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KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
Earn up to 3 Miles per S$1 spend
A card that lets you earn KrisFlyer miles directly, with bonus miles for day-to-day spending like dining and online shopping. To get the bonus miles, spend at least $800 a year on Singapore Airlines, Scoot and KrisShop.
- S$1 = 3 Miles
- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$800
- Min spend per annum on Singapore Airlines Group
- 3.25%
- Foreign Currency Transaction Fee
Online Promo
Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you successfully apply for a UOB personal KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants. T&Cs apply.
Are you eligible?
- Only open to individuals who are new to United Overseas Bank Limited (“UOB”) credit cards
- Spend a min. of S$2,000 within 60 days of your card approval date.
- Promotion is limited to the first 100 eligible participants.
What you need to know
- Get 20,000 Miles when you are a New-to-UOB Credit Card applicant who applies for a KrisFlyer UOB Credit Card
- Get 5,000 Welcome Miles for first-time applicants
- Earn 6,000 Miles with min. S$2,000 spend in first 60 days (based on 3 miles per S$1*)
All Details
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KrisFlyer UOB Credit Card Benefits 2024
Launched in 2019, the KrisFlyer UOB Credit Card has evolved over the years and its key purpose is still to serve avid KrisFlyer mile collectors. Highlights of this card include direct KrisFlyer miles accrual, along with bonus miles for everyday expenditures such as dining and online shopping, no conversion fees associated with earning KrisFlyer miles directly, and more.
If you like to travel and are a fan of the KrisFlyer Frequent Flyer program, this KrisFlyer UOB Credit Card may be ideal for you. Let’s find out what benefits this card presents for you versus other similar credit cards, and consider the requirements, pros and cons and more before you make a final decision.
If you like to travel and are a fan of the KrisFlyer Frequent Flyer program, this KrisFlyer UOB Credit Card may be ideal for you. Let’s find out what benefits this card presents for you versus other similar credit cards, and consider the requirements, pros and cons and more before you make a final decision.
Pros & Cons Of KrisFlyer UOB Credit Card
Pros
- 3 KrisFlyer miles for every S$1 spent on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
- 3 KrisFlyer miles per S$1 spent on dining, food delivery, online shopping, online travel and transport
- 1.2 KrisFlyer miles per S$1 spend on all other spend
- Additional 5 to 6 KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Account
- No conversion fees unlike other miles cards like the UOB PRVI Card
- Annual fee waiver available (first year)
- 10,000 KrisFlyer miles with payment of annual renewal fee
- Exclusive discounts on ChangiWiFi, Grab rides to and from the airport, KrisShop rebates
- Complimentary travel insurance
- KrisShopper Complimentary Tier Upgrade
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC TravelOne and American Express Singapore Airlines Business Credit Card
- Min. spend of S$800 per year on Singapore Airlines, Scoot and KrisShop to qualify for 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping, online travel and transport
Compare KrisFlyer UOB Credit Card vs. HSBC Visa Infinite Card vs. Standard Chartered Journey Card
In this comparison with other popular air miles credit cards like the HSBC Visa Infinite Card and Standard Chartered Journey Card, the KrisFlyer UOB Credit Card offers the lowest minimum interest rate chargeable (as of April 2024).
When it comes to annual fee, the KrisFlyer UOB Credit Card charges a lower fee than the HSBC Visa Infinite Card, but the Standard Chartered Journey Card gives the most savings on this every year as it doesn’t charge any annual fees.
As for air miles benefits, the KrisFlyer UOB Card gives you 3 KrisFlyer miles per S$1 spent on a wider range of categories including online travel and transport, food delivery, dining, and online shopping, which is more than the 3 categories of transport, food delivery, groceries and food stores which the Standard Chartered Journey Card offers miles for.
Another great thing about the KrisFlyer UOB Card is that it has one of the lowest barriers of entry in terms of the minimum income requirement for both Singaporeans/PR and foreigners as compared to the HSBC Visa Infinite Credit Card and Standard Chartered Journey Card.
When it comes to annual fee, the KrisFlyer UOB Credit Card charges a lower fee than the HSBC Visa Infinite Card, but the Standard Chartered Journey Card gives the most savings on this every year as it doesn’t charge any annual fees.
As for air miles benefits, the KrisFlyer UOB Card gives you 3 KrisFlyer miles per S$1 spent on a wider range of categories including online travel and transport, food delivery, dining, and online shopping, which is more than the 3 categories of transport, food delivery, groceries and food stores which the Standard Chartered Journey Card offers miles for.
Another great thing about the KrisFlyer UOB Card is that it has one of the lowest barriers of entry in terms of the minimum income requirement for both Singaporeans/PR and foreigners as compared to the HSBC Visa Infinite Credit Card and Standard Chartered Journey Card.
Find Out More About The KrisFlyer UOB Credit Card In Our Blog Review!
| KrisFlyer UOB Credit Card | HSBC Visa Infinite Credit Card | SCB Journey Card |
|---|---|---|
| Interest rate: From 27.80% | Interest rate: From 26.90% | Interest rate: From 27.90% |
| Annual fee: $196.20 (first year waiver available) | Annual fee: $662.15 (no waiver available) | Annual fee: None |
Minimum annual income:
| Minimum annual income: $120,000 for Singaporeans and PRs, and foreigners | Minimum annual income:
|
Air miles benefits:
| Air miles benefits:
| Air miles benefits:
|
Check Out Great Credit Cards For Air Miles In Our Blog Review Here!
KrisFlyer UOB Credit Card Application
Here are 3 simple steps to apply for the KrisFlyer UOB Credit Card
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our KrisFlyer UOB Credit Card application link.
When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step 3
Receive your KrisFlyer UOB Credit Card
You’ll be able to activate your KrisFlyer UOB Credit Card card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Frequently Asked Questions About KrisFlyer UOB Credit Card
Are there any fees if I apply for the KrisFlyer UOB Credit Card?
- KrisFlyer UOB Credit Card charges an initial annual fee of $196.20 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the KrisFlyer UOB Credit Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the KrisFlyer UOB Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).