S$1 = 1.2 Miles

Local Spend

S$1 = 2 Miles

Overseas Spend

S$1 = 10 Miles

Staycation bookings

All Details

• Key Features

  • Earn up to 10 miles per S$1 spend on all your spend

  • Receive 10,000 bonus miles when you pay for your annual fee of S$194.40

  • Earn miles that never expire

  • Enjoy your first year annual fee waiver

  • Complimentary Digital Priority Pass™ membership and 24/7 Visa digital concierge

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Online Shopping

• Get 3 miles per S$1 spend on online flight and hotel transactions. Capped at S$5,000 spend

• Get 10 miles per S$1 spend on online hotel bookings with Kaligo

• Get 6 miles per S$1 spend on flight and hotel bookings with Expedia

• Apply for complimentary Priority Pass membership for 2 airport lounge access worldwide per year

• Sync your DBS Altitude Card with SimplyGo to use your card as an EZ-Link. Bus and MRT fares will be charged to your card. No auto top-ups required. Minimum spend of S$1.67 per ride to earn 1 DBS Point

Rewards

• Earn an additional mile on everything you spend, with an admin fee of just 2% of your retail spend. That’s up to 4 miles per S$1 spent!

• No expiry for DBS Points earned on Altitude card

Dining

Air Miles

Excellent

• DBS Points and airline miles earned do not expire

• Earn up to 1.2 miles on every S$1 spend on local spend

• Earn up to 2 miles on every S$1 spend on overseas spend

• Miles conversion rate: For every S$5 local spend, you get 3 DBS Points, which is equivalent to 6 DBS Air Miles. Therefore, S$1 local spend = 1.2 DBS Miles

• Miles conversion rate: For every S$5 overseas spend, you get 5 DBS Points, which is equivalent to 10 DBS Air Miles. Therefore, S$1 overseas spend = 2 DBS Miles

• Redeem and convert DBS Points to air miles via DBS Lifestyle App or DBS Credit Cards Rewards website at a S$25 (excl. GST) fee

• Membership renewal: Get 10,000 bonus miles when you pay annual fee to renew your membership

• Miles accelerator promotion: Opt in to get 1 extra mile for every S$1 spent, subject to 2% admin fee per retail transaction

• Double miles promotion terms and conditions: Capped at S$600 spend. Bonus DBS Points are awarded for every S$5 spent. General exclusions such as payments for flights, hotels, insurance premiums, medical, educational, financial, and governmental institutions do not qualify for DBS Points

• Airline miles transfer partners: SQ Krisflyer, Air Asia Big Loyalty Programme, Asia Miles, Qantas

• At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Petrol

Very Good

• Enjoy 14% instant fuel savings at Esso

Overseas Spending

Very Good

• S$1 = 2 miles on overseas spend (in foreign currency)

• S$1 = 6 miles on flight & hotel transactions at Expedia

• S$1 = 10 miles on hotel transactions at Kaligo

• What’s more, enjoy accelerated earn rates when you book your travels with our exclusive travel partners.

Annual Interest Rate and Fees

Annual Principal Fee	S$194.40
Supplementary Annual Fee	S$97.20
Fee Waiver	First year waived
Interest Free Period	25 days
Annual Interest Rate	26.80%
Late Payment Fees	S$100
Minimum Monthly Repayment	3.00% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% or S$15, whichever is higher
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay

MoneySmart Promotions

MoneySmart Exclusive
Online Promotion

Product Documents

Promo Terms & Conditions	https://assets.contentstack.io/v3/assets/bltc05b5aa7ae1c3a47/blt01f64b06d3a62a9f/619b1aea47db93765d90ef61/dbs-altitude-card-promo-tnc.pdf