Win a trip to your dream destination

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Whether it’s a ski trip to Japan, or a relaxing retreat to the Maldives, win a free trip to your dream destination when you apply for a participating Citi or HSBC credit card via MoneySmart.


Remember, this is on top of your guaranteed welcome reward.

Browse participating cards

T&Cs apply. Campaign ends 5 Aug 2026.

Two layers of rewards

Everyone who applies, spends, and claims gets the baseline. One applicant takes the travel prize.
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Four steps. That’s it.

Step 1

Pick a participating Citi and HSBC card

Each one comes with guaranteed baseline rewards just for applying via MoneySmart.

Step 2

Apply via MoneySmart

Your application must go through MoneySmart to be eligible for both the baseline reward and the S$15,000 travel voucher opportunity.

Step 3

Hit minimum spend

Spend the required minimum on your card within the qualifying period. Each card's details page specifies the amount.

Step 4

Submit your claim

Log in to your MoneySmart account and fill out the claim form. Baseline rewards are guaranteed once criteria are met.

Explore all participating cards

MoneySmart Exclusive
Earn up to 8 miles per S$1 | Instant Activation*
MoneySmart Exclusive
Earn up to 8 miles per S$1 | Instant Activation*

HSBC Revolution Credit Card

on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
S$1 = 20X Points (8 miles)
on Contactless & Online Spending for all other cardholders
S$1 = 10X Points (4 miles)
on All Other Spend
S$1 = 1X Point

Get S$420 UPSIZED Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 15 Jun 2026
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*

HSBC Live+ Card

on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get S$420 UPSIZED Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 15 Jun 2026
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*

HSBC TravelOne Card

on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 15 Jun 2026
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*

HSBC Advance Credit Card

Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!

 

PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.

Valid until 15 Jun 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES

Citi PremierMiles Card

Local Spend
S$1 = 1.2 miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 2.2 miles
Selected Online Hotel Bookings
S$1 = Up to 10 miles

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK

Citi Cash Back+ Card

Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS

Citi Rewards Card

on Online Grocery, Food Delivery, Ride-Hailing
S$1= 10X Points
for in-store shopping purchases at Department Store, Clothing Stores
S$1= 10X Points
for all other purchases
S$1= 1X Point

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$

Citi SMRT Card

on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
5% Savings
on Other Retail Spend
0.3% Savings
Min. Spend per statement month to earn max rebates
S$500

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK

Citi Cash Back Card

Cash Back on Groceries, Petrol & Private Commute
Up to 8%
Total Cash Back Cap, per month
S$80
at Caltex, Shell & Esso
Up to 23.64% savings

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026
MoneySmart Exclusive
Earn Rebates at M1 | FASTER FULFILMENT
MoneySmart Exclusive
Earn Rebates at M1 | FASTER FULFILMENT

Citi M1 Credit Card

on eligible Entertainment Spend
Earn 4.7% Bonus Citi Rebate
on M1 Telco Bill Charges
Enjoy 2.7% Bonus Citi M1 Rebate
on in-store purchases at M1 Shops
Earn 2.7% Bonus Citi M1 Rebate

Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts).

 

PLUS, stand a chance to win a dream S$15,000 getaway holiday in our exclusive lucky draw! T&Cs apply

Valid until 16 Jun 2026