MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

MSIG TravelEasy Premier
MoneySmart Exclusive
Most Comprehensive Coverage + Free Lounge Access*
Most Comprehensive Coverage + Free Lounge Access*

MSIG TravelEasy Premier

S$1,000,000
Med. Coverage (Overseas)
S$15,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage

Apply now and redeem any of these:

MoneySmart Exclusive

[GIVEAWAY: Free Trip or Free Macbook?]
Score a FREE Trip or a FREE MacBook Neo when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily! T&Cs apply.

 

Travel with REWARDS:
S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.

 

[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 1 to 18 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
PLUS receive up to 1GB worth of eSIM.
T&Cs Apply

Valid till 21 Jun 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive: Promotion is valid from 01-June-2026 to 21-June-2026

  • MoneySmart x Travel Insurance June 2026 Giveaway: Promotion is valid from 19-May-2026 to 19-June-2026

  • Customers need to apply through MoneySmart to be eligible.

  • Customers need to submit the MoneySmart Claim Form by 22nd June 2026 to be eligible.

  • This promotion is valid for MSIG Standard Single & Annual Trip Travel Insurance.

  • To be eligible for the S$30 Revolut Cash Reward you must:
    1. Check the Revolut marketing consent box in the MoneySmart claim form
    2. Be a new Revolut customer and sign up for a new Revolut Account using the unique Revolut sign up link provided by MoneySmart
    3. Top up your Revolut Account and use your balance to make a successful card transaction of at least S$30 within the Qualifying Period.

WHAT YOU NEED TO KNOW

  1. Enjoy these promos from MSIG:
    i. Get 60% off (Single Trip) and 25% off (Annual Plan) on policy premiums. Valid from 1 to 18 Jun 2026.
    ii. Get a FREE eSIM with up to 1GB from MSIG with each policy purchased.
    iii. Get a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutesLearn more here
    T&Cs apply.

  2. In order to qualify for your rewards:
    a. Premium below S$119.99 (no min. spend) after any MSIG discount
         i. S$30 Revolut cash reward*

  3. b. Premium of S$120 after any MSIG discount and submit the MoneySmart Claim Form to receive:
         i. S$30 Cash via PayNow
        ii. OR an Apple AirTag (worth S$45)
       iii. OR an $40 GrabGift vouchers
    (fulfilled in the form of 560 SmartPoints)
       iv. AND S$30 Revolut cash reward*

  4. c. Premium of S$250 after any MSIG discount and submit the MoneySmart Claim Form to receive:
         i. S$60 Cash via PayNow
        ii. OR S$70 GrabGifts vouchers
       iii. OR S$70 Shopee Vouchers
    (fulfilled in the form of 1,000 SmartPoints)
       iv. AND S$30 Revolut cash reward*

  5. [MoneySmart x Travel Insurance June 2026 Giveaway]
    Score a FREE trip (capped at S$750) or a FREE Macbook Neo (worth S$849) by:
       i. Purchasing a MSIG Travel Insurance premium through MoneySmart between 19 May to 19 Jun 2026.
       ii. Be the first customer to submit a MoneySmart Claim Form between 19 May to 19 Jun 2026 at 20:00 SGT each day.
    T&Cs apply.

  6. *Each new Revolut user is entitled to receive only one (1) S$30 Cash Reward per Revolut account. Multiple claims per user or per account are not permitted.

  7. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!

  8. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. For more information regarding SmartPoints, refer to our FAQ here.

  9. *Faster rewards redemption will be sent as fast as 1 month from 30th June 2026

  10. At times, you may need to make a claim under your insurance policy. Fret not, that's what insurance is for. Simply make your claim through MSIG's Claims Page here.

Plan Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Makes MoneySmart Trustworthy 👉

MoneySmart is Singapore’s most trusted personal finance platform, known for delivering accurate, unbiased, and transparent financial advice. Backed by over a decade of experience, our team of experts rigorously research and review financial products, everything from credit cards to personal loans to insurance. We empower you to make confident, well-informed money decisions.

What is MSIG TravelEasy Premier?

MSIG TravelEasy Premier is a comprehensive travel insurance plan designed to protect Singapore travellers on both single and annual trips. It covers overseas medical expenses, trip cancellations, baggage loss, and disruptions linked to COVID-19. The Premier tier is the most extensive within the TravelEasy family, offering higher limits than the Lite, Standard, and Elite plans.

One of its standout features is strong overseas medical protection, with up to S$1 million in coverage, complemented by emergency medical evacuation of the same limit. It also includes benefits for trip cancellations, baggage protection, and personal liability. COVID-19 cover is included, though specific benefit limits may vary by plan and should be confirmed in the policy wording.

The plan extends to leisure and adventure sports activities, as stated in MSIG’s materials, though exact inclusions depend on policy terms. Travellers are encouraged to review the official wording for coverage of activities such as scuba diving or skiing.

Why MSIG TravelEasy Premier is a Top Pick for Singapore Travellers

Once you’ve looked at how travel insurance options stack up, it’s worth seeing why MSIG TravelEasy Premier stands out from the crowd. Here, you’ll find highlights of its trusted protection, timely promotions, and signature benefits for Singapore travellers—making it easier to spot if this plan fits your own travel goals.

Local trust & recognition

MSIG is consistently recognised in MoneySmart’s travel insurance rankings for reliable service, strong protection, and attractive MoneySmart exclusive campaigns. It also offers coverage for licensed travel agency insolvency—an added safeguard under the Singapore Tourism Board.

Exclusive plan benefits

MSIG TravelEasy Premier stands out for its $1,000,000 emergency medical evacuation/repatriation, up to $250,000 COVID-19 medical cover, and protection for adventure and winter sports. Furthermore, it offers robust protection against trip cancellation, delay, and baggage losses.

Easy plan comparison

Use MoneySmart's travel insurance comparison tool to evaluate travel insurance plans side-by-side, to feel confident making informed choices before your purchase. MSIG TravelEasy Premier’s strong benefits, including infectious disease and terrorism cover, make it well-suited for frequent travellers and demanding itineraries.

MSIG TravelEasy Premier: Coverage & Benefits at a Glance

MSIG’s TravelEasy plans offer tiered protection, from essential Lite coverage to the more comprehensive Elite and Premier options. The Premier plan stands out with higher medical and travel inconvenience limits, but all tiers share core benefits designed to protect travellers abroad.

Across all tiers, MSIG includes personal liability protection starting from S$500,000, and provides insolvency cover for licensed travel agencies. Claims are made directly via the MSIG claims portal.

Benefit Lite Plan Standard Plan Elite Plan Premier Plan
Overseas medical expenses Up to S$50,000 S$250,000 S$500,000 Up to S$1,000,000
Emergency evacuation Up to S$1,000,000
Accidental death S$50,000
Trip cancellation S$5,000 S$10,000 S$15,000
Baggage loss S$1,000 S$3,000 S$5,000 S$7,500
Personal liability Up to S$1,000,000
COVID-19 medical cover Up to S$25,000 Up to S$75,000 Up to S$150,000 Up to S$250,000

MSIG TravelEasy: MoneySmart Exclusive Promo (February 2026)

  • Giveaway: Score up to S$8,888 Angbao when you purchase a MSIG Travel Insurance plan. T&Cs apply.
  • Enjoy an exclusive 60% off Single Trip and 25% off Annual Trip
  • Get over S$99 worth of guaranteed rewards when you purchase through MoneySmart, including:
    • JisuLife Handheld Fan Life10S OR an Apple AirTag (worth S$45) OR S$48 Cash — depending on your eligible premium spend.
    • S$30 Revolut Cash Reward for new Revolut users who sign up and make a qualifying transaction.

T&Cs apply.

Optional Add-Ons & Customisation for MSIG TravelEasy Premier

Travellers who need tailored protection can consider MSIG’s Pre-Existing Condition (Pre-Ex) plans. These are standalone policies, separate from the standard TravelEasy plans, and are designed for people with declared medical conditions.

For travellers without pre-existing conditions, the regular TravelEasy Premier plan remains the most comprehensive. It includes high medical and travel inconvenience limits, COVID-19 cover, and support for leisure and adventure sports, subject to policy wording.

Pre-Ex Standard Plan

  • Overseas medical expenses: Up to S$75,000
  • Trip cancellation: Up to S$5,000
  • Baggage loss: Up to S$3,000
  • Emergency evacuation: Up to S$100,000
  • Personal accident protection: Up to S$150,000
  • COVID-19 coverage: ❌ Not included
  • Pre-Ex Premier Plan

  • Overseas medical expenses: Up to S$150,000
  • Trip cancellation: Up to S$15,000
  • Baggage loss: Up to S$7,500
  • Emergency evacuation: Up to S$200,000
  • Personal accident protection: Up to S$500,000
  • COVID-19 coverage: ❌ Not included
  • Adventure activities: ❌ Most excluded
  • Two column content

    MSIG TravelEasy Premier: COVID-19 Coverage Explained

    COVID-19 protection is included across MSIG TravelEasy plans, though the extent of cover varies by tier. The Premier plan includes:
  • COVID-19 overseas medical expenses: Up to S$250,000 (S$125,000 if above age 70 or a child)
  • Emergency repatriation: Up to S$1,000,000
  • Travel disruption benefits (e.g. trip cancellation and curtailment): Up to S$5,000 (S$12,500 for family cover).
  • Quarantine benefits: S$100 per day, capped at S$1,400 for individuals.

  • Standard and Lite include lower levels of cover, with Lite providing only limited COVID-19 benefits.

    MSIG’s COVID-19 protection is subject to conditions. Travellers must comply with requirements set by governments and service providers, such as vaccination, testing, or quarantine rules. Carefully reviewing the official policy wording ensures you understand the limits and requirements before departure.

    How to Claim on MSIG TravelEasy Premier: Step-by-Step Guide

    Filing a claim with MSIG TravelEasy Premier is a straightforward process, but it requires careful attention to documentation and timelines. Below is a clear step-by-step guide tailored for Singapore travellers.

    Step 1

    Apply for MSIG TravelEasy Premier on MoneySmart


    Click on the “Apply Now” button on this MSIG TravelEasy Premier page to kickstart your application process.

    Next, you’ll be redirected to our MoneySmart Rewards Form to fill up your email address to qualify and track the status of your MoneySmart Exclusive sign-up gift, if any.

    Continue to use your MyInfo via SingPass to complete your digital application.
    Step 2

    Seek emergency assistance overseas


    In case of a medical emergency or urgent incident abroad, call MSIG’s 24-hour emergency hotline immediately.

    Their global partners will arrange hospital admission, evacuation, or repatriation as needed.
    Step 3

    Collate essential documents


    Collate all necessary proof before filing:
  • Medical: bills, discharge summaries, prescriptions.
  • Baggage/Property: police reports, airline baggage delay/loss confirmations.
  • Trip disruption: booking confirmations, cancellation letters, medical certificates.

  • Keep both digital and physical copies where possible.
    Step 4

    Check plan-specific limits


    Coverage limits vary by plan tier. Verify your benefits against your policy wording:
  • Overseas medical expenses: Up to S$1,000,000 (Premier tier).
  • Trip cancellation: Up to S$15,000.
  • Baggage loss: Up to S$7,500.
  • COVID-19: Overseas medical up to S$250,000 (S$125,000 if child or aged 70+), repatriation up to S$1,000,000, quarantine allowance S$100/day (capped at S$1,400).
  • Step 5

    Submit your claim promptly


    File online through the MSIG Claims Portal.

    Provide accurate details of the incident and upload supporting documents.

    If purchased via MoneySmart, also submit the MoneySmart Claim Form to secure any campaign rewards. Failure to do so will void reward eligibility.
    Step 6

    Track and follow up


    After submission, track progress directly on the MSIG Claims Portal using your claim reference number.

    For MoneySmart rewards, monitor confirmation emails and updates once your form is processed.

    MSIG TravelEasy Premier Eligibility: Singles, Group, & Family

    MSIG TravelEasy Premier is open to both single-trip and annual plan applicants. It can also extend to families or groups under a shared policy for joint coverage. Parents may insure their children under the same plan, making it a convenient option for family trips. Exact family benefit caps are not publicly listed in MSIG’s factsheet and should be confirmed in the full policy wording.

    MSIG TravelEasy Premier Coverage Overview: Exclusions & Limitations

    Category✅ Covered❌ Not Covered
    CategoryPre-existing conditions✅ CoveredN/A❌ Not CoveredNot covered under standard plans (Lite, Standard, Elite, Premier). Pre-Ex Standard and Premier plans available, but exclude COVID-19 and most adventure sports.
    CategoryTravel providers✅ CoveredLicensed agencies under the Singapore Tourism Board (STB)❌ Not CoveredAgencies not licensed by STB
    CategorySports & activities✅ CoveredLeisure and some adventure activities (e.g. recreational scuba diving, skiing)❌ Not CoveredHigh-risk/professional-level sports (e.g. skydiving, bungee jumping, competitive racing). Must be confirmed in official policy wording.
    CategoryFamily coverage✅ CoveredFamily or group policies available❌ Not CoveredExact family benefit caps not detailed in public documents; check policy wording.

    Should You Buy MSIG TravelEasy Premier?

    MSIG TravelEasy Premier is designed for travellers who want strong, all-round protection with high medical and disruption benefits. It is the most comprehensive tier in the TravelEasy series, sitting above Lite, Standard, and Elite.

    As a refresher, here’s what you’re getting with the plan:

    Key benefits at a glance

  • Overseas medical expenses: Up to S$1 million.
  • Emergency evacuation and repatriation: Up to S$1 million.
  • Trip cancellation: Up to S$15,000.
  • Baggage loss: Up to S$7,500.
  • Personal liability: Up to S$1 million.
  • COVID-19 coverage: Overseas medical up to S$250,000 (S$125,000 if child or aged 70+), quarantine allowance of S$100 per day (capped at S$1,400), and repatriation up to S$1 million.
  • Who it suits

  • Frequent travellers: The annual plan option provides continuous coverage across multiple trips in a year.
  • Families & groups: Joint policies are available, though specific family benefit caps are not disclosed in the public factsheet. Customers should verify in the full policy wording.
  • Leisure & adventure seekers: Activities such as recreational scuba diving and skiing are covered. High-risk or professional-level sports may be excluded.
  • Who should consider other plans

  • Budget-conscious travellers: For shorter regional trips, the Lite or Standard plans may provide sufficient cover at a lower premium.
  • Travellers with pre-existing conditions: These are not covered under Premier. Instead, MSIG offers dedicated Pre-Ex Standard and Pre-Ex Premier plans.
  • Background image

    Frequently Asked Questions About MSIG TravelEasy Premier

    What is the maximum overseas medical coverage under MSIG TravelEasy Premier?

    The Premier plan offers up to S$1 million in overseas medical expenses and S$1 million in emergency evacuation and repatriation.

    Does MSIG TravelEasy Premier cover COVID-19?

    Yes. COVID-19 protection is included across all standard TravelEasy tiers, with the Premier plan offering up to S$250,000 in COVID-19 medical cover. However, Pre-Ex plans do not include COVID-19 coverage.

    Are pre-existing medical conditions covered?

    No. Pre-existing conditions are not covered under the standard TravelEasy Lite, Standard, Elite, or Premier plans. Travellers with declared medical conditions should consider the separate TravelEasy Pre-Ex Standard or Premier plans, which are designed specifically for pre-existing medical conditions.

    What happens if my trip is cancelled due to illness or COVID-19?

    The Premier plan covers up to S$15,000 for trip cancellations, subject to documentation such as medical certificates and booking confirmations. COVID-related cancellations are also included if they meet the conditions in the policy wording.

    Does MSIG TravelEasy Premier cover adventure sports?

    Yes, many leisure and adventure activities like scuba diving and skiing are included. However, high-risk or professional-level activities such as skydiving or bungee jumping are not explicitly listed and may be excluded. Travellers should review the full policy wording for confirmation.

    How do I make a claim under MSIG TravelEasy Premier?

    Claims should be submitted via the MSIG Claims Portal with supporting documents (e.g. receipts, reports, or medical records). Emergency medical assistance and evacuation are coordinated by MSIG’s appointed partners.

    Can I buy MSIG TravelEasy Premier as an annual plan?

    Yes. MSIG TravelEasy Premier is available as either a single-trip policy or an annual multi-trip policy, making it suitable for frequent travellers.

    Are family and group policies available?

    Yes. Families and groups can be insured under one shared policy. However, the exact benefit caps for family coverage are not specified in public factsheets and should be confirmed in the full policy wording.

    What is not covered by MSIG TravelEasy Premier?

    Key exclusions include pre-existing medical conditions, travel arranged through unlicensed agencies, and certain high-risk activities. Exclusions are detailed in the official policy wording, which travellers should review before purchase.