Best Airport Lounge Credit Cards in Singapore (2026)

Owning a credit card that gives you airport lounge access changes the way you fly. Imagine sinking into a plush sofa while waiting for the boarding gate to open. You can pick up some magazines and snack on some fresh fruit, all in a quiet and relaxing ambience.

Keen to learn how to access the suite airport travel lifestyle? Use this guide to discover the best credit cards with airport lounge access in Singapore and pick out the best travel companion for you.
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Why Choose a Credit Card with Airport Lounge Access?

Travelling can be exhausting—from long security queues to flight delays. Airport lounges offer a quiet space, comfortable seating, refreshments, and sometimes even showers or workstations. Having lounge access built into your credit card can make a huge difference to your travel experience.

Perks of airport lounge access

Airport lounges aren’t just for first-class passengers anymore. With the right credit card, you can enjoy the same premium perks while waiting for your flight. At Changi Airport, lounge access can include:



  • Premium dining: Skip overpriced airport meals and indulge in hot meals, snacks, and a selection of drinks.
  • Showers and rest areas: Freshen up and recharge before or after long flights.
  • High-speed Wi-Fi and work zones: Stay connected or catch up on work comfortably in a quiet space.
  • Private, spacious seating: Perfect for relaxation or focused downtime before boarding.
  • Exclusive facilities: Some lounges even include nap rooms, business zones, or barista stations.


Walk-in airport lounge rates at Changi Airport typically start from $48–$55 per person for 3 hours (e.g. Plaza Premium, Blossom), though non-airside lounges may offer lower rates from $38 (e.g. Jewel Changi Lounge). Undoubtedly, these visits can quickly add up in cost for frequent flyers or families. Thus, having a credit card with complimentary lounge access helps save significantly across the years.

Complimentary vs unlimited lounge access

  • Complimentary access: Many cards offer a fixed number of free lounge visits per year. Thereafter, any additional visits are usually chargeable. Perfect if you travel occasionally.
  • Unlimited access: Premium cards provide unrestricted lounge visits, best suited for frequent flyers or higher-income profiles.

Top Singapore Credit Cards Picks with Airport Lounge Access

Credit Card Lounge Access Annual Fee Minimum Annual Income (SG/PR) Bonus Earn Rate (Cashback / Miles) Travel Insurance Coverage MoneySmart Exclusive Promo
Citi PremierMiles Card 2 free Priority Pass visits per year S$196.20 (1st year waived) S$30,000 1.2 mpd local
2.2 mpd foreign
Miles never expire
Up to S$1,000,000 Get S$380 cash via PayNow or 6,140 SmartPoints with ≥ S$500 spend in 30 days.
Valid 14 Feb 2026 - 22 Feb 2026. New-to-Citi only.
DBS Altitude Visa Signature Card 2 free Priority Pass visits per year S$196.20 (1st year waived) S$30,000 1.3 mpd local
Up to 2.2 mpd foreign
Points never expire
Up to S$1,000,000 Earn up to 38,000 miles when you pay annual fee and spend ≥ S$800 in 60 days.
Valid 1 Dec 2025 - 28 Feb 2026. New-to-DBS only.
Standard Chartered Journey Card 2 complimentary lounge visits per year S$196.20 (1st year waived) S$30,000 3 mpd select categories
2 mpd foreign
1.2 mpd local
Up to S$500,000 Receive S$180 cash or 2,800 SmartPoints + 20,000 bonus miles with ≥ S$800 spend in 60 days.
Valid 1 Feb 2026 - 19 Feb 2026.
HSBC TravelOne Card 4 lounge visits via Mastercard Travel Pass S$196.20 (1st year waived) S$30,000 1.2 mpd local
2.4 mpd foreign
Up to S$150,000 Get S$400 cash via PayNow or 6,140 SmartPoints with ≥ S$500 spend.
Valid 1 Feb 2026 - 19 Feb 2026. Flash S$88 Ang Pao available.
UOB PRVI Miles Card 4 lounge visits per year S$261.60 (1st year waived) S$30,000 1.4 mpd local
Up to 3 mpd foreign
Up to S$500,000 N/A
CIMB Visa Infinite Card 3 lounge visits per year S$0 (No annual fee) S$120,000 2% overseas cashback
1% other spend (min S$2,000)
Up to S$1,000,000 Get S$50 cash with ≥ S$108 spend in 30 days.
Valid 1 Feb 2026 - 28 Feb 2026. Stackable with CIMB bank cashback promo.

Disclaimer: Promotions, rewards, and eligibility are subject to change. Always refer to MoneySmart product pages for the most accurate details.

Fly Farther, Earn Miles Faster

Frequent flyer or weekend wanderer? Whether you’re a regular traveller or simply a purveyor of the finer things in life, consider bringing one of these miles credit cards along for your next journey.

CIMB VISA Infinite Card

MoneySmart Exclusive
Earn up to 2% unlimited cashback!
MoneySmart Exclusive
Earn up to 2% unlimited cashback!

CIMB Visa Infinite

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cashback cap
Unlimited

Get S$50 Cash when you apply and spend a min of S$2,000 within 60 days from card approval! T&Cs apply.

 

PLUS get a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) from CIMB spend a min of S$2,000 within 60 days from card approval. T&Cs apply.

Valid until 15 Jun 2026
You’ll need to have a minimum annual income of $120,000 to qualify for this card, which is on the rather high side as compared to many other cards like the Maybank Horizon Visa Signature Card, DBS Altitude Card and Citibank PremierMiles Card.

Citi PremierMiles Card

MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES

Citi PremierMiles Card

Local Spend
S$1 = 1.2 miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 2.2 miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 miles

Get Upsized S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) when you charge a min. of S$500 within 30 days!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 09 Jun 2026
Similarly, this card is really useful if you travel often and spend overseas as it gives you 2 free visits to Priority Pass lounges at over 1,300 airport lounges worldwide per year. Additionally, you’ll be covered with complimentary travel insurance, and will get to enjoy online booking promotions and even miles that do not expire. The miles earn rate for this card is 2 miles for every $1 spent on foreign currency spending and 1.2 miles for every $1 spent locally.

DBS Altitude Visa Signature Card

Online Promo
Earn Miles That Never Expire
Online Promo
Earn Miles That Never Expire

DBS Altitude Visa Signature Card

Local Spend
S$1 = 1.3 miles
Overseas Spend (made in foreign currency)
S$1 = Up to 2.2 miles
on DBS Points earned
No Expiry
Online Promo:
Get a Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth S$740) or up to 38,000 miles when you apply, pay the card's annual fee, charge a min. spend of S$800 within 60 days from card approval date and have a valid DBS PayLah! account by the end of the Qualifying Spend period. T&Cs apply.
Valid until 30 Jun 2026
With no minimum spend required, this card by DBS is a great miles cum lounge access card that has a pretty high mile per dollar spend ratio. Besides getting 6 miles for every $1 spent on flight bookings (on Expedia) and 2 miles for every $1 spent overseas in foreign currency, you’ll be entitled to 2 complimentary visits each year to Priority Pass lounges worldwide. What’s more, there’s an annual fee-waiver that you can enjoy.

Standard Chartered Journey Credit Card

MoneySmart Exclusive
Annual Fee Waived
MoneySmart Exclusive
Annual Fee Waived

Standard Chartered Journey Credit Card (No Annual Fee)

on Transportation, Food Delivery & Online Grocery merchants
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow or 2,800 SmartPoints (worth up to S$429 of Gifts) when you spend min. S$800 in 60 days AND apply to any of the following SCB products through MoneySmart (Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer). T&Cs apply.

 

[Stackable Miles Promotion]
Get 20,000 miles when you spend a min. of S$800 within first 60 days of card approval. T&Cs apply.

Valid until 15 Jun 2026
Formerly known as the Standard Chartered X Credit Card, the Standard Chartered Journey Credit Card is now its new and improved version and is among Standard Chartered’s best cards for entry-level rewards card with extra earn rates for online transport, food delivery and grocery transactions.

HSBC TravelOne Card

MoneySmart Exclusive
Instant Rewards Redemption
MoneySmart Exclusive
Instant Rewards Redemption

HSBC TravelOne Card

on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 09 Jun 2026
Notable highlights include free miles transfers with over 20 frequent flyer and hotel partners and seamless redemption via the HSBC mobile app, ensuring effortless rewards and payments.

UOB PRVI Miles Visa Card

Earn up to 8 Miles per S$1
Earn up to 8 Miles per S$1

UOB PRVI Miles Visa Card

on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles
The UOB PRVI Miles Visa Card, a highly popular entry-level miles card from UOB, offers impressive earn rates of 1.4 miles per dollar on local spending and 2.4 miles per dollar on overseas spending. Additionally, it provides one of the best promotional rates for Expedia and Agoda bookings, at 6 miles per dollar.

Lounge Network Guide: Which Programme Does Each Card Cover?

If you’re unsure which airport lounges your credit card can actually get you into, you’re not alone. Lounge access depends on the network your credit card connects to—Priority Pass, DragonPass, Plaza Premium, SATS Premier, or LoungeKey—what each covers, and how to activate your access to.

How the main lounge programmes work

Programme Overview Changi Coverage Activation / Access
Priority Pass One of the largest networks, with over 1,300 lounges globally; commonly used by Citi, DBS, and Standard Chartered cards. Terminals 1–3 (Marhaba, Ambassador, Plaza Premium) Activate through your bank or the Priority Pass app. Digital QR passes now required.
DragonPass Covers 1,000+ lounges worldwide; used by CIMB, UOB, and OCBC cards. Terminals 1–4 Register via bank instructions, then use the DragonPass app to generate a QR access code.
Plaza Premium Direct network lounges; used by select credit cards like Maybank Horizon. Terminals 1 & 3 Show card + boarding pass; spend criteria may apply.
SATS Premier Operated at Changi T1–T3; used by select Maybank and UOB cards. Terminals 1–3 Entry tied to issuer-specific conditions or spend.
LoungeKey Offers 1,100+ global lounges; used by HSBC Visa Infinite and select premium cards. All terminals (partners with Priority Pass / Plaza Premium) Link card in the LoungeKey app + show digital / physical proof.
💡 MoneySmart Tip: Premium credit cards like HSBC Visa Infinite and CIMB Visa Infinite offer unlimited global lounge access.

How to activate your lounge pass (by bank)?

Bank App / Portal Activation Steps
CIMB DragonPass via CIMB Clicks / Airport Companion Register in CIMB Clicks app > Access Airport Companion > Create DragonPass account
Citi / DBS / SCB Priority Pass Apply through Citi / DBS / SCB online banking or app > Wait for approval email > Activate in Priority Pass app
UOB DragonPass via UOB TMRW app Log in to UOB TMRW > Select Travel > Airport Lounge Access > Activate membership
Maybank Onsite No digital pass; present card + boarding pass at lounge entrance
HSBC LoungeKey Link card on LoungeKey website or app > Sign in with card number


Which Singapore credit cards cover which network?

Credit Card Lounge Network(s) Changi Lounges Included Access Type Guest Policy / Fees
CIMB Visa Infinite Card DragonPass via CIMB Airport Companion Blossom, SATS, Ambassador (per app) 3 free visits per year, then US$28 per visit Guest & supplementary holders pay entry fee via app
Citi PremierMiles Card Priority Pass Marhaba, Plaza Premium, Ambassador (T1–T3) 2 free visits per year Guest fee: ~US$32 per person
DBS Altitude Visa Signature Card Priority Pass Same as Citi 2 free visits per year Guest fee: ~US$32 per person
UOB PRVI Miles Card DragonPass (UOB) Selected lounges (check app) 4 visits per year Guests & supplementary cardholders pay US$35 entry fee per person
Maybank Horizon Visa Signature Card Plaza Premium Plaza Premium 1 visit/month (minimum S$1,000 eligible travel spend within 3 months prior to lounge access) Guests at 20% off walk-in rate
OCBC 90°N Card DragonPass via Mastercard Airport Experiences Various (per DragonPass list) Paid access only (no free visits) Guest fees apply per DragonPass schedule
Standard Chartered Visa Infinite Card Priority Pass Changi T1–T3 6 free visits per year 1 free guest per visit (uses up 1x complimentary visit)
HSBC Visa Infinite Card LoungeKey All terminals Unlimited Supplementary holders free

Guest fee: US$35 per person

Disclaimer: All credit card lounge access details, visit quotas, and entry fees are accurate at the time of writing. Lounge partnerships and terms are subject to change without prior notice.



Changi lounges may include Blossom Lounge (T4), SATS Premier (T1-T3), Ambassador Transit, Plaza Premium (T1, T3), Marhaba (T1, T3), among others; check your lounge network’s live list before heading down.

💡MoneySmart Tip: Digital passes are now standard. Most issuers require activation via the respective app (Priority Pass, DragonPass, or LoungeKey). Physical cards may no longer guarantee entry. Children under a certain age may enter for free too, subject to the lounge’s policy.

Don't Forget Travel Insurance

Get yourself covered and apply for a travel insurance before your trip!

How to Use, Activate, and Troubleshoot Your Credit Card Lounge Access?

Getting the most out of your credit card’s airport lounge privileges requires more than just owning the card. Here’s a step-by-step checklist for Singapore travellers to ensure you enjoy smooth access every time.

“Check Before You Fly” Quicklist

  • Is your credit card active and eligible for lounge use?
  • Have you registered and activated your lounge membership digitally?
  • Are your digital passes/QR codes added to your phone or wallet?
  • Do you have remaining complimentary visit quota for the year?
  • Travelling with guests or family? Are their entry fees arranged or covered?
  • Any upcoming blackout periods or exclusions for your travel date?
  • Lounge locations at your Changi terminal confirmed via app?
  • Back-up plan if first lounge is full?
Step 1

Card Selection, Eligibility, and Activation

  • Check eligibility: Confirm you meet the minimum income requirement for your card. For e.g.
    • CIMB Visa Infinite: $120,000 (Singaporeans/PRs)
    • Citi PremierMiles, UOB PRVI Miles: $30,000 
  • Apply and activate: After card approval, activate your card through your bank’s mobile app or online portal. 
  • Annual fee and spend requirement: Check if spend criteria apply for complimentary lounge access or fee waivers. (E.g. Maybank Horizon Visa Signature requires S$18,000 annual spend).
  • Identify your lounge programme: Each card is tied to a specific lounge network—Priority Pass, DragonPass, Plaza Premium, LoungeKey, etc. Check your card’s benefits page for exact details.
Step 2

Claim and Activate Your Lounge Membership

  • Digital account creation: Register for lounge membership (often via your bank’s app or email invitation.
  • Download the app: Install the associated lounge programme app (e.g., Priority Pass, DragonPass).
  • Activate membership: Link your credit card and create a digital lounge pass or QR code. Some banks require separate enrollment within their app.
  • Check your visit quota: Most cards offer a set number of complimentary visits per year; monitor this via the app or your bank.
Step 3

Using Digital Passes and QR Codes for Lounge Entry

  • Go digital: Physical cards are increasingly being phased out. Use your provider’s app to access your QR pass.
  • Load into Apple/Google Wallet: Some lounge programmes are compatible with Apple Wallet or Google Wallet for fast QR code retrieval at the lounge entrance.
  • At the lounge: Present your boarding pass and digital lounge card or QR code at the entrance. Ensure your lounge membership is active and synced before travel.
Step 4

Changi Airport-Specific Tips

  • Terminal and lounge match-ups: Use your lounge app (e.g. DragonPass, Priority Pass) to check which lounges you can access at each terminal.
  • Peak hour reminders: Access is first-come, first-served, even with a valid pass.
  • Family or guest access: Most cards allow guest entry for a fee (usually US$28–$35 per person). Premium credit cards like HSBC Visa Infinite may include 1 free guest, subject to your complimentary visit availability.
Step 5

Key Exclusions, Blackout Dates, and Quotas

  • Free visit quota: Confirm your remaining free visits before travel; exceeding the quota incurs fees.
  • Blackout dates: Some lounges restrict access during festive or peak periods. Check your app for notices.
  • Exclusions: Not all lounges or terminals may be included; some may exclude certain airlines or codeshare flights.
Step 6

Troubleshooting Lounge Access Issues

Digital pass not working:

  • Re-login to your lounge app and regenerate your QR code.
  • Confirm your card and lounge membership are linked.
  • Check your remaining complimentary visit quota for the year.

Denied at lounge door:

  • Confirm your membership is activated and visit quota remains.
  • Verify the lounge is within your programme’s network.
  • If lounge capacity is full, ask staff for other nearby network lounges.

Escalation: Still facing issues? Contact your bank’s support hotline or the lounge provider’s helpdesk in-app if issues persist.

Step 7

Annual Review: Keep Your Lounge Perks Updated

  • Perks may change: Banks refresh tie-ups, visit limits, and perks annually. Review your benefits before renewal.
  • Re-activation: When your card is renewed or reissued, re-link your lounge membership if necessary.

Frequently Asked Questions

Which credit card gets you into airport lounges?

Entry-level and mid-tier cards that give you airport lounge access include: DBS Altitude Visa Signature Card (2 complimentary Priority Pass visits per year), Citi PremierMiles Card, and HSBC TravelOne Card (4 complimentary visits per year with guest-sharing from Oct 2024).



If your income qualifies for higher thresholds, you can consider Standard Chartered Visa Infinite Card, HSBC Visa Infinite Card, or CIMB Visa Infinite Card, which come with premium or unlimited lounge access benefits.

Can economy class use the lounge?

Yes, even if you are travelling in economy class, you can apply for credit cards that offer complimentary lounge access. You will need to activate or sign up for the associated lounge memberships (e.g. Priority Pass, DragonPass, LoungeKey) to qualify. Activation usually takes 2–3 weeks depending on the issuer.

Which credit card offers free airport transfer?

If you are frequent traveller, head over to our article on the best credit cards with airport transfers to find out more!

Which card gives unlimited airport lounge access?

Premium credit cards like CIMB Visa Infinite and The American Express Platinum Card offer unlimited airport lounge access.

Specifically, the American Express Platinum Card offers access to the Global Lounge Collection, including Priority Pass, Plaza Premium, and Centurion Lounges.

Similarly, the CIMB Visa Infinite Card provides unlimited airport lounge access via the CIMB Airport Companion App (DragonPass network), giving cardholders complimentary entry to global lounges.

Terms & coverage may vary; always check your card issuer’s site for the latest lounge partnerships and conditions.

Do I have to hit a minimum credit card spend amount to enjoy free airport lounge access?

Many cards do not require a minimum spend to enjoy complimentary lounge visits. However, certain cards such as the Maybank Horizon Visa Signature Card require a minimum spend of $1,000 in one single receipt to enjoy 1 free visit per month to participating lounges (e.g. Ambassador Transit Lounge, Plaza Premium Lounge in Singapore, Kuala Lumpur, and Hong Kong).

Are there waivers for credit card annual fees?

Yes, many credit cards offer first-year or spend-based annual fee waivers. You can call, email, or log in to your bank’s online account portal to request one directly.

Can I bring a guest into the lounge for free?

Some premium cards such as the American Express Platinum Card and Standard Chartered Visa Infinite Card include 1 complimentary guest per visit, while others charge a guest fee (typically US$28–35 per person). Always confirm your card’s guest policy before travelling.

Who qualifies for credit card airport lounge access in Singapore?

Eligibility depends on the card and issuer. Most cards require a minimum annual income (e.g., S$30,000 for Singaporeans/PRs; premium cards like HSBC Visa Infinite require S$120,000). Check age, residency, and supplementary cardholder policies.

How do I activate my lounge access (Priority Pass, DragonPass, or SATS lounges)?

  • Priority Pass / DragonPass: After card approval, register or activate the lounge membership via your bank’s portal or the network app. Download the app > set up your digital pass > present it (QR code or digital card) at the lounge for entry. Do remember that activation must be completed before your first visit.
  • SATS Premier & Plaza Premium Lounges: Some cards (like Maybank Horizon Visa Signature) require meeting spend criteria (e.g., $1,000 eligible spend on travel expenses within 3 months prior to departure) and showing your card + boarding pass.

What lounges can I access at Changi Airport with my credit card?

Coverage differs by network and card, and may change based on issuer partnerships. Always confirm via your lounge network app or card provider before travelling:

  • Priority Pass: Provides access to Marhaba Lounge, Plaza Premium Lounge, Ambassador Transit Lounge, and SATS Premier Lounge in Terminals 1–3, as well as Blossom Lounge in Terminal 4. Lounge availability may vary by issuer contract.
  • DragonPass: Used by banks such as CIMB, OCBC, and UOB through programmes like CIMB Airport Companion. Access lists vary; check your DragonPass or bank app for up-to-date lounge details.
  • LoungeKey: Available with select premium cards (e.g., HSBC Visa Infinite) and offers entry to partner lounges at Changi.
  • Singapore Airlines / SATS Lounges: Credit card lounge programmes do not include SilverKris or KrisFlyer Gold Lounges, which are reserved exclusively for eligible Singapore Airlines passengers.

How does family or guest access work with Singapore-issued lounge cards?

  • Principal Cardholders: Complimentary visits are usually for cardholders only. Some cards (e.g., Standard Chartered Visa Infinite) allow a free guest per visit, but most charge a fee (typically ~US$28–32 or ~S$45).
  • Guests/Children: Extra guests are allowed at most lounges for a fee, deducted from your free visit quota or charged additionally. Children under a certain age may enter free—check specific lounge rules.
  • Maybank Horizon Visa Signature: Guests enjoy a 20% discount off the standard walk-in rate with eligible cardholder entry.

Will my lounge access change if the card’s promo or annual fee waiver ends?

  • Promos: When a promotion for bonus lounge visits or entry expires, your privileges revert to the card's base benefit (e.g., only two free visits instead of four).
  • Annual fee waivers: Fee waiver status (e.g., first-year waiver or spend-based waivers) usually does not affect lounge access. However, if you downgrade or cancel your card after promo expiry, lounge access stops.

Can I lose lounge privileges if I don’t hit the card’s minimum spend?

Yes. Some cards tie lounge access to spend thresholds:
  • Maybank Horizon: A S$1,000 spend (on travel expenses within 3 months prior to departure) must be completed for a free lounge visit that month. Meanwhile, its $18,000 annual spend waives the annual fee.
  • CIMB Visa Infinite: No annual fee and 3 complimentary airport lounge visits per year via DragonPass under the CIMB Airport Companion programme, but a minimum S$2,000 monthly spend is required for maximum cashback and full benefit use. Additional visits or guests visits are chargeable at US$28 per pax per visit.

How do I resolve issues with digital pass activation or denial of entry at Changi?

Ensure your lounge membership is properly registered and linked to your card — check your app for status and remaining visits.
If denied at entry:

  • Re-log into the app and regenerate your QR code.
  • Confirm your card’s lounge programme (Priority Pass, DragonPass, LoungeKey) and check your remaining visit quota.
  • If the lounge is full, check for alternate lounges in the same network.

For unresolved issues, contact your bank’s support hotline or the lounge provider’s customer service (e.g., DragonPass or Priority Pass) directly.

Do these credit cards include access to Singapore Airlines SilverKris or KrisFlyer Gold Lounges?

No. Lounge networks such as Priority Pass, DragonPass, and LoungeKey do not include SilverKris or KrisFlyer Gold Lounges. Access to these lounges is reserved exclusively for Singapore Airlines passengers in eligible cabin classes or membership tiers under the KrisFlyer and Star Alliance programmes.

What blackout dates or exclusions should I be aware of?

  • Some lounges at Changi may limit entries during public holidays or peak travel seasons—always check in your lounge programme app before you fly.
  • There may be exclusions for codeshare flights or certain terminals; details can change annually, so review your card's benefit guide each year.

Where can I compare lounge access credit cards or learn about travel spend cards?

Browse our detailed MoneySmart air miles credit card guide for options that focus on both lounge perks and rewards for overseas or travel spending.

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