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Compare the Best Singtel Travel Insurance 2025 | Up to 55% OFF

Looking for the cheapest Singtel travel insurance in Singapore? Use MoneySmart's travel insurance comparison tool and save on single or annual trip coverage! Read More
Traveling to Thailand 22 Mar 2025 - 24 Mar 2025
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We found 3 Singtel Travel Insurances for you!
Recommended
Singtel Travel Protect - Value Plan

Total Premium

S$16

50% OffS$32
Online Promo
Covers Adventurous Leisure Activities

Singtel Travel Protect - Value Plan

Med. Coverage (Overseas)
Up to S$150,000
Trip Cancellation
Up to S$5,000
Loss of Baggage
Up to S$3,000
Total Premium
S$3250% Off
S$16
Online Promo:
Enjoy up to 50% off SingTel Travel Protect Insurance plans underwritten by Great Eastern. T&Cs apply.

PLUS, get:
• Apple AirTag (worth S$45) with Single Trip Plan purchased (min. S$120 spend). 
• Jabra Earbuds (worth up to S$162) with Annual Plans purchased. 
• 60 mins LoungeKey Flight Delay Pass with any SingTel Travel Protect Insurance plans purchased. 
• Get 50% off + an additional S$5 off Single Trip plans if you are a new to SingTel Travel customer. 
Valid until 31 Mar 2025 - See more details below
Apply Now
More Details
Singtel Travel Protect - Economy Plan

Total Premium

S$24.50

50% OffS$49
Online Promo
Covers Covid-19 at affordable prices

Singtel Travel Protect - Economy Plan

Med. Coverage (Overseas)
Up to S$350,000
Trip Cancellation
Up to S$10,000
Loss of Baggage
Up to S$5,000
Total Premium
S$4950% Off
S$24.50
Online Promo:
Enjoy up to 50% off SingTel Travel Protect Insurance plans underwritten by Great Eastern. T&Cs apply.

PLUS, get:
• Apple AirTag (worth S$45) with Single Trip Plan purchased (min. S$120 spend). 
• Jabra Earbuds (worth up to S$162) with Annual Plans purchased. 
• 60 mins LoungeKey Flight Delay Pass with any SingTel Travel Protect Insurance plans purchased. 
• Get 50% off + an additional S$5 off Single Trip plans if you are a new to SingTel Travel customer. 
Valid until 31 Mar 2025 - See more details below
Apply Now
More Details
Singtel Travel Protect - Premium Plan

Total Premium

S$38

50% OffS$76
Online Promo
Covers High Overseas Medical Expenses

Singtel Travel Protect - Premium Plan

Med. Coverage (Overseas)
Up to S$1,000,000
Trip Cancellation
Up to S$15,000
Loss of Baggage
Up to S$8,000
Total Premium
S$7650% Off
S$38
Online Promo:
Enjoy up to 50% off SingTel Travel Protect Insurance plans underwritten by Great Eastern. T&Cs apply.

PLUS, get:
• Apple AirTag (worth S$45) with Single Trip Plan purchased (min. S$120 spend). 
• Jabra Earbuds (worth up to S$162) with Annual Plans purchased. 
• 60 mins LoungeKey Flight Delay Pass with any SingTel Travel Protect Insurance plans purchased. 
• Get 50% off + an additional S$5 off Single Trip plans if you are a new to SingTel Travel customer. 
Valid until 31 Mar 2025 - See more details below
Apply Now
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Singtel Travel Insurance in Singapore 2025

Underwritten by Great Eastern, Singtel Travel Insurance offers comprehensive travel protection across three tiers—Value, Economy, and Premium plan—alongside unique Singtel mobile-related benefits like Phone Care, Bill Protect, and Data Rescue stemming from personal accidents, damage or loss to personal belongings, and/or travel disruptions.

While these exclusive Singtel mobile benefits keep customers connected and financially secure abroad, Singtel goes beyond with their extensive travel insurance coverage too. With coverage of up to $15,000 in trip cancellations, up to $1 million overseas medical expenses and evacuation, and access to a 24/7 emergency services hotline, your safety overseas will not be compromised.

Singtel Travel Insurance COVID-19 Coverage and Other Key Benefits

Beyond the standard coverage, Singtel Travel Insurance also includes COVID-19 benefits. Let’s take a closer look at what the extent of their coverage entails:

Trip Disruption / Cancellation

Up to $15,000 per insured person for trip disruptions or cancellations covering extra travel expenses or the cost of the unused portion of non-recoverable travel expenses (e.g. Economy class), accommodation and entertainment tickets (e.g. theme park admissions, musicals, plays, concerts, sports events, etc.) that were bought in advance.

Trip Postponement / Travel Delay

For trip delays, you’re entitled to $100 per insured person per every 6 consecutive hours, up to a maximum of $1,000 / $1,500 / $2,000 depending on your plan’s tier. Whereas for trip postponements, you’ll be covered up to $4,000 per insured person for non-recoverable admin fees and charges stemming from travel expenses and accommodation costs bought in advance.

Emergency Medical Evacuation & Repatriation

Coverage includes up to $1 million for emergency medical evacuation and up to $20,000 for repatriation to transport the insured person’s body or ashes back to Singapore in the event of death overseas during the trip.

Accidental Death and Permanent Disability

Up to $500,000 for accidental death and permanent disablement occurring during the trip, in addition to up to $1 million for public transport double indemnity coverage. However, do note that the latter is not covered under Singtel Travel Protect’s Value plan, only from the Economy plan onwards.

Baggage Delay, Damage or Loss

Baggage delay is covered for $200 per insured person for every 6 consecutive hours while overseas, with a maximum limit of up to $2,000 depending on plan tier.

Meanwhile, loss or damage to baggage, clothing, and other personal effects are covered up to $8,000 per insured person—with up to maximum $500 for any single article or pair or set of articles, maximum $1,000 for laptop computer, netbook, and tablet, and maximum $500 in total for handphones and spectacles.

Other losses of personal belongings due to personal theft or natural disasters are covered up to $8,000, with a sub-limit of up to $500 for money.

Adventure Sports & Rental Vehicle Excess

The Singtel Travel Protect is also good for adventurous travelers, covering high-adrenaline activities such as bungee jumping, canoeing or white-water rafting, jet-skiing, mountaineering, paragliding, and more. The full list of covered activities can be found in the policy wording.

For road trips or general vehicle rental, do note that only the Premium plan includes up to $500 reimbursement for rental vehicle excess in case of a car accident.

Pros & Cons of Singtel Travel Insurance

Pros ✅ Cons ❌
Cheap and affordable premiums Excludes coverage for pre-existing conditions or dental treatments
Exclusive mobile-related travel benefits for Singtel mobile customers Only Economy and Premium plans include COVID-19 coverage; Value plan does not
One of the most extensive travel insurance coverage for adventure leisure activities Relatively lower sub-limits for COVID-19-related claims (e.g. $150,000 cap for medical expenses)
Up to $1 million for overseas medical expenses No automatic policy extension or renewal if trip prolonged beyond original return date
Up to $15,000 for trip cancellation coverage
Up to $8,000 for baggage damage or loss
Includes COVID-19-related protection

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Singtel Bespoke Benefits

As part of Singtel, Travel Protect provides its mobile users with exclusive benefits while abroad, setting it apart from other travel insurance plans. This unique feature is definitely one of its strongest selling points.

Coverage Components Description Maximum Limit of Benefit
Phone Care Repairing or replacing mobile phone after accidental damage or theft during trip Up to $800 per insured person
Bill Protect Reimbursing Singtel mobile phone bill during hospitalisation period due to accident Up to $200 per day, up to $2,000 maximum (depending on plan tier)
Data Rescue Reimbursing additional Singtel mobile data expenses due to travel delay of 12 consecutive hours or more $100 per insured person

Types of Singtel Travel Insurance Plans

Assuming a 3D2N single-trip to Thailand and accurate as of 27 Feb 2025:

Singtel Travel Protect

Value Plan


Benefits include:

  • Up to $150,000 for overseas medical expenses
  • Up to $5,000 for trip cancellations
  • Up to $3,000 for baggage loss
  • $16 premium

    • The Value Plan is the most cost-effective plan, offering decent coverage across all standard coverage benefits.

    Singtel Travel Protect

    Economy Plan


    Benefits include:

  • Up to $350,000 for overseas medical expenses
  • Up to $10,000 for trip cancellations
  • Up to $5,000 for baggage loss
  • $24.50 premium

    • Singtel Travel Protect

    Premium Plan


    Benefits include:

  • Up to $1 million for overseas medical expenses
  • Up to $15,000 for trip cancellations
  • Up to $8,000 for baggage loss
  • $38 premium

    • In our opinion, the Premium Plan offers great value, providing $1 million in overseas medical coverage for just $38 on a 3D2N trip. Moreover, these benefits surpass even the highest tiers of other travel insurers like UOI UniTravel, FWD, Tiq by Etiqa, and more for only a slightly higher price.

    Coverage Comparison: Best Travel Insurance Plans in Singapore

    Insurance Provider Best For Medical Coverage (Overseas) Trip Cancellation Coverage Baggage Damage or Loss Premium
    AIG Emergency travel assistance services S$200,000 S$5,000 S$3,000 From S$43
    Allianz Emergency transportation (Includes COVID-19 Coverage) S$200,000 S$1,500 S$1,000 From S$37
    Bubblegum Overall good value S$150,000 S$5,000 S$3,000 From S$31
    DirectAsia "Kids travel with free coverage" benefit (Families) S$150,000 S$3,000 S$1,000 From S$25
    FWD Lower premiums S$200,000 S$7,500 S$3,000 From S$20
    Great Eastern Coverage for sports and adventurous activities S$300,000 S$10,000 S$5,000 From S$51
    Hong Leong Assurance No claim discount S$150,000 S$5,000 S$3,000 From S$42
    Income Post-departure purchase up to a day of departure S$250,000 S$5,000 S$3,000 From S$43
    MSIG Comprehensive coverage (includes pre-existing conditions) S$250,000 S$5,000 S$3,000 From S$38
    Singlife High or unlimited overseas medical coverage S$250,000 S$5,000 S$3,000 From S$29
    Sompo Specially tailored plan for Japan trips S$200,000 S$5,000 S$1,000 From S$36
    Starr Cruise coverage S$200,000 S$5,000 S$3,000 From S$25
    The Wise Traveller Annual trips and membership programmes S$480,000 S$13,500 S$13,500 From S$306
    Tiq Auto-pay out and higher efficiency for flight delays S$200,000 S$5,000 S$2,000 From S$21
    Zurich Complimentary lounge access for flight delays S$50,000 S$2,500 S$2,000 From S$14
    UOI Extensive coverage including COVID-19 S$100,000 S$3,000 S$1,000 From S$18
    Singtel Covers adventurous leisure activities S$150,000 S$5,000 S$3,000 From S$16

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    Singtel Travel Insurance Claims

    How do claims work?

    Firstly, you’ve got to be clear of what type of plan you purchased, when did the incident/illness occur (pre-trip, during-trip or post-trip), what belongings or items to claim for, and who are involved, before you make a claim.

    3 Steps to Submit Singtel Travel Insurance Claims

    For more detailed instructions, refer here.

    Step 1

    Prepare your supporting documents for the claim


    Contact the Great Eastern General Claim Hotline at +65 6248 2638, operating from Monday to Friday (9am - 5.30pm).

    Select the type of claim you’re making to see what documents you’ll require. But typically, necessary documents include medical reports, receipts, and/or proof of travel to verify claims.

    Step 2

    Fill in details and upload supporting documents


    Download and complete the Singtel Travel Protect Claim Form and submit it with your supporting documents either through mail or email.

    Step 3

    Wait for approval of claim and settlement


    Submission of claim form is to be made within 30 working days after your return to Singapore.

    Great Eastern General will take up to 14 working days to settle your claim after receiving your valid submission and documents.

    More Things to Know About Singtel Travel Insurance

    Refunds & Cancellations

    Each Singtel Travel Protect insurance plan has specific cancellation and refund terms based on their tier and type of policy.

    Timing Single Trip Annual Multi-Trips
    Before coverage start date ✅ Cancel, receive refund on premium paid, minus $25 admin fee
    On or after coverage start date ✅ Cancel, but no refund provided ✅ Cancel, refund based on duration of policy in effect:
    • Up to 60 days: 60% refund
    • 61 to 120 days: 40% refund
    • 121 to 180 days: 20% refund
    • More than 180 days: No refund
    Duration-based refund (Annual policy only) ❌ Not applicable
    If cancelled by Singtel Receive a refund on remaining insurance period
    Note: Singtel Travel Protect Value Plans are not eligible for policy amendments, refunds, and cancellations.

    Golfer's Cover

    Singtel Travel Protect’s Golfer’s Cover benefit does not apply to Value or Economy plans, nor do they apply to any insured person who is a child. Components covered under this include:

  • Damage to or loss of golf equipment: Up to the maximum compensation (of selected plan) of personal, rented, or borrowed golf clubs and bags that were damaged or lost by accident or theft beyond your control during the overseas trip
  • Green fees: Up to the maximum compensation (of selected plan) for non-refundable green fees, hire fees for golf equipment, tuition fees for golf coaching if you’re unable to use golf course, golf equipment, or coaching sessions on the booked dates due to injury or illness that occurred after booking was made
  • Hole-in-one: Up to maximum payout for the cost of one round of celebratory drinks if you score a hole-in-one at any 18-hole golf course during your trip

    • For the full coverage scope, refer to Section 16 of the Singtel’s policy benefits.

    Single Trip vs Annual Plans

    Just like any other travel insurance, Singtel Travel Protect offers both single trip and annual trip options across their plan tiers. While a single trip plan is available in Value, Economy, and Premium tiers, annual trip plans are only available in Economy and Premium tiers.

    Plan Type Value Economy Premium
    Single Trip* $34.50 $45.50 $78
    Annual (Asia) – $322.15 $418.20
    Annual (Worldwide) – $426.70 $555.90
    *Assuming a 1-week return trip to Thailand

    Complimentary Airport Lounge Access

    As of 28 February 2025, Singtel Travel Protect is offering free 60-minute LoungeKey airport lounge access (worth up to $220) to over 1,500 lounges worldwide. Plus, enjoy up to 4 flight delay passes per traveller under single trip policies, and up to 25 flight delay passes per traveller for annual trip policies.

    Bonus Miles Accumulation

    Until 31 December 2025, Singtel Travel Protect is currently running an exclusive KrisFlyer miles promotion.

    🎁 Promotion: Get 20% off on annual travel insurance plans and earn 2 KrisFlyer miles per $1 spent on plan 🎫 Promo code: STPXKF2025

    Refer to their promo page for more details.

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    Frequently Asked Questions About Singtel Travel Protect Insurance

    Who is eligible to purchase Singtel Travel Protect Insurance?

    To purchase Singtel Travel Protect, you must be at least 18 years old, have a valid residency status (e.g. Singaporean, PR, foreigner with valid passes), and your trip must commence and conclude in Singapore—unless it’s a one-way trip.

    Is there an age limit for Singtel Travel Protect Insurance?

    Yes, the typical coverage age limits apply: children, adults under 70, and adults 70 and above.

    What destinations are covered under Singtel Travel Protect?

    This policy offers coverage for both regional (Asia) and worldwide destinations, depending on your chosen plan. Specific details about covered destinations can be found in the policy documents.

    Does Singtel Travel Protect cover pre-existing medical conditions?

    Unfortunately, it does not. Coverage does not entail any loss, damage, or liability arising directly or in-directly from pre-existing medical conditions.

    Can SingTel Travel Protect be purchased for a one-way trip?

    Yes, you can purchase one-way trip coverage.

    Is business travel covered under Singtel Travel Protect?

    Yes, it covers business travel except for:

  • Losses arising from manual or hazardous work
  • Travel-related roles such as licensed tour guides or travel agency staff
  • Involvement in naval, military, police, or other civil servant activities

    • What is the maximum coverage period for an overseas trip under Singtel Travel Protect?

    For single-trip Value Plans, it’s up to 30 consecutive days.

    For single-trip Economy and Premium Plans, it’s up to 182 consecutive days.

    For annual multi-trip policies, it’s up to 90 days within the policy year.