CIMB Visa Signature
Get S$50 Cash when you apply and spend a min of S$2,000 within 60 days from card approval! T&Cs apply.
PLUS get a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) from CIMB spend a min of S$2,000 within 60 days from card approval. T&Cs apply.
Valid till 15 Jun 2026
ARE YOU ELIGIBLE?
Promotion is valid from 01-June-2026 to 15-June-2026
Applicable for New-to-CIMB card holders only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 15th July 2026
WHAT YOU NEED TO KNOW
MoneySmart S$50 Gift: Spend a min. of S$2,000 within a 60 day period from card approval date
*Faster Gift Redemption: Receive your Reward as fast as 2 - 3 months from meeting the "Eligible Spends" criteria, instead of 5 months from end of campaign month. T&Cs Apply.
CIMB Online Promotion: Get Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) when spend a min. of S$2,000 within a 60 day period from card approval date. Valid till 30 July 2026.
CIMB offer is stackable on top of the MoneySmart Exclusive gift
Card Details
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CIMB Visa Signature Card Benefits 2025
In this review, we’ll take a look at the requirements, pros and cons and other relevant details of the CIMB Visa Signature Card before you make a decision.
Find Out More About The CIMB Visa Signature Credit Card In Our Blog Review!
Pros & Cons
Pros
- Up to 10% cashback on spending in selected categories including online shopping, groceries, beauty & wellness, pet shops & veterinary services and cruises
- No annual fee for life
- Enjoy more than 1,000 CIMB Deals & Discounts across dining, retail and lifestyle outlets
- Exclusive access to CIMB’s Visa Signature Concierge which includes travel and dinner reservations privileges, priority booking of tickets and more
- Complimentary travel insurance of up to S$500,000
Cons
- Interest rate of 27.80%, which is higher than some cashback credit cards (as per MoneySmart’s Credit Cards comparison tool)
- A minimum spend of $800 is required to qualify for the 10%
Compare CIMB Visa Signature Card vs. HSBC Visa Platinum Card vs. Citi Cash Back + Card
Moreover, the CIMB Visa Signature Card lets you save the most on annual fees as it doesn’t charge any unlike most credit cards, including the HSBC Visa Platinum Card and the Citi Cash Back+ Card.
When it comes to interest rates, the HSBC Visa Platinum Card offers you the lowest option of 26.90% (subject to the bank’s assessment of your credit profile). However, it charges a hefty annual fee of $662.15, which is the highest among the 3 cards.
Annual fee:None
Minimum annual income:
Cash back benefits:
Annual fee:$662.15 (no waiver available)
Minimum annual income:
Cash back benefits:
Annual fee:$196.20 (first year waiver available)
Minimum annual income:
Cash back benefits:
Find Out Great Credit Cards Promotions (Including Cashback) In Our Blog Article!
Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
CIMB Visa Signature Card Application
Here are 3 simple steps to apply for the CIMB Visa Signature Card
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our CIMB Visa Signature Card application link. When you choose to apply online via SingPass MyInfo, CIMB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step Title 3
Frequently Asked Questions
Are there any fees if I apply for the CIMB Visa Signature Card Card?
- CIMB Visa Signature Card does not charge any initial annual fees, but it does charge other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the CIMB Visa Signature Card Card?
- If you’re a Singapore Citizen or Permanent Resident (PR), you’re eligible to apply for the CIMB Visa Signature Card, as long as you’re aged between 21 and 70, and earn a minimum annual income of $30,000 (for Singaporeans and PRs).