Standard Chartered Visa Infinite Credit Card
Card Details
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Standard Chartered Visa Infinite Credit Card Benefits 2025
Few credit cards offer luxury and exclusivity like the Standard Chartered Visa Infinite Card. Besides earning up to 3 miles per dollar, it also promises complimentary Priority Pass airport lounge access, luxury hotel perks, and complimentary travel insurance. It’s no wonder this miles credit card is a highly-rated travel companion for many frequent flyers—and maybe it could be yours too.
Let’s take a deep dive into some requirements, pros and cons, and other perks that the Standard Chartered (SCB) Visa Infinite Card has to offer.
Let’s take a deep dive into some requirements, pros and cons, and other perks that the Standard Chartered (SCB) Visa Infinite Card has to offer.
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Pros & Cons of Standard Chartered Visa Infinite Credit Card
| Pros ✅ | Cons ❌ |
|---|---|
| Earn 1.4 miles per $1 (mpd) on eligible local spend with min. $2,000 spend | Requires a min. $2,000 spend per statement month to earn maximum bonus miles |
| Earn 3 miles per $1 (mpd) on eligible overseas spend with min. $2,000 spend | Otherwise, bonus miles will drop to 1 mpd earn rate |
| Earn 360º Rewards Points when you charge your income tax to the card | |
|
[For Priority Banking clients] Earn 360º Rewards Points on select financial products like mortgage loans, current and savings accounts, fixed deposits, and investments with min. $500 eligible spend per month |
|
| 360º Points earned with SCB Visa Infinite do not expire | |
| Exclusive access to Visa Infinite benefits like hotel and car rental discounts, regional golf discounts, and more | |
| Up to $1 million complimentary travel insurance coverage when you charge the full travel fare to the card | |
| Up to 6 complimentary Priority Pass airport lounges worldwide per year | |
| Flexibility to increase temporary credit limit for big-ticket and/or emergency expenses |
Comparison: SCB Visa Infinite vs Citi PremierMiles vs UOB PRVI Miles Visa Card
The Standard Chartered Visa Infinite Card is a powerhouse of a travel credit card, but how does it rank among other cards? We’ve gathered two other cards, the Citi PremierMiles Card and UOB PRVI Miles Card, to compare and contrast their strengths and weaknesses.
From this table, it’s evident that the Standard Chartered Visa Infinite Card is in a league of its own. Specifically tailored for high-net-worth miles chasers (given its lofty $150,000 minimum annual income), it offers the opportunity to maximise travel benefits with efficiency and ease. In contrast, both the Citi PremierMiles Card and UOB PRVI Miles Visa Card are more accessible and entry-level friendly ($30,000 minimum annual income), primarily focusing on earning miles through eligible local, overseas, and select OTA transactions.
Among these 3 cards, we appreciate that the SCB Visa Infinite Card boasts a broad array of methods to earn 360º Rewards Points limitlessly, without any risk of expiry. However, we do have to dock points for the $2,000 minimum monthly spend required to maximise its bonus miles earn rate. Despite this, this premium miles credit card goes above and beyond in delivering exceptional rewards through daily spending, overseas travels, and even income tax payments.
| Credit Card | SCB Visa Infinite Card | Citi PremierMiles Card | UOB PRVI Miles Visa Card |
|---|---|---|---|
| Retail interest rate | 27.9% p.a. EIR | 27.9% p.a. | 27.8% p.a. |
| Annual fee | $599.50 | $196.20 (First year waived) | $261.60 (First year waived) |
| Minimum annual income |
For Priority/Private Banking clients • $30,000 for Singaporeans/PRs • $60,000 for foreigners For all other customers • $150,000 |
• $30,000 for Singaporeans/PRs • $42,000 for foreigners |
• $30,000 for Singaporeans/PRs • $40,000 for foreigners |
| Miles and travel benefits |
• Earn 1.4 mpd on eligible local spend with min. $2,000/month • Earn 3 mpd on eligible overseas spend with min. $2,000/month • Up to 6 complimentary Priority Pass airport lounge visits/year • Up to $1M travel insurance coverage (full fare charged) • 360º Rewards Points do not expire • Visa Infinite hotel, golf, and car rental privileges • Earn 360º Rewards Points on income tax payments • Priority clients: Earn 360º Rewards on selected banking products with $500/month spend • Flexible temporary credit limit increase |
• Up to 10 Citi mpd via Kaligo and Agoda • 2.2 Citi mpd on eligible overseas spend • 1.2 Citi mpd on eligible local spend • No minimum spend or cap • 10,000 Citi Miles renewal bonus • 2 complimentary lounge visits/year • Up to $1M travel insurance coverage |
• Up to 8 mpd on online hotel/flight bookings via Agoda/Expedia • Earn 3 mpd on eligible overseas spend • Earn 1.4 mpd on eligible local spend • No minimum spend or miles cap • Up to 4 complimentary lounge visits/year • Up to $500,000 travel insurance (full fare charged) |
From this table, it’s evident that the Standard Chartered Visa Infinite Card is in a league of its own. Specifically tailored for high-net-worth miles chasers (given its lofty $150,000 minimum annual income), it offers the opportunity to maximise travel benefits with efficiency and ease. In contrast, both the Citi PremierMiles Card and UOB PRVI Miles Visa Card are more accessible and entry-level friendly ($30,000 minimum annual income), primarily focusing on earning miles through eligible local, overseas, and select OTA transactions.
Among these 3 cards, we appreciate that the SCB Visa Infinite Card boasts a broad array of methods to earn 360º Rewards Points limitlessly, without any risk of expiry. However, we do have to dock points for the $2,000 minimum monthly spend required to maximise its bonus miles earn rate. Despite this, this premium miles credit card goes above and beyond in delivering exceptional rewards through daily spending, overseas travels, and even income tax payments.
Discover More Credit Cards With Complimentary Travel Insurance
Standard Chartered Visa Infinite Card Requirements
| Singapore Citizens / PRs | Foreigners | |
|---|---|---|
| Age | Singapore Citizens / PRs21 and above | Foreigners21 and above |
| Minimum annual income | Singapore Citizens / PRs$30,000 for Priority/Private Banking $150,000 for all other customers | Foreigners$60,000 |
| Documents required | Singapore Citizens / PRsAny of the following: For self-employed and commission-based earners, refer to SCB’s official website. | Foreigners |
How to Apply for Standard Chartered Visa Infinite Card in Singapore?
Here are 3 simple steps to apply for the SCB Visa Infinite Card:
Step 1
Apply via MoneySmart's credit card page
Start your application by clicking on the “Apply Now” button on this page.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for Standard Chartered Bank to approve your credit card application. This list of documents include:
Refer above for more details.
Step 3
Receive your SCB Visa Infinite Card
Activate your SCB Visa Infinite Card instantly via the SC Mobile Singapore app under the "Help & Services" tab.
Navigate to “Credit Card Activation & PIN Set” > Select SCB Visa Infinite Card > Set new PIN for card > Enter OTP to registered number > Done!
Frequently Asked Questions About SCB Visa Infinite Card
Are there any fees if I apply for the Standard Chartered Visa Infinite Card?
- The SCB Visa Infinite Card charges an annual fee of $599.50. Unfortunately, no annual fee waiver is available, plus there are other fees like cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
When will I receive my 360º Rewards Points for my Standard Chartered Visa Infinite Card?
- The 360º Rewards Points earned on your eligible retail spend will be credited to your card account every month.
Am I eligible for the Standard Chartered Visa Infinite Card?
- While the SCB Visa Infinite Card is more accessible for Priority and Private Banking clients, higher-net-worth individuals earning at least $150,000 annually are eligible too.
If I’m late for my monthly Standard Chartered Visa Infinite Card bill payment, how much do I have to pay?
- A $100 late payment fee will be imposed.