Get the Best Credit Card Promotions in 2026

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We found 47 credit cards for you!

Earn up to 8 miles per S$1 | Instant Activation*
HSBC Revolution Credit Card image
HSBC Revolution Credit Card
S$1 = 20X Points (8 miles)
on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
S$1 = 10X Points (4 miles)
on Contactless & Online Spending for all other cardholders
S$1 = 1X Point
on All Other Spend

APPLY NOW for HSBC Revolution Credit Card
on HSBC's secure site
FASTER REWARD FULFILMENT | EARN CITI MILES
Citi PremierMiles Card image
Citi PremierMiles Card
S$1 = 1.2 miles
Local Spend
S$1 = Up to 2.2 miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 10 miles
Selected Online Hotel Bookings

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
Up to 8% Cashback | Instant Activation*
HSBC Live+ Card image
HSBC Live+ Card
8% Cashback*
on Dining, Shopping and Entertainment
5% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
0.3% Cashback*
on All Other Spends

APPLY NOW for HSBC Live+ Card
on HSBC's secure site
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
Citi Rewards Card image
Citi Rewards Card
S$1= 10X Points
on Online Grocery, Food Delivery, Ride-Hailing
S$1= 10X Points
for in-store shopping purchases at Department Store, Clothing Stores
S$1= 1X Point
for all other purchases

APPLY NOW for Citi Rewards Card
on Citibank's secure site
HSBC Revolution Credit Card & Everyday Global Account (Personal Banking) Bundle image
HSBC Revolution Credit Card & Everyday Global Account (Personal Banking) Bundle
S$1 = 20X Points (8 miles)
on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
1% Cashback
on eligible spends on your Everyday Global Debit Card
1% p.a. Bonus Interest
on Incremental SGD average daily balances in your Everyday Global Account

APPLY NOW for HSBC Revolution Credit Card & Everyday Global Account (Personal Banking) Bundle
on HSBC's secure site
High Spend on Dining
OCBC 365 Credit Card image
OCBC 365 Credit Card
6%
Cashback on Fuel Spends
5%
Cashback on Everyday Dining
Unlock up to $160 Cashback
with min. spend of $1,600 per month

APPLY NOW for OCBC 365 Credit Card
on OCBC's secure site
Earn up to 2.4 Miles | Instant Activation*
HSBC TravelOne Card image
HSBC TravelOne Card
S$1 = 1.2 miles
on Local Spend
S$1 = 2.4 Miles
on Foreign Currency Spend
Complimentary
Travel Insurance coverage, Airport Lounge visits

APPLY NOW for HSBC TravelOne Card
on HSBC's secure site
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Citi Cash Back+ Card image
Citi Cash Back+ Card
1.6%
Cash Back on Eligible Spend
0
Min. Spend per month
Unlimited
Cash Back Cap

APPLY NOW for Citi Cash Back+ Card
on Citibank's secure site
1.5% Unlimited Cashback
Standard Chartered Simply Cash Credit Card image
Standard Chartered Simply Cash Credit Card
1.5% Cashback
on eligible spends
S$0
Min Spend
Unlimited
Cashback Cap

APPLY NOW for Standard Chartered Simply Cash Credit Card
on Standard Chartered's secure site
Enjoy up to 10% Cashback!
UOB One Card image
UOB One Card
Up to 10%
cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
Up to 8%
cashback at all grocery spend
Up to S$2,240
cashback cap a year

APPLY NOW for UOB One Card
on UOB's secure site
Up to 10% Cashback
UOB EVOL Credit Card image
UOB EVOL Credit Card
10% Cashback
on Local Online, Mobile Contactless, Telco, Gym, Streaming spend
0%
FX Fees on overseas FX spend worldwide, with no min spend, no cap
S$800
Min. Spend per month for 10% cashback

APPLY NOW for UOB EVOL Credit Card
on UOB's secure site
Cashback Credit Card by Trust image
Cashback Credit Card by Trust
Up to 15% Cashback
on your preferred category
Up to 1% Unlimited Instant Cashback
on all eligible spend (including preferred category)*
0%
FX Fees

APPLY NOW for Cashback Credit Card by Trust
on Trust Bank's secure site
SINGLE APPLICATION JOURNEY
Standard Chartered Simply Cash + Credit Card Funds Transfer image
Standard Chartered Simply Cash + Credit Card Funds Transfer
0.6% Cashback
with new Credit Card Funds Transfer applications
2% Cashback
with min. of S$800 per month
From 0.99%
Low Processing Fee

APPLY NOW for Standard Chartered Simply Cash + Credit Card Funds Transfer
on Standard Chartered's secure site
FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$
Citi SMRT Card image
Citi SMRT Card
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per statement month to earn max rebates

APPLY NOW for Citi SMRT Card
on Citibank's secure site
Unlimited Cashback
American Express True Cashback Card image
American Express True Cashback Card
3.0% Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
1.5% Cashback
all subsequent eligible purchases
Unlimited
Cash Back Cap

APPLY NOW for American Express True Cashback Card
on American Express's secure site
Up to 30k Miles Offer
Standard Chartered Journey Credit Card (Annual Fee Payable) image
Standard Chartered Journey Credit Card (Annual Fee Payable)
S$1 = 3 Miles
on Transportation, Food Delivery & Online Grocery merchants
S$1 = 2 Miles
for all Eligible Foreign Spends
S$1 = 1.2 Miles
for all Eligible Local Spends

APPLY NOW for Standard Chartered Journey Credit Card (Annual Fee Payable)
on Standard Chartered's secure site
Earn up to 6 miles per S$1 spent
OCBC Rewards Credit Card image
OCBC Rewards Credit Card
Earn 15 OCBC$ (equivalent to 6 air miles)
for every S$1 spent at Watsons and certain online shopping platforms
S$1 = 1 OCBC$
on All Other Spend
10 OCBC$ = 4 Miles
Rewards to Miles Conversion

APPLY NOW for OCBC Rewards Credit Card
on OCBC's secure site
Accelerated Upgrade to KrisFlyer Elite Gold Member
American Express Singapore Airlines KrisFlyer Ascend Credit Card image
American Express Singapore Airlines KrisFlyer Ascend Credit Card
S$1 = 2 KrisFlyer miles
on eligible Singapore Airlines, Scoot flight bookings, KrisShop & Pelago purchases, with no cap
S$1 = Up to 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = 1.2 KrisFlyer miles
on all other eligible purchases

APPLY NOW for American Express Singapore Airlines KrisFlyer Ascend Credit Card
on American Express's secure site
Earn Rebates at M1 | FASTER FULFILMENT
Citi M1 Credit Card image
Citi M1 Credit Card
Earn 4.7% Bonus Citi Rebate
on eligible Entertainment Spend
Enjoy 2.7% Bonus Citi M1 Rebate
on M1 Telco Bill Charges
Enjoy 2.7% Bonus Citi M1 Rebate
on in-store purchases at M1 Shops

APPLY NOW for Citi M1 Credit Card
on Citibank's secure site
Earn Miles That Don't Expire
OCBC 90°N Card image
OCBC 90°N Card
S$1 = Up to 7 Miles
on Agoda accommodations worldwide
S$1 = 2.1 Miles
on Overseas spend
S$1 = 1.3 Miles
on Local spend

APPLY NOW for OCBC 90°N Card
on OCBC's secure site

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

⭐ MoneySmart Recommends

The HSBC Revolution Card is one of the best long-term holds here: zero annual fee, consistent 10X Reward points [equivalent to 4 miles per S$1 (mpd) or 2.5% cashback] on eligible contactless and online spend, with the option to unlock up to 20X (8 mpd) by pairing with an HSBC Everyday Global Account (min. S$50,000 maintained deposit).

For miles, the Citi PremierMiles Card earns up to 2.2 Citi mpd on eligible foreign currency spend, 1.2 Citi mpd on eligible local spend, and up to 10 mpd on Kaligo and Agoda bookings via Citi portals. Best of all, Citi Miles never expire.

For cashback, the Standard Chartered Simply Cash Card keeps it clean: 1.5% unlimited cashback with no cap nor complicated categories to track. As for high spenders clearing S$800 a month, the OCBC 365 Card's sign-up promos stack nicely on top of its 5% dining and 6% petrol cashback.

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MoneySmart is Singapore’s most trusted personal finance platform, known for delivering accurate, unbiased, and transparent financial advice. Backed by over a decade of experience, our team of experts rigorously research and review financial products from everything across credit cards to personal loans to insurance. We aim to empower you to make confident, well-informed money decisions.

Latest Credit Card Promotions When You Apply with MoneySmart

Credit CardCard highlightsPromotionValid until
HSBC Revolution Credit Card
  • S$1 = 20X Points (8 miles) on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
  • S$1 = 10X Points (4 miles) on Contactless & Online Spending for all other cardholders
  • S$1 = 1X Point on All Other Spend

Spend S$500 from the Card Account Opening Date to the end of the following calendar month to receive S$420 cash or 6,140 SmartPoints (valued up to S$499 in gifts).



Additionally, you could win a S$15,000 Dream Holiday to your destination of choice.

5 Jun 2026 till 9 Jun 2026
Citi PremierMiles Card
  • S$1 = 1.2 miles Local Spend
  • S$1 = Up to 2.2 miles All Foreign Currency Spend including Retail and Online
  • S$1 = Up to 10 miles Selected Online Hotel Bookings
Spend at least S$500 within 30 days to receive Upsized S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 in Gifts).

Additionally, you could win a S$15,000 Dream Holiday to your preferred destination.
5 Jun 2026 till 9 Jun 2026
HSBC Live+ Card
  • 8% Cashback* on Dining, Shopping and Entertainment
  • 5% Cashback* on fuel at Caltex and Shell gas stations in Singapore
  • 0.3% Cashback* on All Other Spends

Spend S$500 from the Card Account Opening Date to the end of the following calendar month to receive S$420 cash or 6,140 SmartPoints (valued up to S$499 in gifts).



Additionally, you could win a S$15,000 Dream Holiday to your destination of choice.

5 Jun 2026 till 9 Jun 2026
Citi Cash Back+ Card
  • 1.6% Cash Back on Eligible Spend
  • S$0.00 Min. Spend per month
  • Unlimited Cash Back Cap per month
Spend at least S$500 within 30 days to receive Upsized S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 in Gifts).

Additionally, you could win a S$15,000 Dream Holiday to your preferred destination.
5 Jun 2026 till 9 Jun 2026
Citi Rewards Card
  • S$1= 10X Points on Online Grocery, Food Delivery, Ride-Hailing
  • S$1= 10X Points for in-store shopping purchases at Department Store, Clothing Stores
  • S$1= 1X Point for all other purchases
Receive a S$380 cash reward or 6,140 SmartPoints (worth up to S$499 in gifts) after spending a minimum of S$500 within 30 days.

Additionally, you could win a S$15,000 Dream Holiday to a destination of your choice.
5 Jun 2026 till 9 Jun 2026
OCBC 365 Credit Card
  • 6% Cashback on Fuel Spends
  • 5% Cashback on Everyday Dining
  • Unlock up to $160 Cashback with min. spend of $1,600 per month

Receive $250 cash or 3,900 SmartPoints when you apply and spend a minimum of S$400 within 30 days, enough to redeem an Apple AirPods Pro 3 worth S$349. T&Cs apply.

1 Jun 2026 till 15 Jun 2026
HSBC TravelOne Card
  • S$1 = 1.2 miles on Local Spend
  • S$1 = 2.4 Miles on Foreign Currency Spend
  • Complimentary Travel Insurance coverage, Airport Lounge visits

Spend S$500 from Card Account Opening Date to the end of the following calendar month to receive S$400 cash or 6,140 SmartPoints (worth up to S$499 in gifts).

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination.

5 Jun 2026 till 9 Jun 2026
Standard Chartered Simply Cash Credit Card
  • 1.5% Cashback on eligible spends
  • S$0.00 Min Spend
  • Unlimited Cashback Cap
Receive S$350 Cash via PayNow or 4,000 SmartPoints when you spend min. S$800 in 30 days and apply to any of the following SCB products through MoneySmart: Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer.

Worth up to S$469 in gifts.
1 Jun 2026 till 15 Jun 2026
Citi SMRT Card
  • 5% Savings on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
  • 0.3% Savings on Other Retail Spend
  • S$500.00 Min. Spend per statement month to earn max rebates
Receive a S$380 cash reward or 6,140 SmartPoints (worth up to S$499 in gifts) after spending a minimum of S$500 within 30 days.

Additionally, you could win a S$15,000 Dream Holiday to a destination of your choice.
5 Jun 2026 till 9 Jun 2026
OCBC INFINITY Cashback Card
  • Earn 1.6% Cashback on eligible transactions
  • S$0.00 Min. Spend
  • Unlimited Cashback Cap

Receive $250 cash or 3,900 SmartPoints when you apply and spend a minimum of S$400 within 30 days, enough to redeem an Apple AirPods Pro 3 worth S$349. T&Cs apply.

1 Jun 2026 till 15 Jun 2026
Standard Chartered Journey Credit Card (Annual Fee Payable)
  • S$1 = 3 Miles on Transportation, Food Delivery & Online Grocery merchants
  • S$1 = 2 Miles for all Eligible Foreign Spends
  • S$1 = 1.2 Miles for all Eligible Local Spends
Receive S$180 cash via PayNow or 2,800 SmartPoints (worth up to S$429 in gifts) when you spend at least S$800 within 60 days and apply for any of the following SCB products through MoneySmart: Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer.

Earn 30,000 miles after spending at least S$800 within the first 60 days of card approval and paying the first-year annual fee.
1 Jun 2026 till 15 Jun 2026
OCBC 90°N Card
  • S$1 = Up to 7 Miles on Agoda accommodations worldwide
  • S$1 = 2.1 Miles on Foreign Currency spend
  • S$1 = 1.3 Miles on Local spend

Receive $250 cash or 3,900 SmartPoints when you apply and spend a minimum of S$400 within 30 days, enough to redeem an Apple AirPods Pro 3 worth S$349. T&Cs apply.

1 Jun 2026 till 15 Jun 2026
Standard Chartered Journey Credit Card (No Annual Fee)
  • S$1 = 3 Miles on Transportation, Food Delivery & Online Grocery merchants
  • S$1 = 2 Miles for all Eligible Foreign Spends
  • S$1 = 1.2 Miles for all Eligible Local Spends
Receive S$180 cash via PayNow or 2,800 SmartPoints (worth up to S$429 in gifts) after you spend a minimum of S$800 within 60 days and apply to any of the following SCB products through MoneySmart: Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer.

Get 20,000 miles when you spend a minimum of S$800 within the first 60 days of card approval.
1 Jun 2026 till 15 Jun 2026
OCBC Rewards Credit Card
  • Earn 15 OCBC$ (equivalent to 6 air miles) for every S$1 spent at Watsons and certain online shopping platforms
  • S$1 = 1 OCBC$ on All Other Spend
  • 10 OCBC$ = 4 Miles Rewards to Miles Conversion

Receive $250 cash or 3,900 SmartPoints when you apply and spend a minimum of S$400 within 30 days, enough to redeem an Apple AirPods Pro 3 worth S$349. T&Cs apply.

1 Jun 2026 till 15 Jun 2026
OCBC 90°N Visa Card
  • S$1 = Up to 7 Miles on Agoda accommodations worldwide
  • S$1 = 2.1 Miles on Foreign Currency Spend
  • S$1 = 1.3 Miles on Local Spend

Receive $250 cash or 3,900 SmartPoints when you apply and spend a minimum of S$400 within 30 days, enough to redeem an Apple AirPods Pro 3 worth S$349. T&Cs apply.

1 Jun 2026 till 15 Jun 2026
HSBC Advance Credit Card
  • 1.5% Base Cashback
  • 2.5% Cashback when you spend more than S$2,000
  • S$70.00 Cashback Cap per month

Spend S$500 from Card Account Opening Date to the end of the following calendar month to receive S$400 cash or 6,140 SmartPoints (worth up to S$499 in gifts).

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination.

5 Jun 2026 till 9 Jun 2026
Citi Cash Back Card
  • Up to 8% Cash Back on Groceries, Petrol & Private Commute
  • S$80.00 Total Cash Back Cap, per month
  • Up to 23.64% savings at Caltex, Shell & Esso
Receive a S$380 cash reward or 6,140 SmartPoints (worth up to S$499 in gifts) after spending a minimum of S$500 within 30 days.

Additionally, you could win a S$15,000 Dream Holiday to a destination of your choice.
5 Jun 2026 till 9 Jun 2026
Citi M1 Credit Card
  • Earn 4.7% Bonus Citi Rebate on eligible Entertainment Spend
  • Enjoy 2.7% Bonus Citi M1 Rebate on M1 Telco Bill Charges
  • Earn 2.7% Bonus Citi M1 Rebate on in-store purchases at M1 Shops
Receive a S$380 cash reward or 6,140 SmartPoints (worth up to S$499 in gifts) after spending a minimum of S$500 within 30 days.

Additionally, you could win a S$15,000 Dream Holiday to a destination of your choice.
5 Jun 2026 till 9 Jun 2026

Which credit card is best for me?

Every credit card user has their own unique spending patterns shaped by lifestyle, income level, and financial priorities. For example, a fresh graduate’s credit card demands and usage will be very different from a seasoned frequent flyer chasing miles and lounge perks. It helps to break down credit card promos by user profile to quickly ascertain which type of sign-up offer best matches your situation.

Fresh graduates

Without steady income proof, fresh graduates may not qualify for premium credit cards yet—but they are more likely to be approved for entry-level cards. These cards typically feature attractive sign-up perks such as cash gifts or SmartPoints, while keeping minimum spend requirements low. They are a practical option for fresh grads to build a healthy credit card history early without the risk of overspending.

Examples of such credit cards available on MoneySmart include, but are not limited to:

  • HSBC Revolution Card
  • Citi Cash Back+ Card
  • OCBC 365 Card
  • Standard Chartered Simply Cash Card
  • Citi PremierMiles Card

Frequent flyers

For travellers, miles-focused credit card promotions are the real draw. Banks may offer bonus miles, flight vouchers, or even lounge access as part of their sign-up perks. These rewards are best suited for card users interested in boosting their miles journey from the get-go.

Examples of such credit cards available on MoneySmart include, but are not limited to:

  • American Express Singapore Airlines KrisFlyer Ascend Credit Card
  • American Express Singapore Airlines KrisFlyer Credit Card
  • American Express Platinum Credit Card
  • Standard Chartered Journey Credit Card

Cashback seekers (rebate tiers, cap limits)

Cashback fans look for promos that deliver upfront value—whether in the form of cash gifts, attractive prizes (e.g. Apple iPhone or Nintendo Switch) or SmartPoints. These are straightforward incentives that directly appeal to those preferring certainty over non-tangible or delayed rewards.

Examples of such credit cards available on MoneySmart include, but are not limited to:

  • HSBC Revolution Card
  • Citi PremierMiles Card
  • Standard Chartered Simply Cash Credit Card
  • HSBC Live+ Card
  • UOB EVOL Credit Card
  • Standard Chartered Smart Credit Card
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Credit Cards Review: We've done the heavy lifting for you!

Whether it's cashback, travel miles, or exclusive discounts, our review highlights the top contenders for amping up your credit card game.

Read More

Frequently Asked Questions

Which credit card has the best promotion in Singapore?

The "best" credit card promotion in Singapore depends on your reward preference: top options include up to S$420 PayNow cash with the Citi PremierMiles Card, S$400 cash or SmartPoints/gadgets from the HSBC Live+ and HSBC Revolution, and up to 20,000 bonus miles with the StanChart Journey. Eligibility generally requires you to be new-to-bank and meet a minimum spend.

How do I stay on top of new credit card promotions?

Bookmark this Best Credit Card Promotions page for the latest credit card deals or lucky draw campaigns. Follow our social media channels like Instagram and Telegram to stay up-to-date and reminded of our exclusive flash deals too!

Is there a drawback to signing up for too many credit cards?

It can be tempting to apply for multiple credit cards just for the introductory freebies, but holding on to too many cards can backfire. Losing track of your credit cards makes you more susceptible to credit card fraud, while frequent applications or leaving cards unused may hurt your credit score, especially if you intend to take out a loan in the future.

What kind of credit card sign-up promotion is best?

The best credit card sign-up promotion depends on your lifestyle and spending goals.

If you prefer:
  • Instant and fuss-free rewards: Look out for promos offering cash credits via PayNow
  • Stretching your rewards: Redeeming gifts from a variety of options on MoneySmart Shop using SmartPoints, such as Apple devices, vouchers, and more
  • Travel frequently: Look for cards offering bonus miles, travel vouchers, or even free luggage upon sign-up
At MoneySmart, we feature both exclusive deals and bank promos, so you can compare across cash, miles, or gifts and pick the sign-up bonus that delivers the most value to you.

What are the best credit card promotions in Singapore right now?

The top credit card promos this month include rewards like Apple iPhones and iPads, Nintendo Switch 2, Sony WH-1000XM6 headphones, alongside cash gifts between $250 to $450. Refer to our curated table for limited-time offers updated monthly.

Which credit cards offer free Apple Watch or iPad?

Major banks like UOB, Citibank, and OCBC are offering Apple iPhones or iPads as welcome gifts—typically with a S$500–S$1,000 minimum spend. See details under “Branded Gift Promotions”.

Are there credit cards for fresh graduates or low income earners?

Yes, several entry-level cards require income as low as S$18,000/year. Visit the “User-Specific Cards” section for banks that cater to students, new earners, and part-time workers.

How often are credit card promos updated?

Our credit card promotions are refreshed monthly. We update this page at the start of each month to include new offers and remove expired ones.

Can I get both cashback and a free gift from a credit card promo?

Yes. Some credit cards bundle a cashback offer with a premium welcome gift if you meet specific criteria. For example, spend a minimum of $500 eligible transactions within 30 days of card approval to receive a $450 cash offer back. Assuming this is a cashback card, this basically rewards you with $500 worth of cashback for only spending $50! Check the full promo terms for your preferred credit card listing above.