Your dream year-end holiday could be on us
Niseko ski slopes. Maldives overwater villas. Amalfi coast sunsets.
From the luxurious ski resorts in Japan to the exquisite ocean villas in the Maldives—the year-end holiday you've been dreaming about could be fully covered. Flights, hotels, all of it.
Simply apply for a participating Citi or HSBC credit card via MoneySmart to qualify.
Browse participating cards
T&Cs apply. Campaign ends 5 Aug 2026.
Two layers of rewards
Four steps. That’s it.
Pick a participating Citi and HSBC card
Each one comes with guaranteed baseline rewards just for applying via MoneySmart.
Apply via MoneySmart
Your application must go through MoneySmart to be eligible for both the baseline reward and the S$15,000 travel voucher opportunity.
Hit minimum spend
Spend the required minimum on your card within the qualifying period. Each card's details page specifies the amount.
Submit your claim
Log in to your MoneySmart account and fill out the claim form. Baseline rewards are guaranteed once criteria are met.
Explore all participating cards
HSBC Revolution Credit Card
- on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
- S$1 = 20X Points (8 miles)
- on Contactless & Online Spending for all other cardholders
- S$1 = 10X Points (4 miles)
- on All Other Spend
- S$1 = 1X Point
Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
HSBC Live+ Card
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
HSBC TravelOne Card
- on Local Spend
- S$1 = 1.2 miles
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
HSBC Advance Credit Card
- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
Get S$400 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Citi PremierMiles Card
- Local Spend
- S$1 = 1.2 miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 miles
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Citi Cash Back+ Card
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Citi Rewards Card
- on Online Grocery, Food Delivery, Ride-Hailing
- S$1= 10X Points
- for in-store shopping purchases at Department Store, Clothing Stores
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
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Citi SMRT Card
- on Online Purchases, Groceries, Taxi, Ride-hailing, SimplyGo & Malaysia Ringgit Spend
- 5% Savings
- on Other Retail Spend
- 0.3% Savings
- Min. Spend per statement month to earn max rebates
- S$500
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Citi Cash Back Card
- Cash Back on Groceries, Petrol & Private Commute
- Up to 8%
- Total Cash Back Cap, per month
- S$80
- at Caltex, Shell & Esso
- Up to 23.64% savings
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Citi M1 Credit Card
- on eligible Entertainment Spend
- Earn 4.7% Bonus Citi Rebate
- on M1 Telco Bill Charges
- Enjoy 2.7% Bonus Citi M1 Rebate
- on in-store purchases at M1 Shops
- Earn 2.7% Bonus Citi M1 Rebate
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! Receive them as quickly as 5 weeks after meeting the spend criteria.
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.