UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

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Earn up to 6.6 Miles per S$1
Discover the UOB PRVI Miles Card, your ultimate travel companion! Earn up to 6.6 miles for agoda & Expedia bookings via UOB PRVI Miles website! Or earn 3 miles per S$1 spent on regional spend in Indonesia, Malaysia, Thailand, Vietnam, 2.4 miles on other overseas spend and 1.4 miles for local spending. With no annual fee for the first year, maximize your rewards and make every trip unforgettable. Enjoy exclusive travel perks like complimentary travel insurance and lounge visits!
S$1 = Up to 6.6 miles
on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 3 miles
on Overseas Spend
S$1 = 1.4 miles
on Local Spend
Online Promo
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • Only open to individuals who are new to United Overseas Bank Limited (“UOB”) credit cards
    • SMS PMAF‹space›last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register.

What you need to know

  1. Get 20,000 Miles when you pay the card's annual fee of S$240 (subject to prevailing GST)
  2. Get 26,000 miles when you spend a min. of S$2,000 per month for 2 consecutive months from card approval date
  3. Get 12,000 miles with a min. overseas spend of S$2,000 per month for 2 consecutive months
  4. Annual Fee waived offer is capped at first 50 eligible cardmembers monthly
T&Cs

Quick Facts

Get the maximum value by

Using it to pay for large expenses such as hotel, airlines bookings, and shopping with no min spend and cap on miles earned.

Good for

Frequent travellers or miles junkies who enjoys collecting miles that's simple and fuss-free, with no min spend and no cap.

Categories to maximise this card

Travel and General spending, especially for big purchases such as holiday bookings, home furnishings, weddings and more.

What people use it for

Travel expenses, local household spending (e.g. groceries, dining, kids' enrichment) and big purchases such as luxury shoppings, home furnishings, weddings and more.

Get if

You are a frequent traveller, or you pay for high personal or household expenses every month.

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UOB PRVI Miles Visa Card Benefits 2024

The UOB PRVI Miles Visa Card, a highly popular entry-level miles card from UOB, offers impressive earn rates of 1.4 miles per dollar on local spending and 2.4 miles per dollar on overseas spending. Additionally, it provides one of the best promotional rates for Expedia and Agoda bookings, at 6 miles per dollar.

If you love travelling and enjoy earning miles effortlessly, this card might be perfect for you since it has no earning cap. Let's explore whether this card aligns with your lifestyle and spending habits by examining its requirements, advantages, and disadvantages before you decide to sign up.

Find Out More About The UOB PRVI Miles Card In Our Blog Review!

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Pros & Cons Of UOB PRVI VISA Miles Card

Pros

  • Up to 50,000 air miles (only for new-to-UOB Credit Cardmembers who pay the 1st year annual fee)
  • 6 miles (UNI$15 per S$5 spend) for every S$1 spent on selected Agoda and Expedia hotel and flight bookings (through UOB PRVI Miles website)
  • 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles without any cap restrictions
  • Annual fee waiver for first year
  • UOB PRVI Miles Visa eCommerce Purchase Protection
  • Exclusive discounts on SimplyGo transactions and Grab rides
  • Complimentary travel insurance (includes Public Conveyance Personal Accident cover of S$500,000 and up to S$50,000 Emergency Medical Evacuation & Repatriation)
  • Up to 14% fuel discount at Shell and up to 15% fuel discount at SPC

Cons

  • Base interest rate of 27.80%, which is higher than some miles credit cards in the market like the HSBC Visa Infinite Credit Card and OCBC 90°N Card
  • Annual fee of $261.60 which is higher than many other miles credit cards in the market like the KrisFlyer UOB Credit Card and Standard Chartered Journey Card
  • Monthly $1,000 minimum spend and payment of annual fee (2 consecutive months) to qualify for 45,200 miles
  • Monthly S$1,000 minimum spend (2 consecutive months) to qualify for 4,800 miles

Compare UOB PRVI Miles Visa Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card

When comparing these three credit cards, you'll notice differences in key factors such as interest rates, annual fees, minimum annual income requirements, and air miles benefits. The UOB PRVI Miles Visa Card stands out with the most generous welcome offer of 50,000 air miles upon paying the annual fee and meeting the minimum spending requirements.

However, it also charges a higher annual fee as compared to the Standard Chartered Journey Card and HSBC Revolution Card. The higher annual fee may be worth the value to you if you travel enough to take advantage of the UOB PRVI Miles Visa Card’s above-average earning rates, with 1.4 miles per dollar spent locally, 2.4 miles per dollar spent overseas, and an attractive 6 miles per dollar for spending on Expedia and Agoda.

In summary, if you are a frequent traveller and avid miles collector, the UOB PRVI Miles Visa Card allows you to maximise benefits with no cap on earned miles. However, if you anticipate travelling less in the near future, the other two cards might be more suitable for you.

UOB PRVI Miles Visa CardSCB Journey Credit CardHSBC Revolution Card
Interest rate:
27.80%		Interest rate:
27.90%		Interest rate:
26.90%
Annual fee:
$261.60 (first year waiver available)		Annual fee:
$196.20		Annual fee:
None
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Air miles benefits:
  • Up to 50,000 welcome air miles upon annual fee payment and minimum spend
  • 6 miles (equivalent to UNI$15 per S$5 spent) for every S$1 spent on selected online hotel and flight bookings
  • 2.4 miles (equivalent to UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (equivalent to UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles with no cap limit
  • UOB PRVI Miles Visa eCommerce Purchase Protection
  • Get discounts or vouchers on SimplyGo transactions, Grab rides, and GrabFood spending
  • Public Conveyance Personal Accident coverage of S$500,000 in complimentary travel insurance plan
  • Up to 14% discount at Shell for petrol
  • Up to 15% discount at SPC for petrol
Air miles benefits:
  • Up to 45,000 welcome air miles upon annual fee payment and minimum spend
  • 3 miles (equivalent to 7.5 Rewards Points) for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 2 miles (equivalent to 5 Rewards Points) for every S$1 spent overseas
  • 1.2 miles (equivalent to 3 Rewards Points) for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
  • 45% off MSIG travel insurance coverage
Air Miles Benefits:
  • 4 miles (equivalent to 10X reward points) for every S$1 spent online or via contactless payments
  • 1X reward point for every $1 spent on all other categories
  • Up to 21.15% fuel savings at Caltex and Shell
  • Exclusive access to over 1,000 HSBC 1-for-1 deals on dining, lifestyle and travel worldwide
  • Convenience of converting HSBC rewards points to air miles by signing up for the HSBC Mileage Programme
  • No minimum spend requirement
  • No annual fee
  • 10,000 rewards points cap per calendar month on eligible purchases

Credit Card With Complimentary Travel Insurance Coverage

Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

  • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
  • Medical emergencies: Coverage for medical expenses incurred while travelling.
  • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
  • Travel delays: Compensation for unexpected delays during your journey.
  • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
  • Rental car coverage: Protection against damages or theft to your rental vehicle.
  • Accidental coverage: Protection against unforeseen accidents during your trip.

Discover More About Credit Cards With Complimentary Travel Insurance

Read More

UOB PRVI Miles Visa Card Application

Here are 3 simple steps to apply for the UOB PRVI Miles Visa Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our UOB Lady's Solitaire Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your UOB PRVI Miles Visa Card

You’ll be able to activate your UOB PRVI Miles AMEX Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!

Check Out Our List Of Best Air Miles Cards Here!

See Air Miles Cards

Frequently Asked Questions About UOB PRVI VISA Miles Card

Are there any fees if I apply for the UOB PRVI Miles Visa Card?

UOB PRVI Miles Visa Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB PRVI Miles Visa Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI Miles Visa Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).