SmartPoints  for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

Valid until 17 Jun 2025 - See more details below
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Promotion ends in
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | LIMITED TIME ONLY
spend a min. of S$800 per month
2% Cashback
with no min spend
1.5% Cashback
on eligible spend
Unlimited Cashback

Get S$350 Cash via PayNow or earn 4,000 SmartPoints  when you apply and spend S$800 within 30 days from card approval date! Earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card! T&Cs apply
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get S$370 Upsized Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

Valid until 17 Jun 2025 - See more details below
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited

Get S$150 Cash or 1,960 SmartPoints  for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
PLUS get S$100 foodpanda food vouchers and enjoy 5-year annual fee waiver when you charge at least 1 qualifying spend within 30 days! T&Cs apply.

Valid until 17 Jun 2025 - See more details below
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1 = 1 Point
Rewards Conversion
10X Points = 4 Miles

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited
Get S$120 eCapitaVouchers or Apple AirPods 4 (RSP S$199) when you apply and spend S$500 of Qualifying Spends within the first month of card approval. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
Standard Chartered Smart Credit Card
MoneySmart Exclusive
Earn up to 10% Bonus Cashback
for spends on Smart Dining
Up to 10% Bonus Cashback
selected food merchants
McDonald's, KFC, Burger King and more
selected coffee merchants
Ya Kun, Toast Box, Starbucks and more

Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
 
[SCB Pinball Sure Win Promotion]
Apply for an eligible SCB Card and unlock sure-win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more worth S$12,000 or more! T&Cs apply.

Valid until 22 Jun 2025 - See more details below
CIMB Visa Infinite
MoneySmart Exclusive
Earn up to 2% unlimited cashback!
Unlimited Cashback on All Other Spend
1%
Discount on selected restaurants
Up to 50%
Discount from dining merchants at hotels
Up to 20%

[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
 
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Cash Back on Dining, including delivery from FoodPanda & Deliveroo
Up to 6%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock to 6% Cashback
S$800

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints + a 5GB Eskimo Global eSIM (worth US$25) in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 15 Jun 2025 - See more details below
CIMB World Mastercard
MoneySmart Exclusive
Earn up to 2% unlimited cashback!
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited

[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
 
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!
with Love Dining at selected Restaurants
Up to 50% savings
on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
Up to 50% savings
every year to use at over 2,000 restaurants locally and around the world
Enjoy $400 Global Dining Credits
Online Promo:
 Receive 95,000 Membership Rewards® points (enough to redeem to a Return Trip to Istanbul, Turkey on Singapore Airlines), with annual fee payment and min. spending of S$4,000 within first 2 months of Card approval. T&Cs apply.

What’s more, earn an extra 10 Membership Rewards points per S$1.60 spend in foreign currency for 6 months upon Card approval, capped at S$1,000 spend per month.
Valid until 30 Jun 2025 - See more details below
DBS Live Fresh Card
Online Promo
Shopping and Transportation
on Shopping & Transport Spend
Up to 6% cashback
Min Spend
S$800
Cashback Cap
Up to S$70
Online Promo:
Get S$300 cashback from DBS when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jul 2025 - See more details below
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!
Discounts at Selected Luxury Hotels
Up to 50%
Discounts at Selected Restaurants
Up to 50%
at Select Rooftop Bars and Nightclubs
1 Free Drink
Online Promo:
Get up to S$400 back!

New-to-Card Customers receive S$200 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands.

Existing Customers receive S$150 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebate on Online Food Delivery
Up to 10%
Cash Rebates on other Dining Spend
Up to 3%
Min. Spend per month
S$800
Online Promo:
Get S$300 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jul 2025 - See more details below
UOB Lady's Card
Up to 10 Miles per S$1 spent
Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
UOB One Card
Enjoy up to 10% Cashback!
Cash Back at McDonald's & Grabfood
Up to 10%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500
CIMB Visa Signature
MoneySmart Exclusive
Earn up to 10% cashback
Cash Back on Beauty & Wellness, Online Shopping, Groceries
Up to 10%
Min. spend per month to qualify for the 10% Cash Back
S$800
Cash Back Cap per month
S$100

[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
 
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Maybank Family & Friends Card
Earn up to 8% Cashback
at all Restaurants in Singapore & Malaysia
Up to 8% Cashback
on Fast Food & Food Delivery
Up to 8% Cashback
Cashback Per Month
Up to S$150
Cashback Credit Card by Trust
Online Promo
on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%
Online Promo:
Get S$10 FairPrice E-Vouchers when you you are a New-To-Trust customer and apply code MONEYSMT at point of application! T&Cs apply.
Valid until 15 Jun 2025 - See more details below

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Best Credit Card for Dining

Eating out can be quite expensive. But, with the right credit card for dining, you can enjoy discounts and other exclusive dining privileges at various restaurants, hotels, and cafes in town and overseas. So if you’re still shopping around for the best credit card that can feed the foodie in you with a long list of dining rewards, start by comparing the best credit cards for dining.

Dining Credit Card Promotion

Credit card promotions for dining are extensive. If you’re a buffet fanatic with big appetite, you can choose from a wide array of buffet promotions for lunch and dinner. For those of you who dine out in duo, you can always take advantage of the best 1-for-1 buffet dining promotions this year. You can even enjoy the high life without spending too much when you redeem high tea promotions. You can avail these dining promotions with almost any credit card provider from Singapore. It’s just a matter of choosing the right one that fits your dining lifestyle.

Buffet Promotion

If there’s one credit card promotion that gets every Singaporean gleam with excitement, it will always be hotel buffet deals. It’s a no-brainer because paying for buffet at full price is insane – especially hotel buffets. This type of promotion is so common, you can find it in all credit cards. The biggest deals they offer are 1-for-1 and 50% discounts, which are practically the same banana. The main difference lies in the merchant. There’s the delectable spread at Fullerton or the crowd-favourite seafood set at Mouth Restaurant and many more.

High Tea Promotion

Another popular hang out activity among locals with a fancy palate is high tea. And owning the right credit card for dining is the best avenue to score great high tea promotions. Normally, credit cards offer 5% to 50% discount on high tea, depending on the time and day.

How to Choose the Best Credit Card for Dining

The best credit card for dining differs per person. First, you must compare all available dining promotions. Start by checking the validity period and make sure that the promo period is long enough for you to enjoy the offer. Of course, you should also consider the range of discounts. Obviously, you’ll get more bang for your buck if majority of the bank’s partner merchants offer up to 50% off. Most importantly, keep an eagle eye on the terms and conditions. It’s every bank’s favourite place to put caveats on their so-called attractive deals.

Dining Credit Cards Frequently Asked Questions

Where can I earn cashback on dining?

On top of discounts and 1-for-1 rewards, you can enjoy cashback when you dine out with your credit card for dining. The cashback depends on the credit card . Take note that most cashback rewards have a minimum spending requirement and cap. There are, however, credit cards that offer unlimited cashback. For a more comprehensive comparison, check out the best credit cards in Singapore.

Can I get cashback on overseas dining spend?

Yes, you can get cashback when dining overseas. Simply use our dining credit card comparison tool to find out how you can earn up to 8% cashback.