Best AIA Health Insurance Plans Singapore 2020

Healthcare cost is rising. Get competitive AIA health insurance quotes through our partner Promiseland, an independent financial broker. Read More
Filters

Refine Your Results

Sort By
Insurers
We found 2 AIA Health Insurances for you!
Recommended
AIA logo

Post-Hospitalisation Benefit

100 days

Covers critical illnesses & COVID-19

AIA HealthShield Gold Max

Max. Annual Coverage Limit
S$2,000,000
Pre-Hospitalisation Benefit
100 days
Post-Hospitalisation Benefit
100 days
Get a QuoteEnquire via Promiseland
More Details
AIA logo

Post-Hospitalisation Benefit

100 days

Covers critical illnesses & COVID-19

AIA HealthShield Gold Max (For Foreigners)

Max. Annual Coverage Limit
S$2,000,000
Pre-Hospitalisation Benefit
100 days
Post-Hospitalisation Benefit
100 days
Get a QuoteEnquire via Promiseland
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. All health insurance products featured on this page will involve an independent financial advisory firm called PromiseLand. This third-party company will be reaching out to you directly regarding your enquiries. The details you see on our site may be different from others. Some content may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. All financial products and services are presented without warranty.

AIA HealthShield Gold Max

AIA HealthShield Gold Max is an integrated shield plan with 4 different tiers: A, B, B lite and standard. AIA offers one of the more affordable plans in the market while providing comprehensive coverage. AIA also provides unique coverage such as an extended post-hospitalisation treatment benefit for 30 critical illnesses for up to 100 days. Also, there is an additional annual coverage of up to $100,000 and a one year premium waiver upon total permanent disability.

HealthShield Gold Max tiers

Hospital wardAnnual coverage limit
Plan APrivate hospitals$2,000,000 (AIA preferred providers), $600,000 (non-AIA preferred providers)
Plan BClass A wards (public/restructured hospitals)$450,000
Plan B liteClass B1 wards$300,000
StandardClass B1 wards$150,000

Why AIA HealthShield Gold Max?

Pre and Post hospitalisation coverage

Get up to 13 months of pre and post hospitalisation benefit which is currently the highest in the market. To qualify for the 13 months of pre and post hospitalisation benefit, you are to be covered under plan A and use one of the many AIA preferred providers.

AIA Vitality

Get a discount off your premiums if you are a part of the AIA vitality programme. The AIA Vitality is an insurance reward programme for AIA policyholders, where you can earn points for rewards such as Grab and Starbucks vouchers.You can also get discounts for being a member of the programme such as 20% off Fitness First gym membership and 20% off HealthFood foods from Cold Storage.

Extra benefits

The AIA HealthShield Gold Max provides extra coverage on top of MediShield Life like daily room and board benefit, ICU benefit and surgery benefit. Besides these benefits, AIA also provides extra benefits such as an extended post-hospitalisation treatment for 30 critical illnesses for up to 100 days, an additional annual coverage of up to $100,000 and a one year premium waiver upon total permanent disability.

AIA Integrated Shield Plan riders

AIA currently offers 1 main integrated shield plan rider called the AIA Max VitalHealth. This rider allows you to lower your out-of-pocket cost.

Reduced out-of-pocket costs

By having the AIA Max VitalHealth, you are subjected to only a 5% co-payment of the total bill when you go to an AIA Quality Healthcare Partner specialist or public hospital. The co-payment is capped at $3,000 per year.

Post-hospitalisation benefits

$200 to $500 is provided per day for post-hospitalisation home nursing benefit. There is also a post-hospitalisation alternative medicine benefit of $1,000 to $5000 per year provided for you.

Other benefits

For those under the plan B or B lite, there is also an emergency outpatient treatment due to accident benefit and ambulance service benefit.For those with plan A, you are provided with an additional early detection screening benefit.

Optional Booster (only for Plan A)

For those with plan A, you can opt for an optional Booster with enhanced benefits such as post-A&E treatment benefit, ambulance service benefit, outpatient treatment for dengue and HFMD, and emergency international medical assistance and repatriation.

AIA health insurance claim process

Step 1Prepare documents

You are required to submit relevant documents when filing for a claim. These documents include, but are not limited to, original bills and receipts, a copy of your inpatient discharge summary and or any medical or diagnostic reports. Do note that all submitted documents should be in English. In the case that it is not, the document has to be accompanied with an English translated copy by a certified translator.

Step 2Submit your claim

AIA HealthShield Gold claims are to be submitted electronically via the medical institutions at the time of admission or discharge. In the case of a claim that is a follow-up to a previous claim such as post-hospitalisation expenses, a Follow-Up Claim Form is required to be submitted. You can submit the claim form via post or have your AIA servicing agent to assist you for your claim.

Frequently asked questions

Is the AIA Healthshield Gold Max payable by medisave?

Yes, like all other integrated shield plans, it is payable by medisave.

Does the premiums of the AIA health insurance increase with age?

Yes, the premiums increase according to the age bracket you fall under. This applies for all the integrated shield plans.

Can I get 2 AIA integrated shield plans to increase my coverage?

No, you are only allowed to have a maximum of one integrated shield plan regardless of which private insurer you are under.

Is the quoted premium an additional amount I have to pay besides my MediShield Life plan?

The premiums for your integrated shield plan is for both your MediShield Life and the private insurer coverage.