Apply for a Citi or HSBC card this September. Submit your claim before the daily 9pm cut-off, and if you're one of the first 15 that day, you'll take home a $50 cash bonus on top of your guaranteed cash gift.
(15 winners a day, every day of each bank's window—that's how the 105 adds up.)
Browse participating cardsT&Cs apply.
The route to the podium
APPLY
Apply for an eligible Citi or HSBC card through MoneySmart in September.
- For HSBC Cards: 7-13 Sep
- For Citi Cards: 14 - 20 Sep
CLAIM
Submit your claim form on the MoneySmart website. No separate signup needed.
SPEND
Spend a min. of $500 from your card account opening date to the end of the following calendar month.
GET REWARDED
Receive your baseline gift, plus your race bonus if you're one of the first 15 claimants that day.
Participating cards on the grid
Citi Rewards Card
- on Online Grocery, Food Delivery, Ride-Hailing
- S$1= 10X Points
- for in-store shopping purchases at Department Store, Clothing Stores
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.
Citi Cash Back+ Card
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap
- Unlimited
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.
HSBC Live+ Card
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get UPSIZED S$450 Cash or 6,140 SmartPoints (worth up to S$649 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS get a $50 CASH BONUS on top of your baseline gift if you are the first 15 to claim at 9pm daily! T&Cs apply.
HSBC Revolution Credit Card
- on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
- S$1 = 20X Points (8 miles)
- on Contactless & Online Spending for all other cardholders
- S$1 = 10X Points (4 miles)
- on All Other Spend
- S$1 = 1X Point
Get UPSIZED S$450 Cash or 6,140 SmartPoints (worth up to S$649 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS get a $50 CASH BONUS on top of your baseline gift if you are the first 15 to claim at 9pm daily! T&Cs apply.
T&Cs apply.