HSBC Revolution Credit Card

HSBC Revolution Credit Card

HSBC Revolution Credit Card

HSBC Revolution Credit Card

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Earn up to 4 miles per S$1 | Instant Activation*
HSBC Revolution Card is a rewards credit card that allows you to earn 10X Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. Benefits include no annual fees, attractive online rewards redemption catalogue, travel insurance, and more. It’s one of the best air miles, groceries, dining, and online shopping credit cards in Singapore.
S$1 = 10X Points
on Online Spend on Travel, Shopping & Dining
S$1 = 1X Point
on All Other Spend
Earn 4 Miles
for every 10 Points
MoneySmart Exclusive

[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
 
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.

Valid until 24 Jan 2025 - See more details below

Are you eligible?

    • Promotion is valid from 20-January-2025 to 24-January-2025

    • MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only

    • Customers need to apply through MoneySmart to be eligible

    • For HSBC TravelOne Card the first-year annual fee of S$196.20 (incl. GST) must be paid to be eligible for the promotion.

    • Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

    • Spend a min. of S$800 in Qualifying Transactions from Card Account Opening Date to the end of the following calendar month.

    • Log into your MoneySmart account and submit your claim by 24th February 2025

What you need to know

  1. FLASH DEAL: Get an additional S$88 CASH BONUS via PayNow on top of your baseline gift, when you meet the spend criteria, and are the first 10 customers to submit the claim form at 2pm or 9pm daily!

  2. Get FREE 3 month of Circles.Life 150GB 4G plan (worth S$45) and 1TB of 5G Local Data with no expiry* (worth S$20)

  3. The Circles.Life Plan expires after the third month and the bill reverts to S$15. For any plan cancellation requests kindly contact Circles Life at +65 8808 6868 from Monday - Sunday, 9am - 6pm to submit your termination request.

  4. Use 5,000 SmartPoints to redeem any product from our Rewards Store such as:
    - Apple iPad (10th Gen) | Top up $114 more only
    - Apple iPad (9th Gen) | Top up $10 more only
    - Sony WH-1000XM5 Headphones | Redeem in full
    - Hinomi H1 Pro Ergonomic Chair | Redeem in full
    - S$350 GrabGifts Vouchers | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  5. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  6. HSBC Live Your Adventure: Get 1 Spin when you apply for an eligible HSBC Credit Card and make a min. of 10 transactions in 30 days

  7. HSBC Live Your Adventure: Earn an additional Spin when you on your first S$1,800 spend

  8. HSBC Live Your Adventure: Get S$200 GrabGifts Vouchers when you spend more than S$5,000

  9. Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (31 January 2025). 

  10. MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.

  11. *Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Using this card for any big purchases for bonus 10X Points

Good for

Young adults; homeowners; individuals who prefer a fuss-free, no annual fee, no spend limit credit card with straightforward bonus points categories

Categories to maximise this card

Online Spend on Dining, Shopping & selected Travel purchases

What people use it for

Paying for dining, booking your travels and shopping

Get if

You consistently spend around S$1,000 per month on food and online shopping and enjoy tracking and redeeming rewards points

All Details

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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Apply Now

✈️ It's Time to Live Your Best Life! 😎

Enjoy a 1x Sure-Win Spin* with more than 30,000 gifts up for grabs! Stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, $200 Grab gifts vouchers, cashback and other exciting prizes.

From 13 January to 13 April 2025, apply for any HSBC credit card with us on MoneySmart and make 10 qualifying transactions (no min. spend required)** and enjoy 1x spin per transaction! Each spin guarantees you a prize, bringing you closer to winning your way through 2025 ⭐🎁

Not to mention, these rewards are STACKABLE with our MoneySmart-exclusive offers, so that's truly DOUBLE the prizes! So what're you waiting for, it's time to apply, spend, and SPIN! THAT! WHEEL!

*Each qualified customer is entitled to a maximum of 3 spins only.
**Within 30 days of card account opening.

HSBC Revolution Credit Card Benefits 2025

HSBC is one of the world's largest banking and financial service organisations, offering a wide range of services including Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets.

When it comes to lifestyle rewards credit cards, the HSBC Revolution Credit Card is a great, fuss-free card for everyday expenditures. As one of HSBC's most well-known rewards points credit cards, it's designed for those who enjoy dining, shopping, and entertainment. Curious to learn more? Keep reading to find out if this card is suitable for you.

Customer Reviews on MoneySmart Credit Card Applications

⭐⭐⭐⭐⭐

Review by TJ. Hoo

"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications. "

As seen on Google

⭐⭐⭐⭐⭐

Review by D. Ng

"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."


As seen on Google

⭐⭐⭐⭐⭐

Review by A. Koh

"Great experience by signing up credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up another credit card as currently reviewing own financial expenses. Good job, Guys!"

As seen on Google

Pros & Cons Of HSBC Revolution Credit Card

Pros ✅

  • 10X reward points (equivalent to 4 air miles or 2.5% cashback) per $1 spend on select online categories such as travel*, retail shopping, dining, transport, and club memberships
  • 1X reward points per $1 spend on eligible contactless transactions and other payments
  • No minimum spend required
  • Up to 16% off petrol at Caltex or 14% off petrol at Shell
  • Slightly lower interest on purchases at 27.8% p.a
  • No annual fee
  • Flexibility to convert reward points to cashback or air miles
  • Complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
  • Up to S$1 million complimentary travel insurance when you charge your full travel fare to card


*Reverts to base 1X reward points (0.4 miles per dollar) from 1 Jan 2025

Cons ❌

  • Total cap of 10,000 reward points per calendar month on eligible purchases; bonus reward points subject to 9,000 point cap
  • HSBC reward points awarded are valid for 37 months
  • Contactless transactions no longer earn 9X bonus reward points, only 1X base reward points

Ready to Revolutionise Your Spending?

The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC reward points and convert them into seamless cashback or air miles!

Read Card Review

Comparison: HSBC Revolution Card vs Citi Rewards Card vs DBS Woman’s World Card

Although the HSBC Revolution Credit Card has undergone significant changes this year, it remains a reliable choice loved by rewards enthusiasts and miles chasers – especially when pitted against similar cards like the Citi Rewards Card and DBS Woman’s World Card.

In particular, its “10X rewards points (equivalent to 4 air miles or 2.5% cashback) for every S$1 spent” rewards mechanics encompasses a broad range of eligible online categories like travel, retail, dining, ride-hailing services, and even club memberships. Plus, if you’re a driver, you’ll benefit from its respective fuel savings at Caltex and Shell stations.

While the HSBC Revolution Credit Card primarily earns HSBC reward points, it’s largely regarded as a reliable miles credit card ideal for travel bookings and other overseas expenditure.

HSBC Revolution Card

Interest rate: 27.8%

Annual fee: None

Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners

    • Card benefits:
  • 10X rewards points (4 air miles or 2.5% cashback) per S$1 eligible online spend
  • 1X reward point per S$1 spend on all other eligible spend and contactless payments
  • Up to 16% fuel savings at Caltex or 14% off at Shell
  • Complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
  • Cap of 10,000 reward points (9,000 bonus points + 1,000 base points) per calendar month on eligible purchases
  • HSBC Reward points awarded are valid for 37 months from the date of earning
  • No minimum spend requirement
  • Up to S$1 million complimentary travel insurance coverage

    • Citi Rewards Card

    Interest rate: 27.9% p.a.

    Annual fee: $196.20 (First year waived)

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $42,000 for foreigners

    • Card benefits:
  • 10X Citi ThankYou Points (4 air miles) per S$1 spent on shopping, online groceries, online food delivery, and ride-hailing apps (excludes travel-related and mobile wallet transactions)
  • 1X reward point per $1 spend on all other categories
  • Flexibility to earn and accumulate Citi Miles, Citi ThankYou PointsSM or get cashback benefits for payment of your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more
  • Up to 16% fuel savings + extra 17% discount on Techron®️fuels (via CaltexGO app) at Caltex
  • Capped at 9,000 bonus reward points per statement month
  • Up to S$1 million complimentary travel insurance coverage

    • DBS Woman's World Card

    Interest rate: 27.8%

    Annual fee: $196.20 (First year waived)

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $45,000 for foreigners

    • Card benefits:
  • Up to 10X DBS Points (4 air miles) per S$1 eligible online spend
  • Up to 3X DBS Points (1.2 air miles) per S$1 overseas spend
  • 1X DBS Point per S$1 on all other spend
  • Complimentary e-Commerce protection
  • Flexibility to redeem DBS Points for cash rebate, air miles, and retail vouchers
  • Access to exclusive travel booking promotions (with up to S$100,000 free travel insurance coverage) on DBS Travel Marketplace

    • However, do note that from 1 Jan 2025, travel-related transactions will no longer earn 10X reward points.

    Ready to be a Miles Chaser?

    Discover other miles credit cards here and unlock more privileges!

    Discover Miles Cards

    HSBC Revolution Credit Card Requirements

    Singapore Citizens / PRsForeigners / Expats
    Age21 and above21 and above
    IncomeS$30,000S$40,000
    Documents requiredFor salaried employees:
  • Proof of billing address
  • A copy of NRIC/passport
  • Latest 3 months’ computerised payslip
  • Tax Notice of Assessment and CPF statements


    • For self-employed:
  • Proof of billing address
  • Either Income Tax Notice of Assessment and CPF statement, or
  • Latest 1 year Notice of Assessment
    		• For salaried employees:
  • Proof of billing address
  • Passport
  • Employment Pass / S Pass
  • Latest 3 months’ computerised payslips
  • Latest 3 months’ bank statements with salary credit proof (for S Pass holders)


    • For self-employed/commission earners:
  • Proof of billing address
  • Either Notice of Assessment via Myinfo, or
  • Latest 1 year’ Notice of Assessment
  • Latest 3 months’ bank statements with salary credit proof (for S Pass holders)

    • How to apply for HSBC Revolution Credit Card in Singapore?

    Here are 3 simple steps to apply for the HSBC Revolution Card:

    Step 1

    Apply via MoneySmart

    Start your application by clicking the “Apply Now” button via MoneySmart.

    Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.

    Once successfully submitted, the approval-in-principle page should appear within a few minutes.

    Step 2

    Provide all documentation required

    You’ll need to provide all the necessary documentation for HSBC to approve your card application.

    This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

    • For more specific details, refer to the above section.

    Step 3

    Receive your HSBC Revolution Card

    Activate your HSBC Revolution Card instantly via the HSBC Singapore app.

    Select the HSBC Revolution credit card account > “View more” > “Manage cards”.

    Once activated, you can start tracking your miles and rewards with your expenses.

    Frequently Asked Questions About HSBC Revolution Credit Card

    Are there any fees if I apply for the HSBC Revolution Card?

    No. The HSBC Revolution Card does not charge any annual fees, but does charge other fees including cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee, whenever necessary.

    Am I eligible for the HSBC Revolution Card?

    Yes. If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, aged 21+, and earn a minimum annual income of $30,000 (Singaporeans/PRs) or $40,000 (Foreigners), you’re eligible to apply for the HSBC Revolution Card.

    If I’m late for my monthly HSBC Revolution Card bill payment, how much do I have to pay?

    Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.

    How to redeem HSBC credit card points?

    HSBC reward points can be redeemed via the HSBC Singapore app. Its Pay with Points programme allows you to convert your points for statement credits.

    How to convert HSBC rewards points to miles?

    Enrol under HSBC’s Mileage Programme to start redeem air miles from a range of frequent flyer programmes such as Asia Miles and KrisFlyer.

    You can pool points across HSBC credit cards before redeeming them at a minimum block of 25,000 HSBC reward points for 10,000 miles.

    Conversion fees are also waived till 31 Jan 2025, thereafter S$43.20 membership fee might apply.

    Is the HSBC Revolution Credit Card a good choice for online shopping on Shopee?

    Yes. The HSBC Revolution Card is great for earning miles on online shopping platforms like Shopee.

    Shopee is classified under MCC 5262 (Marketplace), making it an eligible merchant earning 10X reward points (4 miles per dollar) for HSBC Revolution cardholders.

    Do HSBC reward points expire?

    Yes. HSBC reward points expire 37 months from the date of acquiring said points. For example, points earned on 1 Jan 2024 will expire on 1 Feb 2027.