FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
The Citi Rewards Card is ideal for online and shopping enthusiasts, especially families. Earn 10X points on online purchases (excluding travel) and at shopping outlets, equivalent to 4 miles per S$1 spent, capped at 9,000 bonus points monthly. Maximize rewards by strategically spending around S$1,000 monthly on groceries, food delivery, ride-hailing, and apparel. Points expire after 5 years but can offset purchases via Citi Pay with Points, or redeem vouchers
14%
Max. Savings at Esso & Shell
1 Point
per S$1 spent at all Other Petrol Stations
10X Points = 4 Miles
Rewards Conversion
MoneySmart Exclusive

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints, in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash! T&Cs apply.

Valid until 15 Jul 2025 - See more details below

Are you eligible?

    • MoneySmart Exclusive Promotion is valid from 01-July 2025 to 15-July-2025

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 15th August 2025

What you need to know

  1. Get EXTRA S$50 Cash on top of your baseline gifts when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months!

  2. Only recurring payments to eligible merchants listed in the T&Cs will be deemed eligible for this promotion. Refer to the T&Cs for more information on the participating merchants.

  3. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  4. Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  5. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  6. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  7. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Spending around S$1,000 per month across online, shopping, Grab, Gojek, online food delivery, and online groceries

Good for

Families or individuals who are avid shoppers and consistently shop online and offline. Earn up to 10X Points and enjoy the flexibility on how you want to redeem the points. You can offset your purchases with the points earned, redeem for vouchers and more!

Categories to maximise this card

Online: Online spend which includes food delivery, ride-hailing and online groceries. Shopping: Shopping spend which includes department store, shoes, bags, clothing stores and more!

What people use it for

A convenient everyday card for daily expenditure spanning multiple categories

Get if

You want to be a Smart shopper by maximising your spend. Earn 10X Points on online and shopping purchases! T&Cs apply.

All Details

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