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Earn up to 3 Miles per S$1 spend
Earn up to 3 Miles per S$1 spend
KrisFlyer UOB Credit Card
The KrisFlyer UOB Credit Card accelerates your miles earning, especially if you frequently fly Singapore Airlines or Scoot. Unlock 3 miles per S$1 spend on dining, food delivery, online shopping, online travel and transport spend, with min. $1,000 annual spend on Singapore Airlines, Scoot and KrisShop. This makes it ideal for everyday spending, not just flights. While the base earn rate is 1.2 miles per S$1, the boosted rates offer substantial value, if you maximize bonus categories.
Card Details
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Pros & Cons Of KrisFlyer UOB Credit Card
Pros
- 3 KrisFlyer miles for every S$1 spent on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases
- From 1 June 2025, 2.4 KrisFlyer miles per S$1 spent on dining, food delivery, online shopping, online travel and transport
- 1.2 KrisFlyer miles per S$1 spend on all other spend
- Additional 5 to 6 KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Account
- No conversion fees unlike other miles cards like the UOB PRVI Card
- Annual fee waiver available (first year)
- 10,000 KrisFlyer miles with payment of annual renewal fee
- Exclusive discounts on ChangiWiFi, Grab rides to and from the airport, KrisShop rebates
- Complimentary travel insurance
- KrisShopper Complimentary Tier Upgrade
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC TravelOne and American Express Singapore Airlines Business Credit Card
- Min. spend of S$800 per year on Singapore Airlines, Scoot and KrisShop to qualify for 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping, online travel and transport
Compare KrisFlyer UOB Credit Card vs. HSBC Visa Infinite Card vs. Standard Chartered Journey Card
In this comparison with other popular air miles credit cards like the HSBC Visa Infinite Card and Standard Chartered Journey Card, the KrisFlyer UOB Credit Card offers the lowest minimum interest rate chargeable (as of April 2024).
When it comes to annual fee, the KrisFlyer UOB Credit Card charges a lower fee than the HSBC Visa Infinite Card, but the Standard Chartered Journey Card gives the most savings on this every year as it doesn’t charge any annual fees.
As for air miles benefits, the KrisFlyer UOB Card gives you 3 KrisFlyer miles per S$1 spent on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases. From 1 June 2025, 2.4 KrisFlyer miles per S$1 spent on dining, food delivery, online shopping, online travel and transport instead of 3 KrisFlyer miles.
Another great thing about the KrisFlyer UOB Card is that it has one of the lowest barriers of entry in terms of the minimum income requirement for both Singaporeans/PR and foreigners as compared to the HSBC Visa Infinite Credit Card and Standard Chartered Journey Card.
When it comes to annual fee, the KrisFlyer UOB Credit Card charges a lower fee than the HSBC Visa Infinite Card, but the Standard Chartered Journey Card gives the most savings on this every year as it doesn’t charge any annual fees.
As for air miles benefits, the KrisFlyer UOB Card gives you 3 KrisFlyer miles per S$1 spent on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases. From 1 June 2025, 2.4 KrisFlyer miles per S$1 spent on dining, food delivery, online shopping, online travel and transport instead of 3 KrisFlyer miles.
Another great thing about the KrisFlyer UOB Card is that it has one of the lowest barriers of entry in terms of the minimum income requirement for both Singaporeans/PR and foreigners as compared to the HSBC Visa Infinite Credit Card and Standard Chartered Journey Card.
Find Out More About The KrisFlyer UOB Credit Card In Our Blog Review!
| KrisFlyer UOB Credit Card | HSBC Visa Infinite Credit Card | SCB Journey Card |
|---|---|---|
| KrisFlyer UOB Credit CardInterest rate: From 27.80% | HSBC Visa Infinite Credit CardInterest rate: From 26.90% | SCB Journey CardInterest rate: From 27.90% |
| KrisFlyer UOB Credit CardAnnual fee: $196.20 (first year waiver available) | HSBC Visa Infinite Credit CardAnnual fee: $662.15 (no waiver available) | SCB Journey CardAnnual fee: None |
KrisFlyer UOB Credit CardMinimum annual income:
| HSBC Visa Infinite Credit CardMinimum annual income: $120,000 for Singaporeans and PRs, and foreigners | SCB Journey CardMinimum annual income:
|
KrisFlyer UOB Credit CardAir miles benefits:
| HSBC Visa Infinite Credit CardAir miles benefits:
| SCB Journey CardAir miles benefits:
|
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KrisFlyer UOB Credit Card Application
Here are 3 simple steps to apply for the KrisFlyer UOB Credit Card
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our KrisFlyer UOB Credit Card application link.
When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step 3
Receive your KrisFlyer UOB Credit Card
You’ll be able to activate your KrisFlyer UOB Credit Card card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Frequently Asked Questions About KrisFlyer UOB Credit Card
Are there any fees if I apply for the KrisFlyer UOB Credit Card?
- KrisFlyer UOB Credit Card charges an initial annual fee of $196.20 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the KrisFlyer UOB Credit Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the KrisFlyer UOB Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).