Buy Allianz Travel Travel Insurance in Singapore 2026 | 63% OFF
Find affordable Allianz Travel single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price
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We found 3 Allianz Travel Insurance Plans for you!
[Score EXTRA Rewards]
Score a S$50 Grab Voucher OR Apple AirTag (worth $45) on top of existing gifts when you meet the giveaway requirements. T&Cs apply
Choose CASH or SMARTPOINTS:
• Up to S$45 Cash via PayNow
• OR an Apple AirTag (worth S$45)
• OR S$60 GrabGift vouchers
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
PLUS, enjoy 63% off your policy premium when you apply the promo code MSAZ.
Valid till 30 Jun 2026
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[Score EXTRA Rewards]
Score a S$50 Grab Voucher OR Apple AirTag (worth $45) on top of existing gifts when you meet the giveaway requirements. T&Cs apply
Choose CASH or SMARTPOINTS:
• Up to S$45 Cash via PayNow
• OR an Apple AirTag (worth S$45)
• OR S$60 GrabGift vouchers
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
PLUS, enjoy 63% off your policy premium when you apply the promo code MSAZ.
Valid till 30 Jun 2026
[Score EXTRA Rewards]
Score a S$50 Grab Voucher OR Apple AirTag (worth $45) on top of existing gifts when you meet the giveaway requirements. T&Cs apply
Choose CASH or SMARTPOINTS:
• Up to S$45 Cash via PayNow
• OR an Apple AirTag (worth S$45)
• OR S$60 GrabGift vouchers
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent. T&Cs apply.
PLUS, enjoy 63% off your policy premium when you apply the promo code MSAZ.
Valid till 30 Jun 2026
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Why Choose Allianz Travel Insurance?
As an MAS-authorised general insurer in Singapore, Allianz Travel Insurance offers coverage for trip cancellations, medical emergencies abroad, and lost luggage. This page focuses on travel insurance specifically—distinct from the brand's health or life insurance products.
Key features include 24/7 global and Singapore-based support, with digital claims submissions available from anywhere.
Allianz Travel Insurance Plans: Comparison
Compare Allianz’s three Singapore-available travel insurance plans side-by-side. All plans include COVID-19 cover, trip disruption, and emergency medical protection, but offer different limits and exclusions to match diverse travel needs and budgets.
Plan | Premium | Overseas medical expenses | COVID-19 & trip cancellation | Baggage loss / delay | Best for |
From S$23.68 | Up to S$200,000 overseas medical coverage (0–69 yrs) Up to S$50,000 coverage (70+) | Up to S$1,500 trip cancellation Medical & evacuation covered | Up to S$1,000 baggage loss Up to S$250 trip delay (min. 6 hrs) | Essential, budget-conscious travellers, short regional trips | |
From S$26.27 | Up to S$500,000 overseas medical coverage (0–69 yrs) Up to S$75,000 coverage (70+) | Up to S$5,000 trip cancellation; COVID-19 included | Up to S$3,000 baggage loss Up to S$500 delay (min. 6 hrs) | Families, leisure travellers, those travelling beyond ASEAN | |
From S$50.69 | Up to S$1 million overseas medical coverage (0–69 yrs) Up to S$100,000 coverage (70+) | Up to S$10,000 trip cancellation; enhanced COVID-19 disruption | Up to S$5,000 baggage loss Up to S$1,000 delay (min. 6 hrs) | Long-haul, frequent, or family trips; high-value items |
Disclaimer: Premiums are estimated based on a 1-week single trip to Thailand for a single traveller.
⭐ Key coverage exclusions: Pre-existing medical conditions, extreme/adventure sports (bungee jumping, skydiving), trips against government advisories, and acts of terrorism/war are excluded across all Allianz plans.
Pros & Cons of Allianz Travel Insurance
Pros ✅ | Cons ❌ |
High overseas medical coverage limits (up to S$1 million for Platinum tier) | Pre-existing conditions excluded across all plans |
Comprehensive trip cancellation coverage (up to S$10,000 for Platinum tier) | Reduced coverage for 70+ travellers (medical limits drop significantly) |
Baggage loss and delay protection (up to S$5,000 for Platinum tier; S$250–S$1,000 per delay) | Key exclusions: Extreme sports (bungee, skydiving), terrorism (except emergency medical), airline insolvency |
COVID-19 coverage included across all tiers without additional riders | Six-hour minimum delay required for baggage delay claims |
Digital claims submission with online tracking and status updates | 30-day claim submission deadline; stricter than other competitors offering 60–90 days |
Wide age eligibility (coverage up to age 100, rare among competitors) | Up to S$200–S$300 Traditional Chinese Medicine sublimits may be insufficient for extended treatments |
Optional add-ons for enhanced coverage available (e.g. extreme sports, higher coverage limits) | No automatic coverage for travel delays < 6 hours (some competitors start at 3–4 hours) |
Comparison: Average Cost and Coverage Extent of Travel Insurance in Singapore
Insurance provider | Best For | Medical Coverage (Overseas) | Trip Cancellation Coverage | Baggage Damage or Loss | Premium |
Emergency transportation (Includes COVID-19 Coverage) | From S$200,000 | From S$1,500 | From S$1,000 | From S$14.80 | |
"Kids travel with free coverage" benefit (Families) | From S$150,000 | From S$3,000 | From S$1,000 | From S$16.87 | |
Lower premiums | From S$200,000 | From S$7,500 | From S$3,000 | From S$16.75 | |
Coverage for sports and adventurous activities | From S$100,000 | From S$2,000 | From S$2,500 | From S$16.20 | |
No claim discount of up to 10% on next trip | From S$150,000 | From S$5,000 | From S$3,000 | From S$18.40 | |
Post-departure purchase up to a day of departure | From S$250,000 | From S$5,000 | From S$3,000 | From S$26.86 | |
Comprehensive coverage (includes pre-existing conditions) | From S$250,000 | From S$5,000 | From S$3,000 | From S$17.40 | |
High or unlimited overseas medical coverage | From S$250,000 | From S$5,000 | From S$3,000 | From S$22.58 | |
Specially tailored plan for Japan trips | From S$200,000 | From S$5,000 | From S$1,000 | From S$17.60 | |
Cruise coverage | From S$200,000 | From S$5,000 | From S$3,000 | From S$17.16 | |
Auto-pay out and higher efficiency for flight delays | From S$200,000 | From S$5,000 | From S$2,000 | From S$16 | |
Complimentary lounge access for flight delays | From S$100,000 | From S$2,500 | From S$2,000 | From S$16.62 | |
Extensive coverage including COVID-19 | From S$100,000 | From S$3,000 | From S$1,000 | From S$36 |
Disclaimer: Accurate as of 23 March 2026. Premiums shown in this table are “from” prices based on the insurer’s entry-level plan for a short trip to a low-risk regional destination (typically 3–4 days within Asia, single adult traveller). Actual premiums will vary depending on your destination, duration, age, coverage tier, and add-ons selected. Always run a personalised quote to get the exact cost for your trip.
How to use this table?
- Start with coverage needs: If you’re mainly worried about medical bills overseas, Starr and FWD both offer solid base coverage of S$200,000.
- Check COVID-19 protection: Starr Bronze includes S$15,000 in overseas medical cover, while FWD offers a higher add-on option (up to S$200,000).
- Look at travel disruption: FWD provides stronger cancellation protection (S$7,500 vs Starr’s S$5,000).
- Review baggage cover: Both Starr and FWD protect against baggage loss/delay, though Starr offers higher delay payouts.
- Don’t miss MoneySmart Exclusive promos: Promotions can tilt the balance.
How to Apply For Allianz Travel Insurance: Step-by-Step Guide
Step | Action | Details |
1 | Compare Allianz Travel Insurance plan tiers | Use the plan comparison table above or the Allianz Travel Insurance comparison tool to identify which tier (Basic, Silver, or Platinum) matches your travel coverage needs and budget best. Ensure you meet plan eligibility criteria (e.g. Singapore Citizen, PR, or valid pass holder; 21+ years old (coverage up to age 100); no pre-existing conditions). |
2 | Get a quote | Visit the Allianz Travel Insurance product page on MoneySmart, enter your travel dates, destination, and number of travelers for an instant quote on plan premiums |
3 | Apply for Allianz Travel Insurance plan | Click the “Apply Now” button on your preferred Allianz plan and use Singpass MyInfo to fill in personal particulars, travel itinerary, and beneficiary details (if any). Have your passport and travel documents ready too. Upon completion, any ongoing MoneySmart promos/discounts will be automatically added for you at checkout. |
5 | Make payment | Pay via credit/debit card or online banking. Payment confirmation is instant. |
6 | Receive policy documents | Policy certificate and documents emailed immediately after payment. Download and save digital copies (or print physical copy) before your trip commences. |
💡 MoneySmart Tip: When purchasing travel insurance, it’s best practice to apply within 24–48 hours of booking your trip—not just before departure. Early application ensures coverage for pre-trip cancellations due to illness, family emergencies, or travel restrictions.
Customer Reviews on MoneySmart Travel Insurance Applications
Is Allianz Travel Insurance Value For Money? ✈️
We review its prices, medical coverage, travel inconvenience coverage, and more in our Allianz Travel Insurance review.
How to File an Allianz Travel Insurance Claim: Step-by-Step Guide
Keeping your Allianz Travel Insurance policy up to date and resolving issues is straightforward, thanks to a digital-first process tailored for Singapore residents. Here’s a step-by-step checklist to help you manage and file claims.
Step | Action | Details |
1 | Log in or set up account | Visit Allianz Travel Insurance portal. First-time users: Sign up with policy details. Returning customers: Log in with email/password. |
2 | Renew or extend coverage | Navigate to "My Policies," select policy to renew/extend, and complete payment. Must renew before policy lapses; no changes after trip starts. |
3 | Add optional riders | During renewal/purchase, select available riders (e.g., increased baggage, sports coverage). Consult support if unsure. |
4 | Submit or track a claim | Access online claims portal. Fill in details, upload documents (receipts, reports, itinerary), provide bank account info. Submit within 30 days. Track status via dashboard. |
5 | Request refunds or cancellation | Access policy management, select "Cancel/Request Refund," and state reason. Cancelling after trips starts is generally not eligible. |
6 | Download policy documents | Access policy wordings and claim forms from account dashboard or Allianz website: Basic, Silver, Platinum. Review plan wording for inclusions, exclusions, and required documents. |
Allianz Travel Insurance contact information
- 24/7 Emergency Assistance: +65 6995 1118 (medical emergencies, evacuation)
- Claims & Customer Service: +65 6327 2210 (Mon-Fri, 9:00-17:30 SGT)
- Email (Claims): [email protected]
- Email (General): [email protected]
FAQs About Allianz Travel Insurance
Which travel insurance is better—Allianz or others?
There is no one-size-fits-all answer. The best provider depends on your travel destination, budget, coverage limits needed, and planned activities. Allianz offers three plan tiers (Basic, Silver, Platinum) with different medical caps, trip disruption limits, and baggage protection. Compare multiple providers using MoneySmart's travel insurance comparison tool.
Is Allianz travel insurance the same as Allianz health or life insurance?
No. Allianz Travel Insurance covers acute medical emergencies, hospitalisation, and evacuation during your trip, plus travel-specific risks like cancellations and lost luggage. Ongoing health conditions, pre-existing conditions, and life coverage are typically excluded and require separate health or life insurance policies.
Does Allianz travel insurance cover everything?
No. Common exclusions include:
- Pre-existing medical conditions (including flare-ups during travel)
- Certain adventure/extreme sports (unless you add specified riders)
- Trips taken against medical or government travel advisories
- Acts of terrorism/war, illegal activities, and unapproved destinations
Check your policy wording for the complete exclusion list.
How long does Allianz take to process claims?
Allianz offers online claims submission with real-time status tracking. Most straightforward cases are resolved without unnecessary delay if you submit complete documentation within 30 days of your incident or return.
Can I use Allianz travel insurance for family or group travel?
Yes. Allianz offers family travel insurance plans, and all three tiers (Basic, Silver, Platinum) can cover families, groups, and business travelers. Benefits apply per insured person within policy limits. Check that your chosen plan's coverage meets your group size and travel profile.
What can I claim under Allianz travel insurance in Singapore?
Allianz Travel Insurance's Platinum plan covers overseas emergency medical (up to S$1,000,000), COVID-19 treatment, dental, follow-up care in Singapore (up to S$2,500), evacuation (up to S$1,000,000), and search & rescue (up to S$10,000). You can also claim for up to S$10,000 in trip cancellation, curtailment, delays, or agent insolvency, S$5,000 on baggage loss/damage, up to S$5,000 on lost travel documents, and rental excess cover. Higher-tier plans add sports gear, activity, and liability cover (Silver and Platinum only). Basic and Silver plans have lower medical limits (S$200,000 and S$500,000 respectively).
What does Allianz travel insurance cover for trip cancellation in Singapore?
Allianz travel insurance covers up to S$15,000 of non-refundable trip costs if you cancel before departure for a covered reason. You can claim prepaid flights, accommodation, tours, ticketing fees, lost miles, and extra room costs if a companion cancels for a covered event. Cancellations must meet strict rules around timing and cause.