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AIA HealthShield Gold Max is an integrated shield plan with 4 different tiers: A, B, B lite and standard. AIA offers one of the more affordable plans in the market while providing comprehensive coverage. AIA also provides unique coverage such as an extended post-hospitalisation treatment benefit for 30 critical illnesses for up to 100 days. Also, there is an additional annual coverage of up to $100,000 and a one year premium waiver upon total permanent disability.
|Hospital ward||Annual coverage limit|
|Plan A||Private hospitals||$2,000,000 (AIA preferred providers), $600,000 (non-AIA preferred providers)|
|Plan B||Class A wards (public/restructured hospitals)||$450,000|
|Plan B lite||Class B1 wards||$300,000|
|Standard||Class B1 wards||$150,000|
AIA currently offers 1 main integrated shield plan rider called the AIA Max VitalHealth. This rider allows you to lower your out-of-pocket cost.