Compare the Best American Express Credit Cards in Singapore 2023

Looking for the best American Express credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Read More
We found 7 American Express Credit Cards for you!
American Express logo
MoneySmart Exclusive
Upsized Rewards Points (Limited Period Only)
for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
Get up to 113,750 worth of Membership Rewards® points (worth 1-way Business Class trip to Japan or Korea via Singapore Airlines) from Amex when you apply. Min. spends of S$15,000 within first 3 months of card approval and payable annual fee required. T&Cs Apply.
Valid until 14 Jun 2023 - See more details below
Promotion ends in
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American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transaction, capped at $200 per month
S$1 = 3.2 Miles
Get up to 21,500 worth of KrisFlyer Miles (worth a return trip to Bali or 1-way trip to Perth/Darwin via Singapore Airlines) from Amex when you apply. Min. spends of S$1,000 within first month of card approval and payable annual fee required. T&Cs Apply.
Valid until 03 Jul 2023 - See more details below
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American Express logo
MoneySmart Exclusive
for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Get up to 33,750 worth of Membership Rewards® points from Amex when you apply. Min. spends of S$3,000 within three month of card approval and payable annual fee required. T&Cs Apply.
Valid until 03 Jul 2023 - See more details below
Apply Now
American Express logo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
on Eligible Grab transactions, capped at $200 per month
S$1 = 3.1 Miles
Read More
American Express logo
Unlimited Cashback
Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
3.0% Cashback
Cash Back
1.5%
Cash Back Cap
Unlimited
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American Express logo
for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 monthly
Earn up to 15 STAR$®
at participating Merchants at Heartlands CapitaLand Malls, capped at S$1,200 monthly
Earn up to 20 STAR$®
at participating Merchants in CapitaLand Malls in Town
Earn up to 30 STAR$®
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American Express logo
Online Promo
Ideal for frequent small business travellers
per S$1 spent on eligible Singapore Airlines Group flights
Earn up to 8.5 HighFlyer Points
when you spend S$4,000 for 2 consecutive 3-months periods from Card approval. Valid till 26th July. T&Cs apply.
Welcome Bonus of up to 60,000 HighFlyer Points
worth S$418 offering a free night's stay every year
Complimentary Accor Plus Membership
Online Promo:
Receive a welcome bonus of up to 60,000 HighFlyer Points when you spend S$4,000 for 2 consecutive 3-month periods from card approval. T&Cs apply.
Valid until 26 Jul 2023 - See more details below
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American Express Credit Cards

American Express is popular among Singaporeans as it is one of the few credit card companies that offer cash rebate without minimum spending. Its dining privileges and exclusive promotions are also very attractive.

American Express Air Miles Cards

There are 4 air miles credit cards by American Express. The two more popular ones are the American Express Singapore Airlines KrisFlyer Ascend Credit Card and the American Express Singapore Airlines KrisFlyer Credit Card. Both cards credit KrisFlyer miles automatically into your KrisFlyer account without a need to transfer points to miles. Application for AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines Ascend Credit Card is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Amex KrisFlyer mile conversion

American Express Singapore Airlines Krisflyer Credit Card earns you 1.1 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.1 miles for every $1 spent on Grab Singapore transactions. American Express Singapore Airlines KrisFlyer Ascend Credit Card earns you 1.2 miles for every $1 spent locally, 2 miles for every $1 spent overseas and 3.2 miles for every $1 spent on Grab Singapore transactions.

Amex Cash back Card

The American Express True Cashback Card is a popular credit card as it offers cash rebate of 1.5% with no minimum spending on all your purchases. New cardholders benefit from a flat rate of 3% cash rebate on up to S$5,000 eligible purchases in the first half a year of opening the account. Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. It comes with a credit card fee waiver for the first year. The annual fee for the principal card is at S$172.80.

American Express Credit Card Promotions

Cardholders enjoy travel, shopping, dining and entertainment offers which include KrisFlyer miles and hotel packages.

Cardholders with the Amex Platinum Card can enjoy S$400 statement credits every year to use at over 1,400 curated restaurants and complimentary access to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.

American Express Rewards

Earn KrisFlyer miles per for eligible spends with your AMEX Singapore Airlines KrisFlyer Credit Card and AMEX Singapore Airlines KrisFlyer Ascend Credit Card and.

American Express membership rewards points can also be used directly for purchases on Expedia, or online purchases from retailers like Apple, Bose, Dyson, Dior, and Chanel.

American Express Credit Card Hotline

To check your credit card balances, report loss of credit card or activate your new American Express credit card, you can call the American Express hotline at 1800 299 1997 for local calls or +65 6296 7722 from overseas locations.

Frequently Asked Questions

What is the best AMEX card?

If you love to travel and are already a member in the KrisFlyer frequent flyer programme, you may prefer the American Express Singapore Airlines KrisFlyer Credit Card, or the KrisFlyer Ascend Credit Card for its hassle-free mile conversion. If you are looking for a cash back card without minimum spending, the AMEX True Cashback Credit Card offers a flat rate of 1.5% cash rebate on all eligible spending with no minimum

Does AMEX waive its annual fee?

You can enjoy first-year annual fee waiver for the American Express KrisFlyer and the American Express True Cashback Card. Generally, American Express does not waive the credit card annual fee after the first year. The annual fee for the American Express Krisflyer Credit Card and is $178.20 (inclusive of GST) while the American Express True Cashback Card is $172.80 (inclusive of GST).

Is AMEX accepted in Singapore?

Most large retailers such as department stores, hotels, chain restaurants and supermarkets accept American Express. However, small businesses in Singapore may not accept American Express as the transaction fee tends to be higher than other issuers.

Is AMEX a Visa or a Mastercard?

Neither. American Express, Visa and Mastercard are payment networks that maintain networks of retailers and merchants that accept their forms of payments. American Express is also a credit card company. Visa and Mastercard do not issue credit cards but AMEX and individual banks like DBS, UOB, OCBC do.