Compare the Best Petrol Credit Cards in Singapore 2024

Save up to 21% when you pump petrol at petrol stations like Shell, Esso, SPC and Caltex. Compare petrol credit cards and discounts. Read More
We found 40 Credit Cards for you!
Sponsored
Maybank Family & Friends Card
MoneySmart Exclusive
Earn up to 8% Cashback
at Petrol Stations in Singapore & Malaysia
Up to 8% Cashback
at all Caltex Petrol Stations with Diamond Sky Fuel Card
Up to 26.45% discounts
on EV Charging
Up to 8% Cashback

[EXCLUSIVE ADDITIONAL GIFTS FOR MONEYSMART APPLICANTS]
Get S$30 Changi Rewards Flexi e-Voucher +S$20 iShopChangi voucher (worth S$50) when are the first 500 approved applicants to apply & spend a min. of S$1,300 within 2 months from card approval date!
 
The rest will receive a S$20 iShopChangi voucher! T&Cs apply.
 
PLUS get S$200 Cashback or a Samsonite ENOW SPINNER 69/25 Luggage (worth S$570) from Maybank when you meet the spend criteria! T&Cs apply.

Valid until 15 Nov 2024 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | EXCLUSIVE TO MONEYSMART ONLY
Fuel Savings at Caltex
Up to 23.7%
Cash Back at all Other Petrol Stations
1.5%
Cash Back Cap per month
Unlimited

[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$370 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
 
For a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$500! Only for MoneySmart applicants! 

Valid until 15 Oct 2024 - See more details below
Apply Now
UOB One Card
Online Promo
UPSIZED CASHBACK | Up to 20% Cashback!
Max. Savings at Shell or SPC
Up to 24%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
Up to 5%
Online Promo:

New-to-UOB credit card customers can receive an AirPods Pro and AirTag (2 units) worth S$439 when you spend a min. of S$1,000 on the card in the first 30 days from the card’s approval date and pay the annual fee for the card’s 1st year membership. SMS registration to participate in this promotion required. T&Cs apply.

OR get S$350 Cash Credit when you are the first 200 new-to-UOB customers to apply and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. SMS registration required. 

• Enjoy up to 20% Cashback at DFI Retail Group, Grab, McDonald's, Shopee and SimplyGo when you apply from 1 Sept to 31 Dec 2024. Other T&Cs apply.
• Get S$50 worth of GrabRide vouchers when you are the first 2,000 customers to charge a min. of S$1,500 worth of insurance/ school transactions on your card. T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
UPSIZED REWARDS | EXCLUSIVE TO CITI ONLY
Max. Savings at Esso & Shell
14%
per S$1 spent at all Other Petrol Stations
1 Point
Rewards Conversion
10X Points = 4 Miles

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.

Valid until 15 Oct 2024 - See more details below
Apply Now
UOB Absolute Cashback Card
Online Promo
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
$0
Cash Back Cap
Unlimited
Online Promo:
Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply for a UOB Absolute Cashback Card, spend min. S$1,000 spend per month for 2 consecutive months from card approval date AND pay the first year annual fee payment of S$180 (subject to prevailing GST). SMS Registration required. T&Cs apply.

PLUS enjoy 5% cashback (capped at S$50) on the transactions charged within thirty days from card approval date. No cap on the number of eligible customers. 
Valid until 30 Oct 2024 - See more details below
Apply Now
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get S$180 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
 
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.

Valid until 15 Oct 2024 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
UPSIZED REWARDS | EXCLUSIVE TO CITI ONLY
Fuel Savings at Caltex, Esso & Shell
Up to 23.64%
Instant Discount at Caltex
17%
Instant Discount at Esso & Shell
14%

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.

Valid until 15 Oct 2024 - See more details below
Apply Now
HSBC Visa Infinite Credit Card
Fuel Savings at Caltex and Shell
Up to 21.15%
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Apply Now
Citi PremierMiles Card
MoneySmart Exclusive
UPSIZED REWARDS | EXCLUSIVE TO CITI ONLY
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
on all Other Petrol Stations
S$1 = 1.2 Miles

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards.

Valid until 15 Oct 2024 - See more details below
Apply Now
Maybank Horizon Visa Signature
Online Promo
on Foreign Currency Spend
S$1 = 7X Points
on Petrol
S$1 = 3X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Online Promo:
Receive a Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or 10,000 Bonus Air Miles*, or S$200 Cashback when you apply for a new Maybank Credit Card and a CreditAble account, spend a min. of S$600 in Eligible Transactions each month for the first two consecutive months upon card approval. T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
Maybank World Mastercard
Online Promo
at selected retail, dining merchants and petrol stations
Up to 10X TREATS Points
Fuel Savings
Up to 20.05%
Rewards to Miles Conversion for Selected Airline Partners
10 Point = 4 miles
Online Promo:
Receive a Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or S$200 Cashback when you apply for a new Maybank Credit Card and a CreditAble account, spend a min. of S$600 in Eligible Transactions each month for the first two consecutive months upon card approval. T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
American Express True Cashback Card
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited
Apply Now
OCBC 365 Credit Card
High Spend on Dining
Fuel Savings at Caltex
Up to 22.92%
Fuel Savings at Esso
Up to 21.04%
Fuel Savings at Sinopec
Up to 27.6%
Read More
DBS Vantage Visa Infinite Card
Online Promo
Miles or Cashback – you decide
Fuel Spending at Esso
Up to 19%
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
Online Promo:
Get up to 60,000 miles (for New Cardmembers) or up to 40,000 Miles (Existing Cardmembers) when you sign up and make a min. spend of S$4,000 within 30 days of card approval and payable annual fee required. T&Cs apply.
Valid until 31 Jan 2025 - See more details below
Apply Now
DBS Altitude Visa Signature Card
Online Promo
Earn Miles That Never Expire
Fuel Savings at Esso
Up to 14%
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
Online Promo:
Get up to 30,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply
Valid until 31 Jan 2025 - See more details below
Apply Now
DBS Altitude American Express Card
Online Promo
Earn Miles That Never Expire
Fuel Savings at Esso
Up to 14%
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 miles
Online Promo:
Get up to 35,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply
Valid until 31 Jan 2025 - See more details below
Apply Now
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Fuel Savings at SPC
Up to 20.1%
Cash Rebates at SpeedyCare
2%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$150 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jan 2025 - See more details below
Apply Now
Citi Prestige Card
for every S$1 spent overseas
5 ThankYou Points (2 miles)
for every S$1 spent locally
3.25 ThankYou Points (1.3 miles)
Complimentary Airport Lounge Access
Unlimited
Read More
UOB Preferred Platinum Visa Card
Fuel Savings at Shell
Up to 14%
Fuel Savings at SPC
Up to 15%
on Contactless Payments
S$5 = 10X UNI$
Read More
Maybank DUO Platinum Mastercard
Online Promo
Cashback on petrol spend in Singapore and Malaysia
5%
on all local spend excluding petrol
S$1 = 1 Point
Cashback cap
Unlimited
Online Promo:
Receive a Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or S$200 Cashback when you apply for a new Maybank Credit Card and a CreditAble account, spend a min. of S$600 in Eligible Transactions each month for the first two consecutive months upon card approval. T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now

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Petrol Station Loyalty Cards

In order to maximize the savings on your fuel spending, choose your preferred petrol station (Esso, Shell, Caltex, and SPC) and enroll yourself into the respective loyalty programs. Do note that for some petrol stations, you would need to present the loyalty card at the time of purchase so do not forget to bring them with you when refueling your car or motorbike!

Esso Smiles loyalty card

The Esso Smiles loyalty card lets you earn 1 Smiles rewards point per liter of Esso Synergy fuel you pump. Pair that with the right credit card and you’re looking at as much as 27% in savings. It should come as no surprise that the DBS Esso Card currently offers the best Esso discount in Singapore

Shell Escape Card

Shell Escape Loyalty Program lets you earn 1 point per liter of Shell FuelSave petrol. You can also earn points when you send your car for servicing and car washing. Right now, the best credit card to use with your Shell Escape card is the Citi Cash Back Card, which gives you up to 20.88% discount

SPC&U membership Card

To get cheaper petrol prices at SPC, you should definitely sign up for the SPC&U membership card. Rather than letting you earn points, it gives you a direct petrol discount (10% for petrol, 15% for diesel) - instant gratification. The best credit cards to use for SPC discounts are the UOB One Card or the POSB Everyday Card.

NTUC Plus! Visa Card

You can use that NTUC membership you signed up for at that roadshow. That’s right - apart from letting you earn LinkPoints at NTUC FairPrice, your NTUC Plus! Card also functions as the loyalty card for Caltex. The best credit cards for Caltex discounts are the Standard Chartered Simply Cash Credit Card or OCBC 365 Card. You can get up to about 21% in savings with these credit cards.

Best Credit Cards for Petrol Singapore 2024

Petrol StationCredit CardMaximum Fuel Savings
ESSODBS Esso Card21.60%
Citi Cash Back Card20.88%
OCBC 365 Card20.20%
ShellUOB One Card21.15%
Citi Cash Back Card20.88%
SPCUOB One Card22.66%
SinopecOCBC 365 Card26.8%

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How to Save on Petrol Prices with Credit Cards

Pick your favourite petrol station

Unless you’re a die-hard cheapo trying to beat the system, it doesn’t really matter if you go to Esso, Shell, Caltex or SPC. The difference in their petrol prices is very small, and won’t matter to most people. Just pick one petrol chain that’s convenient for you and stick to it.

Always bring your loyalty card

Never pump petrol without your preferred petrol chain’s loyalty card, be it Esso Smiles, Shell Escape, Caltex Plus! or SPC&U. At the point of payment, you’ll need to show it to the cashier along with your credit card to get the full petrol discount.

Fill up only when your tank is empty

Don’t top up your tank as and when you feel like it - make sure your tank is empty enough before you fill ‘er up. That’s because you can often get a greater discount if your petrol cost hits a certain minimum.

Meet the minimum spending requirements

Some of these credit cards have a minimum spending requirement to meet before you can get your full cash rebate. Don’t let your money-saving efforts go to waste by neglecting it.

Switch card when you hit the Cashback cap

While we’re on the topic of terms & conditions, remember to check the cash rebates cap on your petrol credit card too. The higher the rebates, the quicker you’ll hit the cap. If your petrol consumption is high, consider carrying a backup petrol credit card for these cases.