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There’s always a little room for more diversification in your portfolio, especially when it comes to alternative investments. Unlike traditional investments such as stocks, bonds, and cash, alternative investments cover a wide range of products that are usually tangible, not tied to economic growth, and are hardy against inflation. In general, it’s safe to place about 10% of your investment portfolio into alternative investments.
While the list of alternative investments available to you ranges from memorabilia to hedge funds, the three that will be covered are:
The Selective En Bloc Redevelopment Scheme (SERS) is a noble strategy to “transform” aged estates by destroying and then rebuilding them redeveloping them (no Iraq jokes please). Regardless of whether you see an SERS site notice as a life-altering inconvenience or as a chance to move into a new modern flat, the fact is: your home has a date with the wrecking ball.
Becoming familiar with the benefits you’re entitled to under SERS is best thing you can do at this point. Thankfully, we’ve got you covered with information on HDB’s responsibilities to you.
Whether you’re a student with a part-time job or a professional climbing the corporate ladder, you work too damn hard to pay full price for your beverages, movies, meals, spa packages or attraction admission fees when you’re finally off the clock. I’m not saying you have to start flipping tables, start a fight club or protest at Hong Lim Park to show you’ve had enough.
You just need to get your hands on a lifestyle membership card, which can save you hundreds of dollars during the lifetime of your membership. Here are three options that cater to students, professionals, and just about everyone else:
They should invent a new financial term for gold’s recent bust. “Flash crash” doesn’t cut it. Something like “Two bricks slamming your nuts in” would be more appropriate. See, gold’s been rising for 12 years straight. And up till April 15th, 2013, we thought the only way to secure your money further would be to weld it into a battle tank. So what went wrong? And more importantly, when will gold prices recover?
Trying to beat the stock market is like finding the biggest bully in school, and telling him to “come get some”. What I’m saying is the stock market will usually end up beating you. And I mean “like a step-child in a fairy tale” kind of beating. But there are ways and means; in this article, Motley Fool tells us three tactics that may work:
Since the last quarter of 2012, the residential property market has taken a pounding. Seven rounds of cooling measures have taken a toll, and even now, we are seeing a slowdown in the resale market. As such, some investors are turning their eyes toward commercial properties. But they should be aware of the vast differences between residential and commercial investments, especially in the context of 2012 – 2013:
From the staff at MoneySmart, we’d like to wish all mothers a HAPPY MOTHERS’ DAY! Many thanks for raising us, caring for us, and coping with out various insanities. May you always feel loved and appreciated.
I have nothing against rich people. Hell, I’m hoping to become rich too. And if you ask around, some people would place me in…would place me in the “not poor” category, let’s leave it at that. But that being said, I want to point out that there are some seriously annoying rich people in this country. Not because they have money, but because they like to say the following crap. If you’re one of them, please stop it:
There was a time when the term “fund manager” made bankers tremble, and request a quick change of pants. From the 70′s to the 90′s these were the GODS of the financial world. They could make fortunes by sneezing too hard. Then the impossible happened: The Gods fell. In this article, we find out why fund managers have gone from Alpha dog to starving mongrel:
I’m a big believer in field testing my articles. But I can’t do it for this one, because I’m not an expat. It’d be silly to even try thinking like one, ha ha. “You renounced your citizenship and migrated back didn’t you?” Yeah. And also, I’m wearing a beret and carrying a plastic baguette while I write this. If there’s one thing mainstream media’s taught me, it’s that journalism’s not far from method acting (Thanks Noose!) So if I were an expat, here’s the banks I’d use: