MoneySmart Exclusive
Earn up to 8 miles per S$1 | Instant Activation*
Earn up to 8 miles per S$1 | Instant Activation*
HSBC Revolution Credit Card
The HSBC Revolution card is excellent for online and contactless shoppers seeking fuss-free rewards. Earn up to 20x Reward points (equivalent to up to 8 miles) per dollar on your contactless and online spending when you pair your HSBC Revolution Credit Card with the HSBC Everyday Global Account. This makes it ideal for individuals who prefers higher rewards on key spending. Unlock higher monthly cap of 22,800 Bonus Points when you maintain the required ADB in your EGA SGD Account. While there's no annual fee, remember that points expire after 37 months, so redeem regularly.
Apply now and redeem any of these:
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MoneySmart Exclusive
Guaranteed S$420 Cash via PayNow
Guaranteed S$420 Cash via PayNow
FREE with SmartPoints
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
6140 SmartPoints
worth S$499
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
6140 SmartPoints
worth S$499
FREE with SmartPoints
Shopee Voucher $450
6075 SmartPoints
worth S$450
Shopee Voucher $450
6075 SmartPoints
worth S$450
Only $86 with SmartPoints
Apple Watch Series 11, 42mm (GPS, Jet Black Aluminium Case with Black Sport Band)
6995 SmartPoints
worth S$599
Apple Watch Series 11, 42mm (GPS, Jet Black Aluminium Case with Black Sport Band)
6995 SmartPoints
worth S$599
FREE with SmartPoints
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
FREE with SmartPoints
Apple AirPods Pro 3
3900 SmartPoints
worth S$349
Apple AirPods Pro 3
3900 SmartPoints
worth S$349
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View more rewards
MoneySmart Exclusive
Get S$420 UPSIZED Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.
Valid till 09 Jun 2026
ARE YOU ELIGIBLE?
MoneySmart Exclusive Promotion is valid from 05-June 2026 to 09-June-2026
MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only
Customers need to apply through MoneySmart to be eligible
Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application
Spend a min. of S$500 in Qualifying Transactions from Card Account Opening Date to the end of the following calendar month.
Log into your MoneySmart account and submit your claim by 9th July 2026
WHAT YOU NEED TO KNOW
[MoneySmart Baseline Gift]
Choose between S$420 UPSIZED Cash via PayNow OR 6,140 SmartPoints when you meet the criteria above.[MoneySmart S$15,000 Getaway Lucky Draw]
Grab an extra gift! Stand a chance to win a S$15,000 Dream Holiday to your desired destination when you apply and meet the spend criteria! T&Cs apply.Use 6,140 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (30 June 2026)
MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.
*Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.
A new income criteria for HSBC Credit Card and Loan will take effect from 1 October 2025. Learn more
Card Details
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Customer Reviews on MoneySmart Credit Card Applications
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Review by Amos Kuek Qi Xiang
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HSBC Revolution Card Promotions: Eligibility, Rewards & Steps to Redeem
The HSBC Revolution Credit Card remains one of Singapore’s most popular lifestyle rewards cards—perfect for everyday spending on dining, shopping, travel, and entertainment. With MoneySmart’s 2026 sign-up promos, you can go beyond the usual perks. Earn bonus points on eligible categories, unlock higher monthly caps, and get access to exclusive gifts and prizes available only during our promotion period.
Check your eligibility, follow the simple steps to claim your rewards, and learn how to make the most of the HSBC Revolution Card for your lifestyle. For more deals across banks, explore our full credit card promotions guide.
| Credit Card | Card highlights | Promotion | Valid until |
|---|---|---|---|
| HSBC Revolution Credit Card |
| Spend S$500 from the Card Account Opening Date to the end of the following calendar month to receive S$420 cash or 6,140 SmartPoints (valued up to S$499 in gifts). Additionally, you could win a S$15,000 Dream Holiday to your destination of choice. | 5 Jun 2026 till 9 Jun 2026 |
HSBC Revolution Card at a Glance (2026 Edition)
Here’s a quick overview of the HSBC Revolution Card for 2026. This handy summary covers bonus rewards, categories, wallet compatibility, and fees, allowing you to compare travel credit cards or spot online shopping perks to get more bang for your buck in Singapore.
⭐️ Bonus rewards: Earn up to 20X Reward Points (equivalent to 8 miles per dollar) on select spend categories, when you pair HSBC Revolution Card + HSBC Everyday Global Account (with min. ADB of $50,000). Otherwise, earn (newly-permanent) standard bonus rate up to 10X Reward Points (4 miles per dollar or 2.5% cashback).
Eligible categories: Online spend on dining, shopping, ride-hailing, entertainment, and travel, plus contactless transactions made via mobile wallets (Apple Pay, Google Pay, Samsung Pay, etc.).
⭐️ Monthly cap: 22,800 cap ($1,500 spend) on bonus points for 20X earn rate; 9,000 cap ($1,000 spend) on bonus points for 10X earn rate; no cap on base points.
Annual fees: None. Supplementary card annual fees also waived.
Minimum annual income: $65,000 for new applicants (effective from 1 Oct 2025). Applicants with an HSBC Total Relationship Balance of at least $50,000 may qualify at $30,000 (salaried) / $40,000 (self-employed).
Accepted wallets: Easily add your card to Apple Pay, Samsung Pay, or Google Pay for digital wallet convenience.
Annual percentage rate (APR): The prevailing annual interest rate is 27.8% for outstanding balances, with a 20-day interest-free period.
Note: APR refers to the yearly interest you’ll pay if you carry a balance.
MCC exclusions: Rewards don’t apply to insurance, government, or top-up payments.
Disclaimer: Information updated as of 9 April 2026, all figures and details are subject to change by HSBC without prior notice.
📣 NEW ENHANCED CARD BENEFITS
Note: APR refers to the yearly interest you’ll pay if you carry a balance.
Pros & Cons Of HSBC Revolution Credit Card
Thinking about the HSBC Revolution Credit Card? Favoured for its convenience through digital wallets and select online spend, discover HSBC Revolution’s key features to see if this card fits your spending and payment habits.
Pros ✅
- Up to 20X Reward Points (equivalent to 8 miles per dollar) when you pair HSBC Revolution Card + HSBC Everyday Global Account when spending on select online categories such as retail shopping, dining, transport, club memberships, plus newly-reinstated travel-related and contactless transactions*
- Up to 10X reward points (4 air miles or 2.5% cashback) per $1 spend on same select categories
- No minimum spend required
- Up to 16% off petrol at Caltex or 14% off petrol at Shell
- Slightly lower interest on purchases at 27.8% p.a
- No annual fee
- Flexibility to convert reward points to cashback or air miles
- Complimentary access to ENTERTAINER with HSBC app, to enjoy 1-for-1 dining deals and more
- Seamlessly compatible with major wallets like Apple Pay, Samsung Pay, and Google Pay
Cons ❌
- HSBC reward points awarded are valid for 37 months
- MCC exclusions on bonus points include certain spend like insurance, government payments, and e-wallet top-ups. Always refer to T&Cs for eligible MCCs.
- New minimum annual income requirement of $65,000 for new applicants (effective from 1 Oct 2025).
Previously $30,000 for Singaporeans/PRs. Still $60,000 for foreigners.
Ready to Revolutionise Your Spending?
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC reward points and convert them into seamless cashback or air miles!
HSBC Revolution Guide: Maximising 20X Reward Points
Want to maximise your HSBC Revolution Card’s bonus 20X rewards (8 miles per dollar)? Simply open an HSBC Everyday Global Account (EGA) (with min. ADB of $50,000), make eligible online and mobile contactless purchases with your HSBC Revolution Card, and track your monthly bonus cap to maximise rewards. You can now, permanently, earn miles effortlessly on online and contactless payments made via Apple Pay, Google Pay, or Samsung Pay.
If you choose not to open an EGA, fret not, your HSBC Revolution will still earn you up to 10X Rewards Points (equivalent to 4 miles per dollar or 2.5% cashback) on eligible categories, regardless.
However, beware before making any major purchase, always check the Merchant Category Code (MCC) to confirm eligibility. By mapping out your monthly expenses and avoiding excluded categories, you’ll get the most value from every dollar spent.
💡Pro tip: Align larger purchases near your monthly reset date, consolidate eligible spending to hit the 10X cap efficiently, and use another card for non-eligible transactions.
If you choose not to open an EGA, fret not, your HSBC Revolution will still earn you up to 10X Rewards Points (equivalent to 4 miles per dollar or 2.5% cashback) on eligible categories, regardless.
However, beware before making any major purchase, always check the Merchant Category Code (MCC) to confirm eligibility. By mapping out your monthly expenses and avoiding excluded categories, you’ll get the most value from every dollar spent.
💡Pro tip: Align larger purchases near your monthly reset date, consolidate eligible spending to hit the 10X cap efficiently, and use another card for non-eligible transactions.
Eligible spend for bonus 20X / 10X Reward Points
Eligible categories include: Online and mobile contactless transactions for dining, shopping, entertainment, ride-hailing, and selected travel bookings.
Purchases made through Apple Pay, Google Pay, and Samsung Pay all qualify.
Purchases made through Apple Pay, Google Pay, and Samsung Pay all qualify.
Bonus points cap
Bonus points are capped at 22,800 Reward Points per calendar month for 20X rate, and 9,000 Reward Points for 10X rate.
Base points remain uncapped.
Base points remain uncapped.
MCC exclusions
MCC stands for Merchant Category Code; a 4-digit number that banks use to classify the type of business a merchant operates.
Commonly-excluded MCC categories that don't earn bonus points include: Insurance payments, utilities, education expenses, government institutions, hospital bills, top-ups to e-wallets or stored value cards, and any purchases outside HSBC’s qualified MCC list.
Always read your card's T&Cs and confirm which transactions are eligible before spending.
Commonly-excluded MCC categories that don't earn bonus points include: Insurance payments, utilities, education expenses, government institutions, hospital bills, top-ups to e-wallets or stored value cards, and any purchases outside HSBC’s qualified MCC list.
Always read your card's T&Cs and confirm which transactions are eligible before spending.
HSBC Revolution Card: Maximising Rewards by Spending Persona
Choosing the right card that aligns with your financial goals and spending habits can stretch your annual rewards. Here, we compare the HSBC Revolution Card's compatibility across three distinct profiles: Frequent Flyer, Digital Wallet Enthusiast, and Balanced Family Spender to determine if it best suits your lifestyle. We highlight fit, bonus cap usage, and exclusions for each persona.
| Persona | Top Spending Types | Digital Wallet/Air Ticket Use | Bonus Cap Usage Likelihood | Fit Verdict |
|---|---|---|---|---|
| Frequent Flyer | Travel bookings, big expenses | ✅ Yes For flights, travel portals |
High | Best rewards if you book air tickets and maximise bonus partner spends |
| Digital Wallet Enthusiast | Online/mobile shopping, contactless pay | ✅ Yes Uses digital wallets on daily spend |
High (with digital wallet) | Excels for digital wallets, mobile pay, and everyday rewards |
| Balanced Family Spender | Dining, groceries, daily essentials | Depends on whether online or in-person grocery shopping | Moderate | Solid value for family and daily bills; may breach basic caps |
✈️ Frequent flyer
Key exclusions and limitations
Bonus caps & promo periods
Ideal for frequent flyers?
Yes, the HSBC Revolution Card remains an excellent choice for frequent flyers who want to earn and accumulate miles efficiently through online flight bookings, travel portals, and mobile contactless payments.The bonus 20X / 10X Reward Points on eligible online and mobile contactless spend—including travel transactions—is now a permanent card earn benefit.
🤑 Digital wallet enthusiast
Key exclusions and limitations
Bonus caps & promo periods
Ideal for digital wallet enthusiasts?
Yes, if using contactless payment methods like Apple Pay or Google Pay daily, you can hit the highest bonus rewards earn rate (up to 20X / 10X Reward Points) on the HSBC Revolution Card, up to its monthly cap.👨👨👧👧 Balanced family spender
Key exclusions and limitations
Bonus caps & promo periods
Ideal for family spenders?
Maybe. While the HSBC Revolution Card remains a well-rounded miles credit card across everyday categories like dining, shopping, ride-hailing, and entertainment, balanced family spenders will benefit most by using it for groceries, dining, and recurring household bills each month.To earn the bonus 20X / 10X Reward Points, these purchases must be made online or via mobile contactless payments. All other transactions will earn the base 1X Reward Point (≈ 0.4 mpd).
Comparison: HSBC Revolution Card vs Citi Rewards Card vs DBS Woman’s World Card
Despite recent changes this year, the HSBC Revolution Card remains a reliable choice loved by rewards enthusiasts and miles chasers – especially when pitted against similar cards like the Citi Rewards Card and DBS Woman’s World Card, both of which also reward everyday spending and travel.
In particular, its “10X rewards points (equivalent to 4 air miles or 2.5% cashback) for every S$1 spent” rewards mechanics encompasses a broad range of eligible online categories like travel, retail, dining, ride-hailing services, and even club memberships. Drivers also enjoy additional fuel savings at Caltex and Shell stations.
Our comparison below highlights how its bonus categories, eligibility, and approval requirements stack up against other cards, so you can discern if it's the right fit for your lifestyle and spending habits.
In particular, its “10X rewards points (equivalent to 4 air miles or 2.5% cashback) for every S$1 spent” rewards mechanics encompasses a broad range of eligible online categories like travel, retail, dining, ride-hailing services, and even club memberships. Drivers also enjoy additional fuel savings at Caltex and Shell stations.
Our comparison below highlights how its bonus categories, eligibility, and approval requirements stack up against other cards, so you can discern if it's the right fit for your lifestyle and spending habits.
HSBC Revolution Card
Interest rate: 27.8% p.a.
Annual fee: None
Minimum annual income (effective 1 Oct 2025):$65,000 for new applicants
$60,000 for foreigners
Card benefits:Up to 20X / 10X rewards points per S$1 eligible online spend, capped at 22,800 bonus points / 9,000 bonus points per calendar month
Up to 16% fuel savings at Caltex or 14% off at Shell
Complimentary access to ENTERTAINER with HSBC app, to enjoy 1-for-1 dining deals and more
HSBC Reward points awarded are valid for 37 months from the date of earning
No minimum spend requirement
Annual fee: None
Minimum annual income (effective 1 Oct 2025):
Card benefits:
Citi Rewards Card
Interest rate: 27.9% p.a.
Annual fee: $196.20 (First year waived)
Minimum annual income:$30,000 for Singaporeans and PRs
$42,000 for foreigners
Card benefits:10X Citi ThankYou Points (4 air miles) per S$1 spent on shopping, online groceries, online food delivery, and ride-hailing apps (excludes travel-related and mobile wallet transactions)
1X reward point per $1 spend on all other categories
Flexibility to earn and accumulate Citi Miles, Citi ThankYou PointsSM or get cashback benefits for payment of your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more
Up to 16% fuel savings + extra 17% discount on Techron®️fuels (via CaltexGO app) at Caltex
Capped at 9,000 bonus reward points per statement month
Up to S$1 million complimentary travel insurance coverage
Annual fee: $196.20 (First year waived)
Minimum annual income:
Card benefits:
DBS Woman's World Card
Interest rate: 27.8% p.a.
Annual fee: $196.20 (First year waived)
Minimum annual income:$30,000 for Singaporeans and PRs
$45,000 for foreigners
Card benefits:Up to 10X DBS Points (4 air miles) per S$1 eligible online spend
Up to 3X DBS Points (1.2 air miles) per S$1 overseas spend
1X DBS Point per S$1 on all other spend
Complimentary e-Commerce protection
Flexibility to redeem DBS Points for cash rebate, air miles, and retail vouchers
Access to exclusive travel booking promotions (with up to S$100,000 free travel insurance coverage) on DBS Travel Marketplace
Annual fee: $196.20 (First year waived)
Minimum annual income:
Card benefits:
Ready to be a Miles Chaser?
Discover other miles credit cards here and unlock more privileges!
HSBC Revolution Credit Card Fees & Eligibility: Singaporean/PR vs. Foreigner
Easily compare how the HSBC Revolution Card's eligibility and fees differ for Singaporeans, Permanent Residents (PRs), and foreigners. Our table below covers minimum income, annual fee waivers, miscellaneous card fees and rates, as well as required documents. Here's what you need to qualify, plus step-by-step instructions for online applications and increase chances of instant approval.
HSBC Revolution Credit Card Eligibility Requirements
| Singapore Citizens / PRs | Foreigners / Expats | |
|---|---|---|
| Age | Singapore Citizens / PRs21 and above | Foreigners / Expats21 and above |
| Minimum annual income | Singapore Citizens / PRs$65,000 (effective 1 Oct 2025) | Foreigners / Expats$60,000 |
| Documents required | Singapore Citizens / PRsFor salaried employees: For self-employed: | Foreigners / ExpatsFor salaried employees: For self-employed/commission earners: |
| Annual fee | Singapore Citizens / PRsNone; for both principal and supplementary cards | Foreigners / ExpatsNone; for both principal and supplementary cards |
| Late payment fee | Singapore Citizens / PRs$100 if minimum payment not made by due date | Foreigners / Expats$100 if minimum payment not made by due date |
| Minimum monthly repayment | Singapore Citizens / PRs3% of the outstanding balance or $50, whichever is greater | Foreigners / Expats3% of the outstanding balance or $50, whichever is greater |
| Foreign transaction fee | Singapore Citizens / PRs3.25% (per foreign currency transaction) | Foreigners / Expats3.25% (per foreign currency transaction) |
| Cash advance transaction fee | Singapore Citizens / PRs6% of the amount advanced or $15, whichever is greater | Foreigners / Expats6% of the amount advanced or $15, whichever is greater |
| Overlimit fee | Singapore Citizens / PRs$40 | Foreigners / Expats$40 |
| Interest-free period | Singapore Citizens / PRs20 days (the period during which no interest is charged if you pay your balance in full) | Foreigners / Expats20 days (the period during which no interest is charged if you pay your balance in full) |
| Annual prevailing rate (APR) | Singapore Citizens / PRs26.90% p.a. | Foreigners / Expats26.90% p.a. |
| How to apply online? | Singapore Citizens / PRsClick on the "Apply Now" button on the HSBC Revolution Card's page You'll be redirected to the application form and MoneySmart's Rewards Form (to enjoy our exclusive sign-up rewards and gifts) Use SingPass MyInfo for instant document retrieval and upload | Foreigners / ExpatsClick on the "Apply Now" button on the HSBC Revolution Card's page You'll be redirected to the application form and MoneySmart's Rewards Form (to enjoy our exclusive sign-up rewards and gifts) |
| Instant approval? | Singapore Citizens / PRsMost banks like HSBC will assess and approve card applications within 1 to 5 working days; but instant approval is possible if all necessary documents are submitted and income requirements are met | Foreigners / ExpatsMost banks like HSBC will assess and approve card applications within 1 to 5 working days; but instant approval is possible if all necessary documents are submitted and income requirements are met |
How to Apply For HSBC Revolution Credit Card in Singapore?
Here are 6 simple steps to apply for the HSBC Revolution Card:
Step 1
Apply via MoneySmart
Start your application by clicking the “Apply Now” button via MoneySmart.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation for HSBC to approve your card application.
This list of documents include:NRIC or other identification details
Latest computerised payslip
CPF Contribution History Statement
Latest Income Tax Notice of Assessment (NOA)
For more specific details, refer to the above section.
This list of documents include:
For more specific details, refer to the above section.
Step 3
Complete digital application online
Accurately enter your personal details on the HSBC online portal and upload your documents.
Singapore residents can enjoy a faster process retrieving their personal particulars and details using SingPass MyInfo.
Singapore residents can enjoy a faster process retrieving their personal particulars and details using SingPass MyInfo.
Step 4
Wait for approval
Most banks like HSBC will take between 1 to 5 working days to review and assess your application.
In most cases where all required documents are submitted and income requirements are met, instant card approval is possible.
In most cases where all required documents are submitted and income requirements are met, instant card approval is possible.
Step 5
Receive your HSBC Revolution Card
Activate your digital HSBC Revolution Card instantly via the HSBC Singapore app.
Select the HSBC Revolution credit card account > “View more” > “Manage cards”.
You can also wait to receive the physical card if preferred. Regardless, once the card is activated, you can start earning and tracking your miles on eligible expenses.
Overseas card use can also be activated on the HSBC app directly.
Select the HSBC Revolution credit card account > “View more” > “Manage cards”.
You can also wait to receive the physical card if preferred. Regardless, once the card is activated, you can start earning and tracking your miles on eligible expenses.
Overseas card use can also be activated on the HSBC app directly.
Step 6
Troubleshooting and support
If you experience instant denial or technical problems, check the troubleshooting tips and reach out to HSBC support for help.
Frequently Asked Questions About HSBC Revolution Credit Card
Are there any fees if I apply for the HSBC Revolution Card?
- No. The HSBC Revolution Card does not charge any annual fees, but does charge other fees including cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee, whenever necessary.
Am I eligible for the HSBC Revolution Card?
- Yes. If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, aged 21+, and earn a minimum annual income of $65,000 (Singaporeans/PRs) or $60,000 (Foreigners), you’re eligible to apply for the HSBC Revolution Card.
If I’m late for my monthly HSBC Revolution Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.
How to redeem HSBC credit card points?
- HSBC reward points can be redeemed via the HSBC Singapore app. Get instant reward redemption for most of the hotel points and miles via the app!
Is the HSBC Revolution Credit Card a good choice for online shopping on Shopee?
- Yes. The HSBC Revolution Card is great for earning miles on online shopping platforms like Shopee.
Shopee is classified under MCC 5262 (Marketplace), making it an eligible merchant earning 10X reward points (4 miles per dollar) for HSBC Revolution cardholders. Do HSBC reward points expire?
- Yes. HSBC reward points expire 37 months from the date of acquiring said points. For example, points earned on 1 Jan 2024 will expire on 1 Feb 2027.
How do I activate my HSBC Revolution Card for overseas usage?
- To enable your HSBC Revolution Card for overseas usage, turn on "Overseas Use" using your HSBC internet banking account or the mobile app to pay digitally or via contactless payment while overseas. Alternatively, you can enable your card's magnetic strip for overseas usage by calling to 1800-HSBC NOW (1800-4722 669) or (65) 64722 669 if you are overseas. Select '*', then select '5' for Overseas Enrolment and follow the guided instructions.
Which mobile wallets are supported by the HSBC Revolution Credit Card?
- The HSBC Revolution Credit Card supports all major mobile wallet options—Apple Pay, Google Pay, and Samsung Pay. Add your card to any of these wallets for secure, contactless payments both in Singapore and overseas.
What spending is excluded from earning 10X Reward Points?
- Some transactions do not qualify for 10X Reward Points (4 miles per dollar). These usually include insurance premiums, goverment payments, e-wallet top-ups, cash advances and certain bill payments. For a complete and up-to-date list, please refer to the full HSBC terms. All other spending outside bonus categories earns the standard 1X Reward Point (0.4 miles per dollar).
Can I use the HSBC Revolution Card instantly after approval, including contactless and digital payments?
- Yes! Your virtual card is ready to activate as soon as you’re approved. You can immediately shop using Apple Pay or Google Pay—no need to wait for your physical card to arrive. Start earning points right away on eligible purchases.
What should I do if my HSBC Revolution Card is lost, declined, or I encounter issues?
- If your card is declined, lost, or you run into problems at a payment terminal, work through this quick checklist:
- Check your credit limit
- Confirm your card is activated for the right use (local or overseas)
- Make sure your mobile wallet is set up properly
For urgent issues, call the HSBC hotline for support or to block your card.