HSBC Revolution Credit Card

HSBC Revolution Credit Card

HSBC Revolution Credit Card

HSBC Revolution Credit Card

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Earn up to 4 miles per S$1 | Instant Activation*
The HSBC Revolution card is excellent for online shoppers and diners seeking fuss-free rewards. For a limited time, earn 10X points (4 miles or 2.5% cashback) on eligible online and contactless spend. This makes it ideal for young adults and homeowners with consistent online spending. Monthly points cap has been increased to 13,500 till 31 October; moderate spenders will benefit most. While there's no annual fee, remember that points expire after 37 months, so redeem regularly.
S$1 = 10X Points
on Online & Contactless Spend on Travel, Shopping & Dining
S$1 = 1X Point
on All Other Spend
Earn 4 Miles
for every 10 Points

Quick Facts

Get the maximum value by

Using this card for any big purchases for bonus 10X Points

Good for

Individuals who prefer flexibility to redeem Reward points to categories such as miles, cashback & more

Categories to maximise this card

Online and Contactless Spend on Dining, Shopping & selected Travel purchases for a limited time only.

What people use it for

Paying for dining, booking your travels and shopping

Get if

You consistently spend around S$1,500 per month on shopping, dining and travel, and enjoy the flexibility to get cashback or miles

All Details

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HSBC Revolution Credit Card Benefits 2025

HSBC is one of the world's largest banking and financial service organisations, offering a wide range of services including Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets.

When it comes to lifestyle rewards credit cards, the HSBC Revolution Credit Card is a great, fuss-free card for everyday expenditures. As one of HSBC's most well-known rewards points credit cards, it's designed for those who enjoy dining, shopping, and entertainment. Curious to learn more? Keep reading to find out if this card is suitable for you.

Customer Reviews on MoneySmart Credit Card Applications

⭐⭐⭐⭐⭐

Review by TJ. Hoo

"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications. "

As seen on Google

⭐⭐⭐⭐⭐

Review by D. Ng

"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."


As seen on Google

⭐⭐⭐⭐⭐

Review by A. Koh

"Great experience by signing up credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up another credit card as currently reviewing own financial expenses. Good job, Guys!"

As seen on Google

Pros & Cons Of HSBC Revolution Credit Card

Pros ✅

  • *For limited time now till 31 Oct 2025, customers can earn 10X reward points on contactless and they can earn a higher monthly cap of 13,500 bonus points
  • 10X reward points (equivalent to 4 air miles or 2.5% cashback) per $1 spend on select online categories such as retail shopping, dining, transport, club memberships, plus newly-reinstated travel-related and contactless transactions*
  • No minimum spend required
  • Up to 16% off petrol at Caltex or 14% off petrol at Shell
  • Slightly lower interest on purchases at 27.8% p.a
  • No annual fee
  • Flexibility to convert reward points to cashback or air miles
  • Complimentary access to ENTERTAINER with HSBC app, to enjoy 1-for-1 dining deals and more


Cons ❌

  • *The higher monthly cap of 13,500 Bonus Points is only valid from now till 31 Oct 2025
  • HSBC reward points awarded are valid for 37 months

Ready to Revolutionise Your Spending?

The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC reward points and convert them into seamless cashback or air miles!

Read Card Review

Comparison: HSBC Revolution Card vs Citi Rewards Card vs DBS Woman’s World Card

Although the HSBC Revolution Credit Card has undergone significant changes this year, it remains a reliable choice loved by rewards enthusiasts and miles chasers – especially when pitted against similar cards like the Citi Rewards Card and DBS Woman’s World Card.

In particular, its “10X rewards points (equivalent to 4 air miles or 2.5% cashback) for every S$1 spent” rewards mechanics encompasses a broad range of eligible online categories like travel, retail, dining, ride-hailing services, and even club memberships. Plus, if you’re a driver, you’ll benefit from its respective fuel savings at Caltex and Shell stations.

While the HSBC Revolution Credit Card primarily earns HSBC reward points, it’s largely regarded as a reliable miles credit card ideal for travel bookings and other overseas expenditure.

HSBC Revolution Card

Interest rate: 27.8%

Annual fee: None

Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners

    • Card benefits:
  • [For a limited time only] Earn a higher monthly cap of 13,500 Bonus Points* on eligible spend categories
  • 10X rewards points (4 air miles or 2.5% cashback) per S$1 eligible online spend
  • Up to 16% fuel savings at Caltex or 14% off at Shell
  • Complimentary access to ENTERTAINER with HSBC app, to enjoy 1-for-1 dining deals and more
  • HSBC Reward points awarded are valid for 37 months from the date of earning
  • No minimum spend requirement
  • Up to S$1 million complimentary travel insurance coverage
    • Citi Rewards Card

    Interest rate: 27.9% p.a.

    Annual fee: $196.20 (First year waived)

    Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $42,000 for foreigners

    • Card benefits:
  • 10X Citi ThankYou Points (4 air miles) per S$1 spent on shopping, online groceries, online food delivery, and ride-hailing apps (excludes travel-related and mobile wallet transactions)
  • 1X reward point per $1 spend on all other categories
  • Flexibility to earn and accumulate Citi Miles, Citi ThankYou PointsSM or get cashback benefits for payment of your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more
  • Up to 16% fuel savings + extra 17% discount on Techron®️fuels (via CaltexGO app) at Caltex
  • Capped at 9,000 bonus reward points per statement month
  • Up to S$1 million complimentary travel insurance coverage
    • DBS Woman's World Card

    Interest rate: 27.8%

    Annual fee: $196.20 (First year waived)

    Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $45,000 for foreigners

    • Card benefits:
  • Up to 10X DBS Points (4 air miles) per S$1 eligible online spend
  • Up to 3X DBS Points (1.2 air miles) per S$1 overseas spend
  • 1X DBS Point per S$1 on all other spend
  • Complimentary e-Commerce protection
  • Flexibility to redeem DBS Points for cash rebate, air miles, and retail vouchers
  • Access to exclusive travel booking promotions (with up to S$100,000 free travel insurance coverage) on DBS Travel Marketplace

    • However, do note that from 1 Jan 2025, travel-related transactions will no longer earn 10X reward points.

    Ready to be a Miles Chaser?

    Discover other miles credit cards here and unlock more privileges!

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    HSBC Revolution Credit Card Requirements

    Singapore Citizens / PRsForeigners / Expats
    Age21 and above21 and above
    IncomeS$30,000S$40,000
    Documents requiredFor salaried employees:
  • Proof of billing address
  • A copy of NRIC/passport
  • Latest 3 months’ computerised payslip
  • Tax Notice of Assessment and CPF statements


    • For self-employed:
  • Proof of billing address
  • Either Income Tax Notice of Assessment and CPF statement, or
  • Latest 1 year Notice of Assessment
    		• For salaried employees:
  • Proof of billing address
  • Passport
  • Employment Pass / S Pass
  • Latest 3 months’ computerised payslips
  • Latest 3 months’ bank statements with salary credit proof (for S Pass holders)


    • For self-employed/commission earners:
  • Proof of billing address
  • Either Notice of Assessment via Myinfo, or
  • Latest 1 year’ Notice of Assessment
  • Latest 3 months’ bank statements with salary credit proof (for S Pass holders)

    • How to apply for HSBC Revolution Credit Card in Singapore?

    Here are 3 simple steps to apply for the HSBC Revolution Card:

    Step 1

    Apply via MoneySmart

    Start your application by clicking the “Apply Now” button via MoneySmart.

    Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.

    Once successfully submitted, the approval-in-principle page should appear within a few minutes.

    Step 2

    Provide all documentation required

    You’ll need to provide all the necessary documentation for HSBC to approve your card application.

    This list of documents include:
  • NRIC or other identification details
  • Latest computerised payslip
  • CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

    • For more specific details, refer to the above section.
    Step 3

    Receive your HSBC Revolution Card

    Activate your HSBC Revolution Card instantly via the HSBC Singapore app.

    Select the HSBC Revolution credit card account > “View more” > “Manage cards”.

    Once activated, you can start tracking your miles and rewards with your expenses.

    Frequently Asked Questions About HSBC Revolution Credit Card

    Are there any fees if I apply for the HSBC Revolution Card?

    No. The HSBC Revolution Card does not charge any annual fees, but does charge other fees including cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee, whenever necessary.

    Am I eligible for the HSBC Revolution Card?

    Yes. If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, aged 21+, and earn a minimum annual income of $30,000 (Singaporeans/PRs) or $40,000 (Foreigners), you’re eligible to apply for the HSBC Revolution Card.

    If I’m late for my monthly HSBC Revolution Card bill payment, how much do I have to pay?

    Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.

    How to redeem HSBC credit card points?

    HSBC reward points can be redeemed via the HSBC Singapore app. Get instant reward redemption for most of the hotel points and miles via the app!

    Is the HSBC Revolution Credit Card a good choice for online shopping on Shopee?

    Yes. The HSBC Revolution Card is great for earning miles on online shopping platforms like Shopee.

    Shopee is classified under MCC 5262 (Marketplace), making it an eligible merchant earning 10X reward points (4 miles per dollar) for HSBC Revolution cardholders.

    Do HSBC reward points expire?

    Yes. HSBC reward points expire 37 months from the date of acquiring said points. For example, points earned on 1 Jan 2024 will expire on 1 Feb 2027.