DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

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Earn Miles That Never Expire
Now packed with even more miles, DBS Altitude Card is one of the best entry-level miles credit cards in Singapore. With up to 5 miles per S$1 on your spend, it’s the fastest way to turn your life into Miles for Life. It also offers 1 year annual fee waiver, 10,000 bonus miles when you pay for your annual fee, complimentary digital Priority Pass membership with 2 free lounge visits per membership year and amazing travel deals.
S$1 = 1.3 miles
Local Spend
S$1 = Up to 5 miles
Overseas Spend (made in foreign currency)
S$1 = Up to 2.2 miles
on Online Travel Bookings
Online Promo
Get up to 38,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply.
Valid until 31 Aug 2025 - See more details below

Are you eligible?

    • Valid for New Cardmembers only. 
    • Enter the respective promo code stated in the T&Cs during the online application process.
    • Charge the minimum spend of S$800 within 60 days from card approval date.

What you need to know

  1. Earn up to 28,000 miles when you spend a min. of S$800 within 60 days
  2. Earn 10,000 miles when you pay the card's annual fee
T&Cs

Quick Facts

Get the maximum value by

Earn up to 5 miles per S$1 on your retail spend.

Good for

Miles chasers, people who like to travel and young working adults.

Categories to maximise this card

Earn up to 5 miles per S$1 on foreign spend (both in-store and online) when you register on DBS PayLah!

What people use it for

Daily expenditure like dining, shopping and travelling to accumulate miles.

Get if

You want a fuss-free miles card that helps you accumulate miles while giving you the autonomy to redeem on your own terms with miles that don’t expire.

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DBS Altitude Visa Signature Card Benefits 2025

Known as one of the best entry-level miles credit cards in Singapore, the DBS Altitude Visa Signature Card has an attractive miles earn rate of up to 4.3 miles per S$1 on your spending. Moreover, it offers a wide range of perks including 1 year annual fee waiver, up to 60,000 air miles when you pay for your annual fee (and hit a minimum spend within the specified period), complimentary digital Priority Pass membership with 2 free lounge visits per membership year and more.

Before deciding whether to get this card, let's delve into its eligibility criteria, perks, and drawbacks to determine if it complements your lifestyle, travel and spending habits.

Pros & Cons

Pros

  • 4.3 miles per $1 spent on Agoda
  • 2.2 miles per S$1 spent overseas
  • 1.3 miles per S$1 spent locally
  • No expiry on earned miles
  • Annual fee waiver for first year
  • Complimentary Priority Pass Digital Membership
  • Miles will be awarded in the form of DBS Points
  • Flexibility to offset your spending with DBS Points on DBS PayLah!, or redeem for shopping mall vouchers instantly at DBS’ participating merchants
  • Any DBS Points that you’ve earned for local / overseas spend will be credited to your card account on the next day after the retail purchase transaction is posted to your card

Cons

  • Interest rate of 27.80%, which is higher than other similar miles credit cards in the market
  • Overseas spend must be made in foreign currency and not in SGD, so as to quality for the miles earn rate of 2.2 miles per S$1 on overseas spend
  • A minimum of 100 DBS points and a retail transaction of S$1 or more is required to enjoy the flexibility to offset your spending with DBS Points on DBS PayLah!

Compare DBS Altitude Visa Signature Card vs. Citi PremierMiles Card vs. HSBC TravelOne Card

When it comes to air miles benefits, the DBS Altitude Visa Signature Card comes up on top with the most generous range of up to 60,000 miles, as compared to the CitiPremierMiles Card and HSBC TravelOne Card. However, the Citi PremierMiles Card offers the highest miles earn rate of 10 air miles per S$1 spent on online hotel and flight bookings.


In terms of annual fee, all three cards charge the same rate at the moment (as accurate at the time of writing on 15 July 2024). Currently, the HSBC TravelOne Card offers the lowest minimum interest rate chargeable as compared to the DBS Altitude Visa Signature Card and Citi PremierMiles Card.


As for the annual fee waiver aspect, the Citi PremierMiles Card requires a minimum spend of $800 per month for the first-year fee waiver, unlike the DBS Altitude Visa Signature Card and HSBC TravelOne Card which do not require any minimum spend for the first year waiver. However, both the DBS Altitude Visa Signature Card and HSBC TravelOne Card require a relatively high minimum spending of S$25,000 annually to be eligible for the second-year annual fee waiver.


In a nutshell, the DBS Altitude Visa Signature Card is worth getting if you're after its bonus miles with no expiry on miles/points earned, complimentary Priority Pass Digital Membership, miles rewards for Agoda hotel bookings, plus reward redemption with its exclusive selection of travel, frequent flyer programmes and hotel partners.

DBS Altitude Visa Signature Card

Interest rate: 27.80%

Annual fee: $196.20 (first year waiver available)

Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $45,000 for foreigners

    • Air miles benefits:
  • Miles will be awarded in the form of DBS Points which gives the flexibility of choosing to redeem it for miles or other benefits
  • 4.3 miles per $1 spent on Agoda
  • 2.2 miles per S$1 spent overseas
  • 1.3 miles per S$1 spent locally
  • No expiry on earned miles
  • Annual fee waiver for first year
  • Offset bills or retail payments with DBS Points or redeem for shopping mall vouchers at any participating merchants
  • Complimentary Priority Pass Digital Membership
  • Earned DBS Points from valid local / overseas transactions will be credited to your card account on the next day after the retail purchase transaction is posted to your card

    • CitiPremierMiles Card

    Interest rate: 27.90%

    Annual fee: $196.20 (waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $42,000 for foreigners

    • Air miles benefits:
  • 10 Citi Miles per S$1 spent on online travel bookings via Kaligo and Agoda
  • 2 Citi Miles per S$1 spent overseas
  • 1.2 Citi Miles per S$1 spent locally
  • No minimum spend or cap for overseas spending
  • Renewal bonus of 10,000 Citi Miles on your Card anniversary
  • Up to 30,000 bonus Citi Miles when you spend S$800 in the first 2 months (subject to change in promotions’ terms and conditions)
  • 2 complimentary airport lounge visits per year for primary cardholders
  • Complimentary travel insurance coverage

    • HSBC TravelOne Card

    Interest rate: 26.90%

    Annual fee: $196.20 for Year 1 (second year waiver available only upon minimum annual spending of S$25,000)

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners

    • Air miles benefits:
  • 2.4 miles for every S$1 spent overseas
  • 1.2 miles for every S$1 spent locally
  • Complimentary travel insurance coverage
  • 4 complimentary airport lounge visits for primary cardholders

    • Find Out More About The Best Miles Cards In Our Blog Review!

    Read Card Review

    Credit Card With Complimentary Travel Insurance Coverage

    Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

    • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
    • Medical emergencies: Coverage for medical expenses incurred while travelling.
    • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
    • Travel delays: Compensation for unexpected delays during your journey.
    • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
    • Rental car coverage: Protection against damages or theft to your rental vehicle.
    • Accidental coverage: Protection against unforeseen accidents during your trip.

    Discover More About Credit Cards With Complimentary Travel Insurance

    Read More

    DBS Altitude Visa Signature Card Application

    Here are 3 simple steps to apply for the DBS Altitude Visa Signature Card

    Step 1

    Apply via MoneySmart’s credit cards page

    You may begin your application by clicking on our DBS Altitude Visa Signature card application link.

    When you choose to apply online via SingPass MyInfo, DBS will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

    Step 2

    Provide all documentation required

    You’ll need to provide all the necessary documentation in order for DBS to approve your credit card application. This list of documents include:

  • NRIC or other identification details Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

    • Step 3

    Receive your DBS Altitude Visa Signature Card

    You’ll be able to activate your DBS Altitude Visa Signature Card through the DBS digibank mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your DBS digibank app!

    Frequently Asked Questions

    Are there any fees if I apply for the DBS Altitude Visa Signature Card?

    The DBS Altitude Visa Signature Card charges an annual fee of $196.20 (first year waiver available) and other fees like late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

    Am I eligible for the DBS Altitude Visa Signature Card?

    If you’re a Singapore Citizen, Permanent Resident (PR), you’re eligible to apply for the DBS Altitude Visa Signature Card, as long as you’re aged between 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $45,000 (for foreigners).