S$1 = 10X Points

Overseas Spending Rewards

^S$0

Min. Spend per month

3.50%

Foreign Transaction Fee

All Details

• Key Features

  • 10X Rewards Points per S$1 spent in foreign currency, including online spends

  • 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions

  • 1X Rewards Points per S$1 on all other spends

  • 2 years annual fee waiver, no minimum spend required

  • Rewards Points capped at 20,000 points per year

Online Shopping

Very Good

• 10X Rewards Points per S$1 spent in foreign currency, including online spends

• 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions

• 1X Rewards Points per S$1 on all other spends

• Rewards Points capped at 20,000 points per year

0% Instalment

Very Good

• Standard Chartered EasyPay (0% instalment plan for up to 12 months)

• Minimum transaction of S$500 required to convert into 0% IPP

• A one time service fee of 5% will be charged on the transaction amount

• A one time cancellation fee of S$150 is applicable for early repayment or termination of the card

Rewards

Very Good

• 10X Rewards Points per S$1 spent in foreign currency, including online spends

• 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions

• 1X Rewards Points per S$1 on all other spends

• Rewards Points capped at 20,000 points per year

Overseas Spending

Very Good

• 10X Points for every S$1 spent in foreign currency, including online spends

• 1 Point = 0.29 Miles

• No minimum spend required, Rewards Point capped at 20,000 points per year

• Complimentary travel medical insurance of up to S$500,000

• 3.5% foreign currency transaction fee

Dining

Very Good

• 10X Rewards Points per S$1 spent in foreign currency, including online spends

• 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions

• 1X Rewards Points per S$1 on all other spends

• Rewards Points capped at 20,000 points per year

Annual Interest Rate and Fees

Annual Principal Fee	S$192.60
Supplementary Annual Fee	N/A
Fee Waiver	Available
Annual Interest Rate	26.90%
Late Payment Fees	S$80
Minimum Monthly Repayment	1% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.50%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6%
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay

Rewards Redemption Documents

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Check Validity

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