[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards ! T&Cs apply.
Promotion is valid from 1st December 2024 to 9th December 2024.
Applicable for New-to Citibank Cardmembers only
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Log into your MoneySmart account and submit your claim by 9th January 2025
*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Use 5,040 SmartPoints to redeem any product on our Rewards Store such as:
- Apple 13-inch MacBook Air M2 | Top up $920 more only
- Apple iPad (10th Gen) | Top up $110 more only
- Apple iPad (9th Gen) | Redeem in full
- S$360 GrabGifts Vouchers | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Get an additional S$80 Trip.com Coupon on top of the base gift! The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.
Get a FREE 5GB Eskimo e-SIM (worth S$33.60) as well when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! T&Cs apply.
[Rollin’ Rewards] Enrol in Rollin' Rewards by completing a simple 3-min questionnaire, and you could win up to 50,000 SmartPoints
[Rollin’ Rewards] This earns you 1 chance to score amazing prizes each month.
[Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this Citi Credit Card, submit the claim form, and have it successfully approved.
[Rollin’ Rewards] Redeem Epic Rewards with 50,000 SmartPoints such as:
- iPhone 16 Pro Max (18,760 SmartPoints)
- AND Apple Watch Ultra 2 (12,345 SmartPoints)
- AND Apple AirPods Pro (4,030 SmartPoints)
- AND Apple iPad Air Wi-Fi 11” (10,030 SmartPoints)
[Rollin’ Rewards] Didn’t win anything this month? You could win in the next—Not to worry, your chance(s) of winning will automatically be accumulated, and rolled over into next month’s draw. T&Cs apply.
[LUCKY DRAW]
Score over S$24,500 worth of gifts:
• 1x S$4,000 Flight Sponsorship AND 1,000,000 Ascott Star Rewards points (worth S$6,500)
• 1x S$2,000 Flight Sponsorship AND 500,000 Ascott Star Rewards points (worth S$3,750)
• 1x 2D1N Staycation at Ascott Orchard Singapore Studio Executive (worth S$1,100)
• 5x 2D1N Staycation at Citadines Science Park Singapore One-Bedroom Executive (worth S$630 each)
• 200x 20,000 Ascott Star Rewards points (worth S$50 each)
T&Cs apply.
To be eligible for the Ascott Lucky Draw, you must:
- Grant marketing consent to receive the marketing material from MoneySmart and Ascott via email provided in the Claim Form
- Be a new Ascott Star Rewards member
- Must sign up for a new Ascott Star Rewards Account through the unique sign up link with unique Unique Referral Code ASRMSMIL by 17th February 2025.
- Ensure that the email address provided in the Claim Form is the same email address linked to their registered Ascott Star Rewards Account.
Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Learn more in our full review of Citi PremierMiles Card.
Besides the Citi PremierMiles Card, the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparison wizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the the components: air miles benefits, interest rates, annual fees and minimum annual income requirements.
Interest rate: 27.9% p.a.
Annual fee: $196.20 (First year waived with min. S$500 qualifying spend within 30 days of card approval when applying through MoneySmart)
Minimum annual income:
Interest rate: 27.8% p.a.
Annual fee: $196.20 (Subsequent years' fee waived with min. S$25,000 annual card spend)
Minimum annual income:
Interest rate: 27.9% p.a.
Annual fee: $196.20 (First year waived with "FEE WAIVED" option selected)
Minimum annual income:
Overall, the Citi PremierMiles Card offers the best travel benefits, earning cardholders up to 10 Citi Miles and 7.2 Citi Miles per S$1 spend on Kaligo and Agoda travel bookings respectively. Plus, cardholders are entitled to 2 complimentary airport lounge visits per year. The other 2 miles cards don’t explicitly offer bonus miles on dedicated OTA travel bookings.
Moreover, the Citi PremierMiles Card still offers a fairly attractive rate of 1.2 miles per S$1 (mpd) on local spend and 2 mpd on foreign currency spend. Although these rates aren’t as competitive as HSBC Revolution for instance, ultimately, the significance of this difference depends on your spending habits and appetite tolerance for maximising miles.
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
Age
21 and above
21 and above
Income
S$30,000
S$42,000
Documents required
For salaried employees:
Here are 3 simple steps to apply for the Citi PremierMiles Card
Start your application by clicking the “Apply Now” button via MoneySmart.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
Activate your Citi PremierMiles Card instantly via the Citi Mobile® app using a 6-digit code for secure transactions. Once activated, you can start tracking your miles and rewards with your expenses.