Why Trust MoneySmart?For Singapore-based travellers heading to Australia, travel insurance is both affordable and customisable.
Basic single-trip plans for a one-week holiday down under typically start from the mid-S$20s. Meanwhile, domestic Australian cover for residents can start from just a few Australian dollars per day.
These prices are starting points—the quote you receive will reflect your individual protection needs, age, and trip details.
Estimated costs by trip type from Singapore
The total cost of travel insurance depends on who you are, where you start, and what cover you pick.
Here are typical sample figures. Actual figures will vary depending on age, benefit depth, and individual circumstances.
One-week trip from Singapore to Australia:
Basic coverage: From S$21 – S$36 (entry-level, limited extras)
Comprehensive coverage: From S$38 – S$178+ (higher limits, trip cancellation, or vehicle excess add-ons)
Domestic travel within Australia:
For Australian residents, prices start from around A$4.50–A$5.00 per day for basic policies.
Key factors influencing cost
Travel insurance quotes are driven by a mix of personal and trip details.
Here are the main things that affect your final price:
Age | Premiums rise with age, especially for travellers above 65, reflecting higher medical risk. |
Trip duration | The longer your stay, the greater the risk, so premiums go up accordingly. |
Coverage level and extras | Plans with higher medical limits, extras like adventure sports cover, trip cancellation, baggage, or vehicle excess, will cost more. |
Medical history/pre-existing conditions | Insurers may load premiums or require special cover if you have known conditions. |
Excess/deductible | Opting for a higher claim excess usually lowers your upfront premium. |
Sample comparison of popular providers in Singapore
These figures reflect sample one-week premiums from Singapore to Australia, showing the range from basic to more robust protection.
Insurer | Medical limit | Estimated premium without discount | Estimated premium with discount |
S$200,000 | S$70 | S$25.90 (63% off on MoneySmart) | |
S$500,000 | S$61.19 | S$42.83 (30% off on MoneySmart) | |
S$500,000 | S$119.50 | S$47.80 (60% off on MoneySmart) | |
Unlimited | S$158.60 | S$79.30 (50% off on MoneySmart) |
Higher medical limits and broader cover usually mean a higher price.
To explore more plans and get the best rates for your actual travel dates, use a real-time MoneySmart comparison tool to get personalised quotes.
