Earn Points for Everyday Spending
A decent earn rate of 4 miles per dollar for almost all day-to-day spending, including online shopping, online travel bookings, food delivery, ride hailing, online movie/concert tickets, and offline dining and entertainment. Capped at 10,000 Reward points per calendar month on eligible purchases.
2 years
Annual fee waiver
S$160.5
Annual Fee
25.90%
Annual Interest Rate
MoneySmart Exclusive
Get $150 Grab Vouchers from MoneySmart when you sign up and get approved! Additionally, get either $150 cashback or luggage from HSBC with a min spend of $800! For new-to-card holders only. Fill in the redemption form to redeem! T&Cs apply.

Valid till 14 Aug 2020

  • Promo is valid from 1 - 14 Aug 2020
  • Applicable to new-to-bank cardholders only
  • For Grab Vouchers: Apply and approved only
  • For $150 cashback or luggage: Apply, approved and spend $800 within a month of approval
  • Applicants must complete the MoneySmart Redemption Form by 14th Aug 2020 23:59 SGT
  • Refer to Rewards Redemption Documents section below for promo T&Cs and claim form

Quick Facts

Get the maximum value by

Using this card on all your daily spending. Paying for group dining (since there is no cap)

Good for

People who prefer to stick to just one card and don't want to think about their credit card strategy

Categories to maximise this card

Local dining. Entertainment, Online shopping, Online travel, Recurring bill

What people use it for

Shopping online, going out for dining and entertainment

Get if

You just want one hassle-free credit card for all your day-to-day lifestyle and online spending

All Details

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