This National Day, your credit card rewards go further than usual. Apply for a participating card, hit your spend, and get up to $61 cash on top of your baseline gift.


Bonus applies to 10 fastest claimants DAILY.

Browse participating cards

T&Cs apply. Campaign ends 31 July 2026.

Your usual reward is coming with a SG61 birthday bonus

Every eligible applicant gets the baseline gift they'd normally get. From 1–14 Aug, MoneySmart is adding $61 cash on top, one for every year of independence.
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*OCBC applicants: your Unique Redemption Code arrives ~4 months after application. Submit your claim form now with OCBC-PENDING in the application number field to secure your place in the daily first-10 flash deal — your submission time is locked in at this point. Once you receive your code from OCBC, you must return and update the form with it. No reminder will be sent. Forms left un-updated are void

UOB applicants: New-to-UOB cardholders only. No minimum spend required.

Four steps, no catch

Step 1

APPLY

Apply for an eligible HSBC, Citi, OCBC or UOB card through MoneySmart between 1–14 Aug.

Step 2

CLAIM

Submit your claim form on the MoneySmart website.

Step 3

SPEND

Meet the minimum spend required from your card account opening date to the end of the following calendar month

Step 4

GET REWARDED

Receive your baseline gift. First 10 valid claims each day will win the bonus $61 cash.

Explore participating cards

MoneySmart Exclusive
Earn up to 8 miles per S$1 | Instant Activation*
MoneySmart Exclusive
Earn up to 8 miles per S$1 | Instant Activation*

HSBC Revolution Credit Card

on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
S$1 = 20X Points (8 miles)
on Contactless & Online Spending for all other cardholders
S$1 = 10X Points (4 miles)
on All Other Spend
S$1 = 1X Point

Get UPSIZED S$450 Cash or 6,140 SmartPoints (worth up to S$649 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

 

Double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

 

AND celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Valid until 05 Aug 2026
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*

HSBC Live+ Card

on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get UPSIZED S$450 Cash or 6,140 SmartPoints (worth up to S$649 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

 

Double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

 

AND celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Valid until 05 Aug 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK

Citi Cash Back+ Card

Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Get UPSIZED S$430 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.

 

Double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

 

AND celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Valid until 05 Aug 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS

Citi Rewards Card

on Online Grocery, Food Delivery, Ride-Hailing
S$1= 10X Points
for in-store shopping purchases at Department Store, Clothing Stores
S$1= 10X Points
for all other purchases
S$1= 1X Point

Get UPSIZED S$430 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.

 

Double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.

 

AND celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Valid until 05 Aug 2026
MoneySmart Exclusive
High Spend on Dining
MoneySmart Exclusive
High Spend on Dining

OCBC 365 Credit Card

Cashback on Fuel Spends
6%
Cashback on Everyday Dining
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback

Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.

 

PLUS celebrate Singapore's birthdaywith a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

Valid until 14 Aug 2026
MoneySmart Exclusive
Enjoy up to 10% Cashback!
MoneySmart Exclusive
Enjoy up to 10% Cashback!

UOB One Card

cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
Up to 10%
cashback at all grocery spend
Up to 8%
cashback cap a year
Up to S$2,240

Get S$30 Cash —no minimum spend required, just be a New-To-UOB Customer! T&Cs apply.

 

PLUS  celebrate Singapore's birthday  with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.

 

Enjoy highest cashback of up to 20% on daily spend!  T&Cs apply, and get S$100 Samsung e-vouchers when you spend a min. of S$1,000 in the first month from card approval, and 10% off at Samsung online store. T&Cs apply.

Valid until 14 Aug 2026