[6 Weeks Faster Gift Redemption* | SmartRewards | Your Points, Your Choice ]
Apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from the card approval date and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:
1. Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
2. Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints)
3. Nintendo Switch OLED (5,000 SmartPoints)
OR any other combination of gifts available in the Rewards Store, by earning 5,100 SmartPoints.
Alternatively, you can also choose S$300 Cash via PayNow. T&Cs apply
Promotion is valid from 01-November-2023 to 30-November-2023
Applicable for New-to Citibank Cardmembers only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 30th December 2023
*Faster Rewards Redemption: Receive your Reward as fast as 6 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Charge S$500 in eligible transactions within the first 30 calendar days from the Credit Card approval date to qualify for your SmartPoints.
Get S$300 Cash via PayNow as your reward
OR Earn 5,100 SmartPoints which can be used to redeem any product from the Rewards Store here.
Use SmartPoints earned to redeem: Apple iPad Wi-Fi 9th Gen, 64GB (5,040 SmartPoints) OR Nintendo Switch OLED (5,000 SmartPoints) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints) AND many other products!
SmartPoints will be credited into your SmartPoints Wallet with a validity period of 60 days. T&Cs apply.
For more information regarding SmartPoints, refer to our FAQ here.
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
Frequent travelers who require priority pass lounge access and travel insurance; homeowners with bills to consolidate
Online travel booking sites such as Kaligo and Agoda; bills and IRAS tax
Travel bookings, big expenses, and daily local and overseas expenditure
You need to maximize your online travel bookings, bills, tax, and daily expenditure; you appreciate miles that don’t expire
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Besides the CitiPremierMiles Card, others like the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparisonwizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the key factors including the air miles benefits, interest rates, annual fees and minimum annual income requirements.
The Citi PremierMiles Card used to offer the same interest rate and annual fee as the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card, but has revised their interest rate to be slightly higher at 27.90% this year. Although the Citi PremierMiles Card charges the highest interest rates among the three cards, it offers the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, and on top of that, it has the most generous welcome bonus air miles.
As for the annual fees, Standard Chartered’s Journey Credit Card gives you the most flexibility in having the first and second year of annual fee waived. If you’re a Singaporean/PR, the minimum income requirement is the same for all these 3 cards, however, foreigners may find SCB Journey Credit Card’s minimum income requirement a little on the high side. Considering all these factors, the Citi PremierMiles Card seems to be a good entry-level air miles card with a wider range of benefits as compared to the other 2 cards.
Interest rate: 27.90%
Annual fee: $194.40 (waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
Minimum annual income:
Annual fee: $194.40 for Year 1 (second year waiver available only upon minimum annual spending of S$25,000)
Minimum annual income:
Interest rate: 26.90
Annual fee: $194.40 (First and second year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the Citi PremierMiles Card
You may begin your application by clicking on our Citi PremierMiles Card "Apply now" button. When you choose to apply online or through the Citi Mobile® App and via SingPass MyInfo, Citibank will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
You’ll be able to activate your Citi PremierMiles Card instantly through the Citi Mobile® App and be invited to enter your 6-digit Unlock Code to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles rewards with your Citi Mobile® App!
Want to read more? Check out our full review of Citi PremierMiles in our blog.