Citi PremierMiles Card
Citi PremierMiles Card
- 14%
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- S$1 = 1.2 Miles
- on all Other Petrol Stations
[REWARDS RUSH HOUR | FASTEST GIFT FULFILMENT]
Get UPSIZED CASH REWARDS of S$430* or 5,100 SmartPoints + S$80 Trip.com Coupon, in as fast as 4 weeks from meeting the S$500 spend criteria! T&Cs apply.
For a limited time, get additional Rewards Rush Hour gifts ON TOP of your baseline gift when you meet the flash deal criteria!
- Apple Watch Series 9 (GPS), 41mm (worth S$604.50) or
- Apple 10.9-inch iPad (10th Gen), 64GB (worth S$529) or
- Sony PlayStation®5 (SLIM) Digital Edition (worth S$669)
Use 5,100 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$104 on top of your earned SmartPoints.
Are you eligible?
Promotion is valid from 24-July-2024 to 31-July-2024
Applicable for New-to Citibank Cardmembers only
Customers need to apply through MoneySmart to be eligible
What you need to know
[REWARDS RUSH HOUR]
Get an Apple Watch Series 9 (GPS), 41mm (worth S$604.50) when you are the first 2 successful customers to submit the claim form at 2PM daily![REWARDS RUSH HOUR]
Get an Apple 10.9-inch iPad (10th Gen), 64GB (worth S$529) when you are the first 2 successful customers to submit the claim form at 6PM daily![REWARDS RUSH HOUR]
Get an Sony PlayStation®5 (SLIM) Digital Edition (worth S$669) when you are the first 2 successful customers to submit the claim form at 9PM daily!Rewards Rush Hour Gifts are stackable on top of your baseline gift from MoneySmart!
S$430* UPSIZED CASH REWARDS: S$300 Cash via PayNow + S$50 eCapita Voucher + S$80 Trip.com Coupon
The S$80 Trip.com Coupon consists of a: S$50 New User Coupon & S$30 Existing User Coupon. Refer to T&Cs for more details.
Log into your MoneySmart account and submit your claim by 30th August 2024
*Fastest Rewards Redemption: Receive your Reward as fast as 4 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Use 5,100 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With 5,100 SmartPoints* earned, you can redeem:
- Apple iPad (10th Gen) | Top up $110 more only
- Apple 13-inch MacBook Air M2 | Top up $920 more only
- Apple iPad (9th Gen) | Redeem in full
- Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Trip.com Coupons are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Citi PremierMiles Card Benefits 2024
Compare Citi PremierMiles Card vs. HSBC TravelOne Card vs. SCB Journey Credit Card
Besides the CitiPremierMiles Card, others like the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparisonwizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the key factors including the air miles benefits, interest rates, annual fees and minimum annual income requirements.
The Citi PremierMiles Card used to offer the same interest rate and annual fee as the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card, but has revised their interest rate to be slightly higher at 27.90% this year. Although the Citi PremierMiles Card charges the highest interest rates among the three cards, it offers the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, and on top of that, it has the most generous welcome bonus air miles.
As for the annual fees, Standard Chartered’s Journey Credit Card gives you the most flexibility in having the first and second year of annual fee waived. If you’re a Singaporean/PR, the minimum income requirement is the same for all these 3 cards, however, foreigners may find SCB Journey Credit Card’s minimum income requirement a little on the high side. Considering all these factors, the Citi PremierMiles Card seems to be a good entry-level air miles card with a wider range of benefits as compared to the other 2 cards.
Interest rate: 27.90%
Annual fee: $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
Minimum annual income:
Air miles benefits:
Interest rate:26.90%
Annual fee: $196.20 for Year 1 (incl. 9% GST, second year waiver available only upon minimum annual spending of S$25,000)
Minimum annual income:
Air miles benefits:
Interest rate: 26.90
Annual fee: $196.20 (incl. 9% GST, first and second year waiver available)
Minimum annual income:
Air miles benefits:
Customer reviews on MoneySmart credit card applications
Pros & Cons
Pros
- Up to 30,000 bonus Citi Miles when you spend S$800 in the first 2 months (subject to change in promotions’ terms and conditions)
- Earn air miles that don’t expire
- Up to 10 Citi Miles per S$1 spent on online travel bookings via Kaligo and Agoda
- Up to 2 Citi Miles per S$1 spent overseas
- Up to 1.2 Citi Miles per S$1 spent locally
- No minimum spend or cap for overseas spending
- Renewal bonus of 10,000 Citi Miles on your card anniversary
- 2 complimentary visit per year to over 1,300 airport lounges worldwide
- Complimentary travel insurance coverage
- Members-only dining and shopping privileges
Cons
- Annual fee of $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
- Supplementary card annual fee of $98.10 (incl. 9% GST)
- Higher interest rates as compared to most cards in the air miles credit card category
Citi PremierMiles Card Application
Here are 3 simple steps to apply for the Citi PremierMiles Card
Apply via MoneySmart’s Best Air Miles Credit Cards in Singapore page
You may begin your application by clicking on our Citi PremierMiles Card "Apply now" button. When you choose to apply online or through the Citi Mobile® App and via SingPass MyInfo, Citibank will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
Receive your Citi PremierMiles Card
You’ll be able to activate your Citi PremierMiles Card instantly through the Citi Mobile® App and be invited to enter your 6-digit Unlock Code to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles rewards with your Citi Mobile® App!
Frequently Asked Questions
What are the fees payable when I apply for the Citi PremierMiles Card?
- The Citi PremierMiles Card charges an annual fee of $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800), cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
Are there any welcome bonus air miles when I sign up for the Citi PremierMiles Card?
- Yes, there is a welcome bonus of up to 30,000 Citi Miles when you spend S$800 in the first 2 months (subject to change in promotions’ terms and conditions) if you sign up for the Citi PremierMiles Card as a new cardholder.
Am I eligible for the Citi PremierMiles Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the Standard Chartered Journey credit card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $42,000 (for foreigners).
If I’m late for my monthly Citi PremierMiles Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by Citibank at the point of your late payment.
The Citi PremierMiles Card is a good entry level miles card for the casual miles chaser.
Want to read more? Check out our full review of Citi PremierMiles in our blog.